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Personal Finance

4 Retirement Risks You Should Consider

Eric Taylor | Posted 05.06.2015 | Money
Eric Taylor

Although the road to a comfortable retirement is full of uncertainty, the good news is that you don't need to predict the future to be able to prepare for it. You have the power to make decisions today that will directly impact how you live tomorrow.

Avoiding A Personal Retirement Crisis

Stuart Robertson | Posted 05.06.2015 | Money
Stuart Robertson

With the future of Social Security uncertain and an increasing number of workers approaching retirement, having access to intuitive, low-cost retirement plans along with a sound strategy to work toward retirement goals is more important than ever.

How Much Should You Be Saving?

Carrie Schwab-Pomerantz, CFP | Posted 05.06.2015 | Money
Carrie Schwab-Pomerantz, CFP

The future can seem so far away, and the path to that future so unsure, that it can be difficult to know exactly how much to save... or even to find the motivation to get started. The reality, though, is that the earlier we start to save -- whether it's for retirement or other goals -- the less difficult the challenge becomes.

What Is a Reverse Mortgage?

Simple. Thrifty. Living. | Posted 05.04.2015 | Money
Simple. Thrifty. Living.

While reverse mortgages can provide significant cash during retirement, they may not be the best choice for everyone. If you are thinking about a reverse mortgage, discuss your options with a neutral financial adviser. Always know all the details before making any financial decision.

Sex, Drugs, and No Control: The Wild Ways of Banks Continues

Steven Abernathy and Brian Luster | Posted 06.29.2015 | Business
Steven Abernathy and Brian Luster

How will investors be protected going forward? If history is any indication of the future, banks at times are free to do exactly as they please--as long as they pay to play. Clients deserve far better than illegal, unethical, and egregious behavior from "trusted" banking institutions.

How To Model Good Money Habits To Your Kids

Andrew Plepler | Posted 07.02.2015 | Business
Andrew Plepler

Based on my experience raising three children, I know how difficult it can be to find the time and focus to teach them about the basics of money. But ...

3 Moves To Build Money Confidence In Your 20s, 30s, 40s and 50s

LearnVest | Posted 06.30.2015 | Money
LearnVest

The older you get, the more confident you'll feel about your money, right? Actually, no. According to new research from LearnVest, it turns out that age doesn't necessarily correlate with financial confidence in the way you might expect.

5 Smart Ways To Spend Your Tax Refund

WiserAdvisor.com | Posted 06.30.2015 | Money
WiserAdvisor.com

Regardless of how you choose to spend your tax refund, the most critical tip is that you make a conscious decision about how to use that money.

What, No Corvette?! Teaching Kids About Money And Saving Should Start Early

John F. Sweeney | Posted 06.29.2015 | Parents
John F. Sweeney

Thanks to the Internet, music lyrics and the chatter loop in school, kids today seem to know the price of everything. However, for many kids -- my son included -- understanding what it takes to pay for these items is another thing entirely.

4 Better Ways To Spend Your Tax Refund

LearnVest | Posted 06.29.2015 | Money
LearnVest

In the coming weeks you could be one of the many Americans receiving what the IRS has quoted as the average tax refund of $3,120. And it's precisely why we thought it was high time to take a look at the common ways people make poor decisions when it comes to tax refunds.

Things You Want To Know About Investing But Are Afraid To Ask -- Part 3

Carrie Schwab-Pomerantz, CFP | Posted 06.29.2015 | Money
Carrie Schwab-Pomerantz, CFP

So let's say you've got the basics down. You've decided you're a moderately aggressive investor looking for growth, and you've researched and chosen a couple of initial investments. Are you ready to buy? Not quite.

How Long Will It Take the Average American to Pay Off Credit Card Debt?

Simple. Thrifty. Living. | Posted 06.29.2015 | Business
Simple. Thrifty. Living.

