Personal Finances

The Middle-Class Solution: GET OUT!

Grant Cardone | Posted 06.01.2012

Read More: Inflation, Mitt Romney, Middle Class, Income Disparity, Finances, Personal Finances, Middle Class Economy, Money News

People in the middle class must understand that it is no longer the safe haven of inspiration it was for their parents. Particularly, its lower and middle bands do not make enough money to save enough to create financial security.

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Don't Let Bad Estate-Planning Make You Homeless!

Ann Margaret Carrozza | Posted 05.09.2012

Read More: Aging Gracefully, Personal Finances, Estate Management, Estate Planning, Financial Planning, Writing a Will, Money News

Transferring your home to your children is a clumsy method of trying to accomplish your estate-planning goals. Having counseled thousands of families , I can tell you that this well-intentioned transfer is more likely to do harm than good.

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Retirement Realities for Women

Stephanie Penn | Posted 05.08.2012

Read More: Women, Family Planning, Personal Finances, Saving for Retirement, Retirement, Savings, Future Planning, Finances, Money News

Changing the mindset of millions of women isn't something that can happen overnight but it can be done.

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Knowing Which Financial Records to Save, Toss

Jason Alderman | Posted 05.02.2012

Read More: Tax Credit, IRS Audit, Tax Deduction, Tax Forms, Personal Finances, Tax Season, Tax Paperwork, Money News

If the memory of hours spent hunting for and organizing paperwork for tax season is still fresh in your mind, maybe it's time to do some financial spring cleaning so preparing next year's taxes won't be such an ordeal.

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Survey: Almost Half Of Couples Lie About This

The Huffington Post | Katherine Bindley | Posted 04.26.2012

Read More: Combining-Finances, Personal Finances, Relationship Advice, Relationships, Gender-and-Money, Couples-and-Money, Women and Money, Dating Relationship Advice, Business News

Nearly half of all people have lied to their significant other about money, according to a new "Financial Infidelity" survey of 23,000 online users by...

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Got Your Tax Refund: Now What?

Bob Meighan | Posted 04.26.2012

Read More: Taxes, Personal Finances, Tax Refunds, 529-College-Plans, Retirement Funds, Financial Planning, Money News

Roughly 16 percent of taxpayers will put their refund in some type of savings. In an effort to avoid debt or the temptation to raid your retirement accounts in the event of a financial emergency, consider setting up an emergency fund.

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Teaching Children the Value of a Dollar in a Debt-Filled World

Doug Lebda | Posted 04.23.2012

Read More: Financial Security, Personal Finances, Kids and Money, Financial Independence, Family Finances, Finances and Kids, Financial Advice Family, Financial Advice, Financial Advice Kids, Money News

But we all have heard the stories -- or perhaps you have one of our own -- of a parent opening up a credit card bill to find hundreds of dollars in charges from iTunes or Amazon. So how do we, as parents, start to instill good financial values in children?

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How To Make Your Life Easier

Reuters | Posted 04.14.2012

Read More: Receipts, Paperwork, Personal Finances, Tax Preparation, Getting Organized, Reuters, Tax Day 2012, Tax Day, Tax Prep, Tax Day April 17, Organization, Money News

By Vera Gibbons NEW YORK, April 13 (Reuters) - Have you emerged yet from the mountain of receipts and financial statem...

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A Quick Way To Make Your New Year Cheaper

SavvySugar | Posted 01.05.2012

Read More: New Year's Resolutions, Personal Finance Advice, Personal Finances, Saving Money, Personal Finance, Bills, Women News

It's a new year and a new you! We're kicking off a short series detailing 12 helpful tips to start off the year right, whether it be to advance your c...

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Conscious Spending in Action

J.D. Roth | Posted 01.14.2012

Read More: Personal Finance Advice, Personal Finances, Conscious Spending, Your Money, Saving Money, Money Advice, Consumer Spending, Personal Finance, Small Business News

Conscious spending isn't restrictive; it's liberating. It can help you recognize when your spending is aligned with your values, and when it's just being made out of habit.

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Change Our Minds and We'll Change Everything

Stacey Tisdale | Posted 01.02.2012

Read More: Personal Finance Advice, Personal Finances, Financial Health, Bv-Money, Personal Finance, Black Wealth, Black Voices News

Education, employment, predatory lending, you name it: There are systemic forces that have worked against our ability to create wealth. However, perhaps a bigger problem is the mind-set some of these factors have helped to create.

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Leaving An Abusive Marriage? 7 Ways To Protect Your Money

Jeffrey A. Landers | Posted 12.30.2011

Read More: Jeffrey Landers, Abusive Husband, Trusted Friend, Abusive Relationships, Divorce, Women Business Owner, Divorce Financial Strategist, Financial Documents, Marriage, Splitting Assets, Jeffrey a Landers, Disinherit Your Husband, Affluent Women, Power and Control, Financially Secure Future, Hire a Qualified Divorce Team, Court Orders, Divorce Team, Division of Assets, Jeff Landers, Abusive, Spouse, Bedrock Divorce Advisors, Divorcing Women, Women, How to Protect Your Credit Score During Your Divorce, Personal Finances, Firm Financial Foundation, Bedrock, Financial Expert, Financial Records, Divorce Financial Planner, Family Finances, Divorce Lawyer, Credit Card Companies, Abusive Spouse, Bedrock Divorce, Divorce Financial Adviser, Divorcing Your Husband, Certified Divorce Financial Analyst, Protect Your Assets, Abusive Marriage, Qualified Divorce Team, High Net Worth Women, Assets, Marital Assets, Credit Card, Controlling Husbands, Marital Property, Divorce Financial Analyst, Physical Violence, Personal Finances for Divorce, Divorce Financial Advisor, Divorce Financial Checklist, Dissipating Marital Assets, Divorce Professionals, Divorce Attorney, Divorce News

Divorce is painful -- anyone who has been through the process will attest to that. But, sometimes, divorce is less painful than staying in a relationship that has become abusive.

