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Personal Finance

Squash Holiday Debt by Saving in July

Chris Mettler | Posted 07.07.2015 | Business
Chris Mettler

With all the holiday parties, gifts, and travel costs associated with the holidays, it can be incredibly easy to incur debt if you aren't careful. The best way to prepare for the holidays is to make a list, prepare a budget and start saving ahead of time.

Will You Have to Pay Capital Gains Taxes on the Sale of Your Home?

Carrie Schwab-Pomerantz, CFP | Posted 07.06.2015 | Money
Carrie Schwab-Pomerantz, CFP

While there are generous exclusions allowed when it comes to capital gains on the sale of a home, timing is crucial and the clock is ticking.

Why Credit Advice Won't Work the Same for Everyone

CompareCards | Posted 07.06.2015 | Money

It seems like everyone is offering advice on how to improve your credit score, but not all of it will work equally for you. That is because the credit scoring process takes into account many factors.

Ranked: Most and Least Affordable Websites for Finding Your Soulmate

GOBankingRates | Posted 07.06.2015 | Business

Finding love can be tricky. Thankfully, technology has stepped in and made it easier to connect with others through matchmaking and dating sites.

10 Things You Need to Know About Saving Money in July

GOBankingRates | Posted 07.02.2015 | Business

July: Climatologists agree that July 24 is the hottest day of the year in the U.S., but the tenth of every month during the summer feels the hottest to me ... that's the day our electric bill arrives in the mail.

How to Trick Yourself Into Paying Off Your Credit Card Debt

GOBankingRates | Posted 07.01.2015 | Business

Paying off credit card debt might be one of the best moves for your personal finances. This can improve your cash flow, giving you an opportunity to build an emergency fund or save for retirement. Plus paying off credit cards helps increase your credit score.

5 Tips to Avoid Outliving Your Retirement Savings

Laura Adams | Posted 07.01.2015 | Fifty
Laura Adams

Having a comfortable retirement is possible, but only if you adopt a long-term view, understand how to use the best savings vehicles, and plan ahead.

Retirement: What's Behind Door Number 1, 2 or 3?

Barry N. Koslow, J.D. | Posted 07.01.2015 | Fifty
Barry N. Koslow, J.D.

We need to maximize tax-favored savings opportunities as early as possible and for as long as possible. We need to save more and invest wisely, even if that wisdom includes taking measurable and reasonable risks, and deferring near term gratification that we really can't afford, such as that extended vacation or the living room furniture by a fine Italian designer.

How to Start Investing for Less Than $100

Simple. Thrifty. Living. | Posted 07.07.2015 | Business
Simple. Thrifty. Living.

It's possible to invest for less than $100 and keep your fees at a minimum. Keep these tips in mind and you should be able to turn a small amount of money into an investment that lasts a lifetime.

Welcome to the Real World: Personal Finance Tips for New Grads

Carrie Schwab-Pomerantz, CFP | Posted 06.30.2015 | College
Carrie Schwab-Pomerantz, CFP

The unfortunate reality is that most young adults have received little instruction about personal finance at the moment they need it most: when entering the workforce and starting "real life."

5 Best and Worst Things to Buy Generic

GOBankingRates | Posted 06.30.2015 | Business

With so many generic options out there these days, it's often tempting to just buy the cheaper products and save your money for something else. But "cheaper" doesn't always mean better.

23 Reasons Why You Will Always Feel Poor

GOBankingRates | Posted 06.24.2015 | Business

Many Americans are clearly not experts at managing their own finances and end up broke month after month. The cycle of overspending leaves them poor, even if their income means they are considered well above the poverty line.

How to Use Credit Card Rewards for Savings

Kari Luckett | Posted 06.24.2015 | Business
Kari Luckett

Americans are fortunate enough to enjoy a robust market for credit cards. The industry is so competitive that card issuers regularly offer customers rewards for their spending in the form of valuable points, miles, or cash back.

Use Credit Monitoring to Catch Errors Faster

CompareCards | Posted 06.26.2015 | Money

Credit monitoring gets a lot of media attention these days. Between constant TV and Internet ads for monitoring services, coverage of security hacks and identity theft; the need for more vigilant monitoring is growing.

7 Odd Jobs Suze Orman Had Before 'The Suze Orman Show'

GOBankingRates | Posted 06.23.2015 | Business

She might not have always been an expert on managing money, but Orman has worked hard to prove herself as a financial expert that people really trust.

Homeowners Can Spend Over $9K A Year In Hidden Costs | Posted 06.23.2015 | HuffPost Home

Buying a home is so much more than finding the perfect place, applying for a home loan and budgeting for a monthly mortgage payment -- it's thousands of dollars more than many homeowners expect.

'How I Got Out Of $63,000 Of Credit Card Debt' | Posted 06.23.2015 | Money

Sleepless nights. A knot in the pit of the stomach. A gnawing sense of unease. Charles Phelan was familiar with the physical and emotional toll of debt. But usually it was his clients who were experiencing those symptoms. This time, it was his turn.

Estate Planning And The Single Girl

Ann Margaret Carrozza | Posted 06.22.2015 | Women
Ann Margaret Carrozza

Women need to plan for their long-term care and estate planning needs as if they will, one day, be single.

Retirement: How To Know Whether To Spend Now Or Save For Later

Carrie Schwab-Pomerantz, CFP | Posted 06.22.2015 | Money
Carrie Schwab-Pomerantz, CFP

To me, it's all about balance. There's no boiler plate solution; it depends on your personal situation. With some planning, I believe you and your wife can enjoy this time in your life without jeopardizing your future.

11 Common Money Mistakes People Make in Their 40s

GOBankingRates | Posted 06.23.2015 | Business

Though you might feel settled, becoming complacent could impact your financial well-being. Don't fall prey to these common money mistakes that people often make in their 40s.

5 Investing Fees Beginners Forget About

GOBankingRates | Posted 06.22.2015 | Business

As a new investor, you are probably keen on making money when allocating your funds in an investment account, like a mutual fund, 401(k) or directly in the stock market. However, what is often forgotten is that, like any other financial service, there are likely fees to contend with at every corner.

15 Ways To Retire Early

GOBankingRates | Posted 06.22.2015 | Business

Retiring early -- or leaving the work force for the golf course, if you like -- might sound like an unattainable goal. That's especially true if you look at the challenge from a pure cash paradigm. But there are many ways to make it, so long as you take numerous approaches into account.

How I Managed to Save Money While Earning Minimum Wage

GOBankingRates | Posted 06.22.2015 | Business

For those trying to save on a low income, the savings tips they can actually apply are few and far between. It can be difficult to find examples of low-income saving success and get ideas on how to start saving in a meaningful way when your paychecks are puny to begin with.

5 Truths To Help You Survive Midlife

Elaine Ambrose | Posted 06.20.2015 | Fifty
Elaine Ambrose

Some of you have been around the block enough times to know where to avoid the mud and dog poop or when to stop and smell the roses. Others, however, refuse to try a better path so they continue to trip over the same obstacles.

7 of the Worst Credit Card Mistakes You Could Make

Kari Luckett | Posted 06.18.2015 | Business
Kari Luckett

It's no secret that having a good credit score is essential to a healthy financial future. So why do so many people still struggle to reach a FICO Score of 740 or higher? One theory is that many individuals are making the same habitual mistakes and don't even realize that they're actively jeopardizing their credit score.