Paying monthly bills is a necessary chore that has a definite effect on your credit score. According to the FICO scoring model, your payments account for as much as 35 percent of your total score. Create reminders for due dates or establish a calendar for yourself to ensure you get everything paid on time.
When the stock market goes crazy, people go nuts. The ensuing insecurity has them thinking that stashing their money in a mattress at home is safer than investing it anywhere with anyone. But one should know the differences between risk and volatility to avoid silly and irrational investing mistakes. Let's clear the confusion once and for all.
The odometer on our family's 2007 Toyota Highlander Hybrid hit 100,000 one recent weekend and the kids went wild. Sure, they were jazzed that our family ride was hitting an important milestone. But they really hoped the six figures on the dashboard would finally prompt my wife and me to retire our current car and buy a snazzier set of wheels.