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Are You Committing Financial Infidelity?

Posted 12.10.2011

Read More: Infidelity, Personal Finances, Video, Relationship Advice, Financial Infidelity, Divorce, Marriage Advice, Finances, Financial Advice, Women News

One in four married people in the U.S. would not tell their spouse if they were experiencing financial difficulties, according to a recent poll of 1,4...

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10 Ways To Improve Your Finances (In 10 Minutes)

Learn Vest | Posted 12.05.2011

Read More: Financial-Life, Personal Finances, Improving Finances, Saving Money, 10 Minute Solutions, Financial Advice, Women News

You’re busy. We’re busy. And we’ve all got stuff to do. It’s that feeling that gets to us: The longer we put something off, the more we con...

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Morningstar Should Be Ashamed of Its 401(k) Plan

Dan Solin | Posted 12.04.2011

Read More: 401(K), Investing, Personal Finances, Wealth Management, 401k, Investing Tips, Retirement, Managing Your Finances, Business News

I feel sorry for Morningstar's employees. The fund selections represent everything that is wrong with 401(k) plans in this country. Here are some suggestions for Morningstar's committee.

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6 Personal Finance Tips For Forgetful People

Savvy Sugar | Posted 10.31.2011

Read More: Useful Tips, Personal Finances, Organizing Finances, Personal-Organization, Handling Personal Finances, Finances, Women News

Your intentions may be good, but sometimes your memory ruins your best attempts at trying to save more. Being forgetful when you're managing your fina...

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Working To End Poverty In U.S. Communities

HuffingtonPost.com | Curtis M. Wong | Posted 10.18.2011

Read More: Debt, Welfare, Third Wor, Personal Finances, Poverty, Poverty Line, U.S. Poverty, Managing Debt, Move the Mountain, Greatest Person of the Day, Good News, Scott C. Miller, Impact News

Scott Miller wants to eradicate poverty in America by working with one financially struggling family at a time. No doubt this is a challenging pr...

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Creating a Financial Back-up Plan

Jennifer Streaks | Posted 10.08.2011

Read More: Bv-Money, Personal Finance Advice, Personal Finances, Emergency Saving Plan, Emergency Saving, Back Up Plan, Personal Finance, Financial Back Up, Business News

In this uncertain economy, it is important now more than ever to have a financial nest egg. Without a financial back-up plan, a large number of families are one incident away from collapse.

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Money: A Tool

Theodore R. Daniels | Posted 10.02.2011

Read More: Managing Assets, Personal Finances, Personal Wealth Management, Money Matters, Wealth Management, Personal Finance Management, Business News

In order to make money and increase your wealth you must understand what money is. Just as a carpenter looks at a saw as a tool to cut a board to build a house, you must look at money as a tool to build wealth.

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Struggling Americans Avoiding All But Essential Items At Dollar Stores

The Huffington Post | Harry Bradford | Posted 09.11.2011

Read More: Family Dollar, Gas Prices, Personal Finances, Unemployment Rate, Payday Lenders, Encore Capital Group, Dollar Stores, Wal-Mart, Avondale Partners, Consumer Confidence, Bob Strasser, Great Recession, Dollar Tree, Ezcorp Inc, Economic Recovery, Harris Interactive, Dollar General, Rent-a-Center, Business News

Some Americans have become concerned enough about their finances that even a spending spree at the local dollar store now seems excessive. Followi...

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Poor Americans Happier Than Upper Middle Class

The Huffington Post | Harry Bradford | Posted 08.22.2011

Read More: Income Brackets, Economic Recovery, Personal Finances, National Debt, Harris Interactive, Unemployment Rate, Great Recession, Happiness, Business News

Despite high unemployment and a national foreclosure crisis, most Americans still feel happy, according to a recent poll by Harris Interactive. The...

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Opt out of Overdraft Protection

Richard Barrington | Posted 08.08.2011

Read More: Moneyrates 2011 Resolution, Overdraft Programs, Personal Finance, Overdraft Protection, Checking Account, Personal Finances, Business News

Despite new regulations that require banks to give people the opportunity to opt out of checking account overdraft protection programs, most people stick with them. It could be an expensive choice.

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What Would Jesus Spend His Money On?

Posted 07.25.2011

Read More: Personal Finances, Charity, Lazarus at the Gate, Lazarus Groups, Christianity and Money, Donating to Charity, Christianity, Finances, Lazarus, Religion News

By G. Jeffrey MacDonald Religion News Service BEVERLY, Mass. (RNS) No sooner had 29-year-old Graham Messier joined a small group at his church ear...

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Does It Matter If The Wife Is The Breadwinner?

Slate | By Hanna Rosin | Posted 11.17.2011

Read More: Relationships, Marriage, Breadwinner, Men Women Money, Personal Finances, Money, Men Women, Marriage Breadwinner, Women Breadwinners, Personal Finance, Marriage Finances, Marriage Money, Women Breadwinner, Healthy Living News

By Hanna Rosin Slate When my husband and I got married I was making more money than he was. We both had steady journalism jobs but I was also writing...

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What's Your Personal 'State Of The Union'?

Dr. Judith Rich | Posted 11.17.2011

Read More: Living News, Dr. Judith Rich, Personal Development, Obama State of the Union Speech 2011, Obama State of the Union, State of the Union, Personal Finances, Relationships, The Inner Life, Healthy Living News

When was the last time you checked in with yourself? When did you last do an audit of your life's vision, the resources you have at your disposal to implement it and what you need in order to make progress?

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