These tax rules may not make you whole again and certainly cannot replace precious sentimental items or life lost, but they can lighten your taxes and may even put more money in your pocket -- when you need it most.
The world of 40l(k) plans is in an uproar -- and the result may be a much better deal for employees who participate in those plans. Finally, someone is questioning the fees that plan participants pay for the mutual fund choices within the plans.
For typical families the joy of a new child is accompanied by a series of new financial responsibilities. These responsibilities can be extremely burdensome if you don't save up in advance -- if possible, starting from the time you first decide to have children.
Through a secretive, sneaky, back-door approach, banks that issue the cards, along with Visa and MasterCard, have figured out yet another way to suck money from our pocketbooks without our ever even knowing about it.
Banks continue to raise the fee that is charged when customers spend more than they have in their accounts. Since the end of 2012, the average fee for a $50 overdraft has increased from $33.70 to $34.90 at the 10 largest U.S. banks.
Gold has performed handsomely in the past few years despite recent dips. Some would call this a bubble. Others might argue it is a safe investment during a recession. In my opinion, part of what has made gold so popular of late, is our human propensity to chase returns.
Life is good. Good for you! There is still plenty that you can do to ensure that you are prepared just in case something unfortunate happens. Here are eight items you can tend to ensure that you are in the best position to sustain and recover from any mishaps that come along.
here are an estimated 1.5 billion credit cards in use in the United States and that can make them seem pretty ubiquitous. Nevertheless, access to credit cards is a privilege not a right, and if you make mistakes, you'll pay a price -- sometimes a hefty one.
While total freedom from financial obligation is probably an unrealistic goal for most of us, there are still a few steps you can take that will enable you to gain firmer financial footing and leave you less vulnerable in times of financial hardship.
Think about your goals; short term, mid- and long term. Maybe you want to buy a car? Will that be in 6-8 months? How much will it cost? Specifically define each goal. Quantify them and give them a time frame.
Quarterly 401(k) statements are out and yours may reflect the double-digit rally in the stock market so far this year. But it's important to remember that past performance doesn't guarantee future results.
Since you'll likely be sleeping a lot less, you may have time to organize the things you need for tax time between feedings, naps and diaper duty. Let's look at some of the changes a new dependent brings to your individual income tax return.