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Personal Finance

Preparing Yourself for the Financial Effects of Severe Weather

Mark Steber | Posted 09.30.2013 | Business
Mark Steber

These tax rules may not make you whole again and certainly cannot replace precious sentimental items or life lost, but they can lighten your taxes and may even put more money in your pocket -- when you need it most.

To Roth or Not to Roth

Shannah L. Compton | Posted 09.30.2013 | Business
Shannah L. Compton

A Roth is a post-tax retirement account, meaning the money you put in does not allow you to deduct it from your tax returns. That can be a bummer when you need income tax deductions!

No Economic Recovery Without Addressing 21st Century Racial Economic Inequality

Dedrick Muhammad | Posted 09.30.2013 | Black Voices
Dedrick Muhammad

To move the country forward we cannot and should not focus just on one race or ethnic group. But in order to advance the country as a whole we must look at all of her parts.

How to Get Your Value Investment Groove Back

Mary Buffett | Posted 09.30.2013 | Women
Mary Buffett

As women who are providing the nest egg for our children and ourselves, we don't want to fall into the trap where prudence becomes paralysis.

Fight 401(k) Fees

Terry Savage | Posted 09.30.2013 | Business
Terry Savage

The world of 40l(k) plans is in an uproar -- and the result may be a much better deal for employees who participate in those plans. Finally, someone is questioning the fees that plan participants pay for the mutual fund choices within the plans.

Do You Want Your Receipt?

Tim Devane | Posted 09.28.2013 | Technology
Tim Devane

For the sake of everyone who comes home with crumpled receipts in their pockets and for all the trees wasted printing, how are these tiny squares of economic antiquity still necessary?

6 Financial Hurdles to Jump Before You Turn 30

Simple. Thrifty. Living. | Posted 09.25.2013 | Business
Simple. Thrifty. Living.

It's OK if you haven't figured out what you want to do by the time you hit 30, but you should be doing something.

Your Child Isn't Prince George? Save for These 4 Things

Richard Barrington | Posted 09.25.2013 | Business
Richard Barrington

For typical families the joy of a new child is accompanied by a series of new financial responsibilities. These responsibilities can be extremely burdensome if you don't save up in advance -- if possible, starting from the time you first decide to have children.

Next Time You're on the Phone With Your Bank, Take a Minute to Gripe About the Swipe, Too

Karen Hinton | Posted 09.25.2013 | Business
Karen Hinton

Through a secretive, sneaky, back-door approach, banks that issue the cards, along with Visa and MasterCard, have figured out yet another way to suck money from our pocketbooks without our ever even knowing about it.

Did You Know Overdraft Fees Are on the Rise?

MyBankTracker | Posted 09.24.2013 | Business

Banks continue to raise the fee that is charged when customers spend more than they have in their accounts. Since the end of 2012, the average fee for a $50 overdraft has increased from $33.70 to $34.90 at the 10 largest U.S. banks.

Investing in Gold: It Might Pan Out

SaveUp | Posted 09.24.2013 | Business

Gold has performed handsomely in the past few years despite recent dips. Some would call this a bubble. Others might argue it is a safe investment during a recession. In my opinion, part of what has made gold so popular of late, is our human propensity to chase returns.

Life Is All Good, Now What?: Eight Ways to Stay Prepared for Life's Inevitable Storms

Jaclyn Vargo | Posted 09.24.2013 | Women
Jaclyn Vargo

Life is good. Good for you! There is still plenty that you can do to ensure that you are prepared just in case something unfortunate happens. Here are eight items you can tend to ensure that you are in the best position to sustain and recover from any mishaps that come along.

10 Really Dumb Things You Do With Credit Cards

Adam Levin | Posted 10.30.2013 | Business
Adam Levin

here are an estimated 1.5 billion credit cards in use in the United States and that can make them seem pretty ubiquitous. Nevertheless, access to credit cards is a privilege not a right, and if you make mistakes, you'll pay a price -- sometimes a hefty one.

4 Steps for Families to Avoid Debt and Increase Savings

Jaclyn Vargo | Posted 09.23.2013 | Women
Jaclyn Vargo

Avoiding debt gives each dollar someone earns more power. Here are four steps to ensure that one is earning interest instead of paying it.

The Intelligent Investor Series 2: Airing Wall Street's Dirty Laundry, Investors Deserve Better

Steven Abernathy and Brian Luster | Posted 07.24.2013 | Business
Steven Abernathy and Brian Luster

Investors should not be sold a bill of goods. If a financial professional is simultaneously able to be both a fiduciary and a salesman, there is no true fiduciary responsibility.

Understanding the Gen Y Debt Battle

SaveUp | Posted 09.22.2013 | Business

Low or inconsistent income can create a cycle of taking on debt (particularly "bad" debt) to make ends meet. And unfortunately, the recent economic crisis has affected those in Gen Y dramatically.

Is Your Home Underwater? Smart Strategies to Handle Financially Sinking Properties!

Joaquin Benitez | Posted 09.22.2013 | Business
Joaquin Benitez

What can you do if your home is slipping underwater? It will depend on just how deep it is. Let's consider the worst possible situation as an example.

How to Come Back From a Financial Crisis

Simple. Thrifty. Living. | Posted 09.21.2013 | Business
Simple. Thrifty. Living.

It seems we are on the other side of the recession, or at least on our way out, but that doesn't mean we're not still feeling the pain from it.

6 Ways to Prepare for Unexpected Financial Events

Richard Barrington | Posted 09.18.2013 | Business
Richard Barrington

You can't protect against everything, but there are steps you can take to be better prepared to react when surprises threaten to impact your personal finances.

4 Ways to Increase Your Financial Independence

Dedrick Muhammad | Posted 09.17.2013 | Black Voices
Dedrick Muhammad

While total freedom from financial obligation is probably an unrealistic goal for most of us, there are still a few steps you can take that will enable you to gain firmer financial footing and leave you less vulnerable in times of financial hardship.

Have We Learned From the Great Recession? 4 Finance Tips for Gen Y

SaveUp | Posted 09.17.2013 | Business

Think about your goals; short term, mid- and long term. Maybe you want to buy a car? Will that be in 6-8 months? How much will it cost? Specifically define each goal. Quantify them and give them a time frame.

It's Time for Your Midyear 401(k) Checkup

Catherine Golladay | Posted 09.16.2013 | Business
Catherine Golladay

Quarterly 401(k) statements are out and yours may reflect the double-digit rally in the stock market so far this year. But it's important to remember that past performance doesn't guarantee future results.

How Your New Little Bundle of Joy Will Change Your Tax Return

Mark Steber | Posted 09.16.2013 | Business
Mark Steber

Since you'll likely be sleeping a lot less, you may have time to organize the things you need for tax time between feedings, naps and diaper duty. Let's look at some of the changes a new dependent brings to your individual income tax return.

The Surprising Way The Recession Affected Women

Posted 07.17.2013 | Women

Did the recession push women to be financially savvier? Yes, according to the 2013 Allianz "Women, Power, and Money" study. Allianz surveyed 2,213...

Don't Get Squeezed by Cramer's Embrace of a Medieval Mathematician

Dan Solin | Posted 07.16.2013 | Business
Dan Solin

Fibonacci was a brilliant mathematician, but even he couldn't predict tomorrow's news. Don't bet your financial future on anyone who says they can.