Answer this question honestly -- do you pay extra on your credit card bills, or do you stick to minimum payments every month? If you're like most people, it's probably the minimum.

Things You Want To Know About Investing But Are Afraid To Ask -- Part 2

Carrie Schwab-Pomerantz, CFP | Posted 06.27.2015 | Money
Carrie Schwab-Pomerantz, CFP

Last week I talked about investing concepts that people want to understand but are too often afraid to ask about -- things like asset allocation, diversification and risk. But if you're unclear on a concept, I say ask. And ask again if you don't completely understand.

5 Reasons To Hire A Financial Advisor -- One Dominant

Jonathan K. DeYoe | Posted 06.27.2015 | Money
Jonathan K. DeYoe

Your very success may well depend on sticking with a well-designed and considered financial plan when it is the hardest to do so. This is the capital "R" reason you may want a lifetime financial advisor.

More Term Life for the Money

Terry Savage | Posted 06.27.2015 | Money
Terry Savage

Not everyone needs life insurance. But if you have dependents who will need to cover living expenses, pay off a mortgage or plan for college, then you should at least find out how easy and relatively inexpensive it is these days to buy simple term insurance.

8 Phone Calls to Hang Up On

Richard Barrington | Posted 06.24.2015 | Money
Richard Barrington

Wherever financial misery exists, expect scam artists to follow close behind, ready to take advantage of it. Too often these days, when the phone rings, it is some helpful person who claims to have a way to rid you of your financial problems. But in reality, what they often really want to rid you of is your money.

Proof That Most Of Us Don't Understand Overdraft Fees

The Huffington Post | James Cave | Posted 04.23.2015 | Business

How much do you really know about your bank's overdraft protection policy?

Why Are Women So Afraid to Talk About Money?

Steve Rhode | Posted 06.23.2015 | Money
Steve Rhode

A fantastic Emily Birken article was sent to me to ponder over by the Personal Finance Syndication Network. It's a great source of the latest personal...

Millennials: Find Your Path to Retirement

Jacob Gold | Posted 06.20.2015 | Money
Jacob Gold

If you're under the age of 35, odds are you haven't spent much time planning for your retirement years. This is certainly understandable considering the financial hurdles millennials face today.

Why You Should Let Technology Take Care of Your Finances

Jen Turrell | Posted 06.22.2015 | Money
Jen Turrell

Before you turn on the auto-transfer and auto bill pay functions, you need to create a savings buffer. It's no use setting all of this up if one month you run out of money and create a cascade of overdrafts and late fees.

Book Review: 7 Wealth Building Secrets

Suna Senman | Posted 06.21.2015 | Money
Suna Senman

While the title 7 Wealth Building Secrets, looks ordinary, the contents of this book are extraordinarily grounded in greatest wisdom and proven practicality.

7 Life Changes That Could Help Your Finances

LearnVest | Posted 06.20.2015 | Money
LearnVest

When you hear stories about friends or relatives who've had to downsize their homes, take a second job, or move cross-country because of money, the assumption is that an acute case of "living large" is the problem. But that's not always the case.

13 Money Management Lessons for Kids

Chris Mettler | Posted 06.16.2015 | Education
Chris Mettler

Research shows that America's youth has a deep lack of understanding when it comes to finances and how to properly manage money. These disturbing statistics have generated a national movement to incorporate financial literacy into our education system and encourage parents to teach money management lessons at home.

6 Things to Think About When Spending Your Tax Refund

Steve Siebold | Posted 06.16.2015 | Money
Steve Siebold

The IRS tax filing deadline is this week, and the average refund so far has been about $3,500. The question is: what should you do with that refund? The truth is, a tax refund can be a lifesaver for some, but can cause more trouble for others.

Use the Law of Attraction to Create Wealth

Rose Caiola | Posted 06.16.2015 | GPS for the Soul
Rose Caiola

Although there are signs that the economy is improving, many still feel a pinch in their wallets -- especially in the week that income taxes are due. ...