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Personal Finance

20 Apps That Make You Money

GOBankingRates | Posted 08.06.2015 | Money

Playing games and catching up on social media sites is great, but these activities alone won't pad your wallet. Make the most of your spare time by downloading an app that can earn you extra money.

How You Can Work Less and Get Rich

Brian de Haaff | Posted 08.06.2015 | Business
Brian de Haaff

Which part of the title interested you most -- working less? More money? Or both? Most people I know like both equally. You know the get-rich fantasy images -- the boat, the car, the big house, the life of leisure. It looks so easy.

How to Fund a Last-Minute Summer Vacation Without Credit Cards

GOBankingRates | Posted 08.03.2015 | Money

Before you pull out the plastic, you might want to explore some alternative ways to fund your trip that don't include double-digit interest rates.

Rack Up Credit Card Rewards and Win

Chris Mettler | Posted 08.03.2015 | Money
Chris Mettler

Once you know the rules of the game and understand your rewards program, you can start racking up the rewards. You'll want to pay close attention to your rewards statement that you should receive every month along with your bill.

Soft vs. Hard Inquiries: What's the Difference & How do They Affect Credit

Kari Luckett | Posted 08.03.2015 | Education
Kari Luckett

Having and maintaining an excellent FICO credit score can be the difference between getting approved or denied for a loan, and also influences your interest rates. There are several factors that can have positive or negative effects on a credit score.

Should You Care About Rising Interest Rates?

Carrie Schwab-Pomerantz, CFP | Posted 08.03.2015 | Business
Carrie Schwab-Pomerantz, CFP

The fact that the Fed is considering raising rates is a good thing because it means the economy is doing well. However it will have a different impact on different people.

3 Mistakes You're Making Before a Big Purchase

GOBankingRates | Posted 07.31.2015 | Money

You won't do your wallet any favors by waiting for an appliance, computer, television or other big-ticket item to stop working before buying a replacement.

5 Signs You Have a Spending Problem

GOBankingRates | Posted 07.31.2015 | Money

Some might be relying on credit or dipping into savings to cover their spending because they are having trouble making ends meet. And, some might be simply living beyond their means.

The Credit Card Dispute Process

CompareCards | Posted 08.01.2015 | Money

What if I told you that one of the most valuable features of your credit card is one of the least used features? Most credit cards offer Dispute Resolution services that are unparalleled by any form of payment, allowing cardholders to have the upper hand when a merchant refuses to do the right thing.

What Happens When You Open A Credit Card Account?

CompareCards | Posted 07.31.2015 | Education

Congratulations! You have just been approved for a new credit card. But what does that announcement really mean?

How to Raise a Future Millionaire

Bob Stammers | Posted 07.30.2015 | Business
Bob Stammers

It is never too early to teach your children about the value of money and how to manage it. Kids are constantly learning - both inside and outside the classroom - and parents can play a key role in developing their kids' financial habits.

15 Most Expensive Cities for Singles

GOBankingRates | Posted 07.30.2015 | Business

Singles' financial situations aren't so simple, and the investments required to stay attractive and dateable while trying to find one's mate can quickly add up, especially in high-cost cities where even everyday necessities carry luxury-level prices.

How One Shark Tank Deal Turned Lani Lazzari Into a Millionaire Before College

GOBankingRates | Posted 07.28.2015 | Business

Many entrepreneurs with multiple college degrees under their belts spend years trying to start a successful company. But 20-something Shark Tank star Lani Lazzari has already mastered it.

Why You Should Know the Different Types of Credit Card APRs

CompareCards | Posted 07.28.2015 | Money

A credit card's interest rate is the price you pay for borrowing money. For credit cards, the interest rates are typically stated as a yearly rate, called the Annual Percentage Rate (APR). Where it can become a little more complicated, however, is that each single credit card may have multiple APRs that apply to it.

Studies Show Your Financial Health Could Be a Good Indicator of Your Mental Health

Amy Morin | Posted 07.27.2015 | Healthy Living
Amy Morin

Your debt may cost you more than just interest. Research shows there's a clear link between your financial health and your mental health, and your debt may serve as a tangible representation of your psychological state.

7 Work-Life Balance Secrets Of Work-at-Home Parents

GOBankingRates | Posted 07.27.2015 | Business

It isn't always easy when you have a family. Anyone who has ever tried to meet deadlines or take a call with a client while kids are screaming in the background knows how hard it can be.

Earn Rewards For Your Daily Commute

CompareCards | Posted 07.27.2015 | Money

While people are usually well aware of the massive amount of time they spend at work, we rarely pay attention to the amount of time and resources it takes to get to and from work. When you think about it, our daily commute is a huge part of our lives that rarely receives any consideration.

How To Spend Less Dining Out

CompareCards | Posted 07.27.2015 | Money

Dining out is almost always more expensive than staying home, but that doesn't stop most Americans from enjoying the experience. By using credit card rewards and other discounts to save on dining expenses, you can eat out for less than you may have thought.

Fewer Americans Are Putting Off Purchases This Year

The Huffington Post | Ariel Edwards-Levy | Posted 08.06.2015 | Politics

Fewer Americans are trying to save money by putting off a range of expenses, from medical care to vacations, new polling from HuffPost/YouGov shows. ...

8 Personal Finance Categories to Keep You Focused on the Bigger Picture

Natalie Bacon | Posted 07.24.2015 | Business
Natalie Bacon

If you're anything like me, you hear advertisements about financial products frequently. I hear ads for everything from banks, to investment products, to retirement accounts, and on and on. Every ad is for something different and it's hard to keep track of it all.

8 Worst Ways to Make Money Online

GOBankingRates | Posted 07.24.2015 | Money

You're already working a full-time job, but you're trying to hustle on the side. Maybe you have debts to pay off, are saving for a dream vacation or need to bank cash for a home improvement. Whatever the reason, you see the appeal of making money online.

Here's Where You'll Find Free Hot Dogs on National Hot Dog Day 2015

GOBankingRates | Posted 07.24.2015 | Business

Whether you like your hot dog loaded up with ketchup and mustard, deep-fried, or smothered in chili, you can find deals for cheap or free hot dogs on National Hot Dog Day.

All That Glitters Is Not Gold, for Now

Sara Zervos | Posted 07.29.2015 | Business
Sara Zervos

After experiencing a bull run for decades, the price of gold has been on an incessant decline since its high in 2011 - and is down a whopping 73% since then. Given prices plummeted around 5% in the last week alone, this shiny metal is making headlines both in popular and financial press. Is it time to buy?

10 Best States to Get a Mortgage Loan

GOBankingRates | Posted 07.23.2015 | Money

GOBankingRates ranked all 50 states based on the local rates offered on 15- and 30-year fixed-rate mortgages (FRMs) in the first quarter of 2015, weighted with the average home listing price in the state.

5 Signs Your Parents Are the Victims of a Financial Scam

GOBankingRates | Posted 07.23.2015 | Money

If they've been targeted by scammers, report it to the FTC, their state attorney general and state consumer protection office.