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Personal Loans

4 Things to Consider Before Consolidating Your Debt

Kevin Yu | Posted 09.11.2015 | Business
Kevin Yu

Debt consolidation has been a hot topic in the past few years. Since the financial meltdown in 2008, banks have tightened up on their risk models and it was near impossible to get a personal loan from a bank.

What You Need to Know: Personal Loans for Students

Stephen Dash | Posted 07.06.2015 | College
Stephen Dash

Many students look towards personal loans to help them cover all of the extra costs while in college. However, the option of a personal loan may not be the wisest financial choice, especially if a private student loan can cover the extra costs instead.

Should I Use a Personal Loan to Pay off My Student Debt?

Credible | Posted 06.02.2015 | Money

A personal loan can be a quick way to pay off your financial expenses under new, hopefully more favorable conditions. The loan has a set term and fixed payment throughout the life of the loan.

3 Things People With Bad Credit Need To Know | Posted 06.29.2015 | Money

It's not the end of the world if you have bad credit. Actually, millions of Americans have credit that's rated below average. While it's not something you might be proud of, it's important to know that there are some ways to make it better.

Why Choose A Personal Loan Over A Traditional Loan? | Posted 05.02.2015 | Money

All loans are not created equal, and in recent years the personal loan has become a great option for people to use. However, you might be wondering just what makes a personal loan different from a traditional loan from your bank.

What's The Best Way To Consolidate Debt? | Posted 04.29.2015 | Money

Studies released by Urban Institute in July 2014 showed that 35 percent of Americans -- roughly one out of three -- are so behind in their finances that they have debt in collections. Many people become overwhelmed by their debts, but they don't have to be.

P2P Lending Is Dead

Jorge Newbery | Posted 04.22.2015 | Business
Jorge Newbery

First, disco bit the dust. Then, punk rock keeled over. Now, peer-to-peer lending has been annihilated. Who murdered P2P? Wall Street.

5 Perks of Peer-To-Peer Lending

GOBankingRates | Posted 03.28.2015 | Money

Searching for an alternative to traditional financing? Or maybe you're looking for a new way to invest your money? If so, peer-to-peer lending could be exactly what you need.

How To Avoid The Payday Loan Debt Cycle | Posted 11.30.2014 | Money

The premise is simple: borrow the amount you need plus a fee per $100 borrowed now, pay it back when your next paycheck arrives. Unfortunately, what often ends up happening is that the borrower can't pay back the amount borrowed within 14 days.

Are People Ditching Banks And Going Online For Loans?

Simple. Thrifty. Living. | Posted 09.19.2015 | Business
Simple. Thrifty. Living.

In the past, if you needed a loan for your car, home improvements or to consolidate your credit cards, you would need to get dressed up and head down to the bank to beg for money. The Internet has made things a little easier.

Christina Wilkie

Jill Kelley's Sister Got Hefty Loan From Defense Department Lobbyist | Christina Wilkie | Posted 11.16.2012 | Politics

WASHINGTON -- Jill Kelley, a central figure in the sex scandal involving former CIA Director David Petraeus, tried to parlay her friendship with the g...

Woman Swindles $730,000 From Friends

AP | RYAN J. FOLEY | Posted 10.31.2012 | Money

IOWA CITY, Iowa -- Investigators say a $730,000 swindle started with a sweet pitch: an Iowa woman sent friends hand-written notes asking for loans so ...

What You Should Know About Personal Loans | Posted 10.22.2012 | Money

One option you may be considering is a personal loan, which can be used in a variety of different ways -- to help with a small business, finance a home renovation, consolidate debt or even pay for a wedding or vacation.

An Open Letter to America

Trisha Ocona Francis | Posted 04.03.2012 | Business
Trisha Ocona Francis

Why did the banks get billions of dollars in a bailout when many failed, but as a working, tax-paying citizen, my cries were left on deaf ears? How do I get out and become free again? I know everything is a risk including homeownership, and it comes with a lot of sacrifice.

5 Ways To Get Denied a Loan, Despite A Stellar FICO Score

Tim Chen | Posted 05.25.2011 | Business
Tim Chen

When it comes to getting approved for a loan, FICO isn't the only measure that matters. While important, it's also important to lenders that you fit a certain mold that tells them you won't default.

Financial Etiquette in the New Economy

Jason Alderman | Posted 05.25.2011 | Home
Jason Alderman

For many people, 2009 was a bumpy ride. Although the economy seems to be rebounding, times are still tough for those dealing with significant financia...

Recession: We're All in This Together, Part 2

Olivia Rosewood | Posted 11.17.2011 | Healthy Living
Olivia Rosewood

Perhaps we could take a lesson from the prosperous: don't be ashamed to ask for money. There's nothing shameful about taking care of yourself and your family.

Sam Stein

Romney Dumped $35 Million Into Campaign | Sam Stein | Posted 05.25.2011 | Politics

Republican presidential candidate Mitt Romney loaned his campaign a total of more than $35 million in 2007, according to the most recent filings of ca...