If you have something to say...
Say it on the Huffington Post
If you have something to say...
Say it on the Huffington Post
It's extremely difficult to change the behaviors that got you into debt. Here are three of the psychological reasons why getting out of debt is so difficult -- and what you can do to combat your wiring.
In 2012, the national housing market finally turned a corner. We've now experienced 13 straight months of home value appreciation. So what will 2013 have in store?
In a world of ever-increasing market complexity and individual responsibility, financial literacy is more essential than ever.
Although I am the son of a professional gambler and a lifetime, self-employed entrepreneur, I preach a gospel of being risk-averse when it comes to money. I want people to be secure and have a safety net before they roll the dice on an investment.
The holidays give us a moment to strengthen our bonds with family and show our thanks for all the blessings we normally take for granted. In the face of continued financial hardship, it's also a reminder to make the most of what we have.
If you just received a year-end bonus, congratulations. With money tight and the economy uncertain, those extra dollars can be hard to come by. Now, how do you use that hard-earned bonus wisely? Here are eight suggestions.
Whether your Social Security benefits are garnishable or not depends on who you owe. Banks and other financial creditors, for example, can't touch your Social Security checks. But if Uncle Sam is collecting on a debt, some of your benefits are fair game. Here's what you should know.
One of my favorite things about the holiday season is getting to throw an unforgettable party. Unfortunately, with so many year-end expenses and a sluggish economy, my budget this year is pretty limited. Here's what I've learned about how to throw a party on a budget.
Taking money over time is a tenet of my faith. I believe in God, the Cincinnati Reds and not taking money in a lump sum.
Thanks to two major X factors -- the fiscal cliff and new bank capitalization standards -- 2013 could be the most eventful period for the banking industry since the crisis years of 2008 and 2009. Here are eight key things to watch.
I figured if Congress isn't so worried about this terminal Fiscal Cliff and is planning their vacations, I'm going to take mine, too.
For decades, the primary focus of retirement planning has been on the accumulation phase, and building up one's nest egg. But in recent years, it's become all too clear that having a solid strategy in place during the spend-down phase is equally, if not more, important.
Mom and Dad had just moved us to a tiny town in North Carolina to be closer to family. They bought some land, started building their dream home and convinced my grandparents to build a little home nearby. They had a lot of financial obligations that depended on my father's income.
Lately, Obamacare has been an unavoidable topic. It's covered extensively by the media and is given extra consideration because of the recent election as well as the Supreme Court's ruling on June 28th, 2012 to uphold the law. But how will it affect our personal finances?
Is all debt bad? Not necessarily. Certain types of debt are either beneficial or detrimental as we try to improve our finances.
Typically, the longer your credit history, the higher your credit score. Many consumers assume closing accounts they're not using makes them look better to lenders, but it can have the opposite effect.
