Without question, there is an age bias out in the hiring market. Job candidates over 50 (who fall into the Baby Boomer bucket right now) definitely have a few hurdles to overcome. Some valid, some not. Here are some of the reasons that I believe influence companies when considering older job candidates.
The bottom line is that charming little Loja is no backwater. It's modern and convenient and offers full-city services, all at a remarkably low price. Yet, at the same time, Loja retains a cultural richness that makes it unique in Ecuador and an exceedingly pleasant place to be.
Our cars used to mean freedom to us. Now we feel liberated from them.
Montevideo, Uruguay's capital, intrigued me with its historic architecture, plazas, and café culture. Punta del Este, South America's premier beach resort, awakened my senses, with its beautiful beaches and endless menu of activities. The Rocha region, with its palm tree-dotted prairies and pristine Atlantic beaches, ﬁlled me with primal wonder.
Think about all the time and energy you put into your first career, or planning your wedding or even researching your kid's college choices. You need to put in at least that amount of time or more when planning the next 20-40 years.
We've a confession to make, and forgive us if you've heard it before: we've become 'serial relocators.' In the 12 years that we've been writing for International Living, we've called seven locations in four different countries home. We've gotten used to moving every few years to different places that offer something special to expats seeking new opportunities and adventures abroad.
Much has been written about how boomers will never have enough money for retirement. When you think about it, how could most people ever save enough money from the age of 20-60 to support themselves an additional 20-40 years without working?
At about 30-years-old I started to notice that my birthdays seemed to arrive faster. Once I crossed 40, they hit breakneck speed. Have you ever experience this?
From the terrace of their spacious penthouse apartment overlooking the shady street below and the wide, sandy beach beyond, Roger and Candy explain why they love living in Montevideo, Uruguay...
While Uruguay is a small country geographically, it offers a lot of diversity... colonial cities, sparkling beach towns and resorts, small country towns and the sophistication of Montevideo. And for all this, the cost of living is affordable.
With advance knowledge, there is more time to develop and implement a solution. And a more realistic perspective earlier means less chance of having your hopes dashed after retirement. A failing grade does not feel good whether you are 16 or 86 years old.
Looking for a safe place to spend your retirement years? A place with a temperate climate, excellent health care and a stable economy?
You are just hoping your money lasts as long as you do. You're trying to figure out how much is "enough" -- and how to stretch it out over your lifetime. So you keep working, and keep saving -- and keep your fingers crossed that it will all work out.
Retirement is a 20th century concept that is going the way of dowries and corsets. And, just like a corset, we have a 21st century version called Spanx.
Living in Latin America can be a challenge. And if you're up for the challenge and adventure of it all, you're the perfect candidate for the wonderful lifestyle it affords. If you love the Latin lifestyle, but your lifestyle needs lean toward more of the 'First World' amenities you may be used to in the U.S. or Canada, we have a suggestion for you...
Moving forward, Social Security must evolve to address the needs of lower-earning workers. However, future retirees can also take steps to ensure they have the resources to maintain their standard of living through old age.