If you have something to say...
Say it on the Huffington Post
If you have something to say...
Say it on the Huffington Post
Since fewer than 10 percent of the population has a regular pension, a huge chunk of Americans depend solely on Social Security, whose typical benefit is around $12,000 to $20,000 a year.
Many older Americans say they plan to work forever, some because they feel they have no choice -- they haven't saved enough to retire, and they aren't eligible for much in the way of retirement benefits.
If you yearn for the sweet life of but feel like it's beyond your reach, I have some good news. Your prospects are much better than you think. In fact, if you follow the 5 steps I'm about to lay down, your future will be so bright you'll have to wear shades. Let's get rockin'.
I can honestly say I have never given two consecutive minutes of thought to what my retired life will look like -- largely because I'm convinced I can't afford to have one.
Watching a loved one grow old is filled with emotional upheaval, and when you compound that with other stresses -- rush-hour traffic, deadlines, sick children, dirty laundry -- caregivers are often left holding the bag.
More often than not, if you dig below the surface of "lucky" people who have succeeded in their finances, careers or personal lives, you will find a tremendous amount of sacrifice, strategic planning and devotion.
Welcome to the world of exchange rates. The exchange rate in your chosen country amounts to the single biggest factor in your cost of living. And this is as true for retirees overseas as it is for everybody else. Here's what you can do about it.
I'd be arrested for taking videos while driving in the States... but this is Nicaragua, and I couldn't pass up the opportunity.
Who hasn't fantasized about retirement? No more time clocks to punch, early-morning alarm clocks to set, rush hour traffic to fight, or uncomfortable heels or cranky early morning kids to deal with. Nothing but leisurely days to travel, enjoy your family or do whatever you wish.
By David Goodboy Worry-free finances = a happy, productive retirement, right? Well, that goal is easier to accomplish than you think. It only takes ...
One of the most momentous events of our later years is leaving the workforce. Putting retirement on the front burner brings most of us face to face with change on a major scale.
The only thing more maddening than the media's refusal to cover the retirement crisis is the fact that most of us don't realize that our eggs aren't in the right baskets.
Freezing up and doing nothing is a decision by default. And for most personal financial situations, it's not a very good one. So how do we break the logjam and get back to good decision making about our finances?
The quiet retirement revolution of the 401(k) has the potential for negative consequences if workers save too little, raid accounts for non-retirement spending and fail to understand the significant risks that they bear under the system.
The only piece of baggage you can't leave behind when you move abroad is yourself. But if you do have a real desire to change, reinvent, grow, progress, retry your life, moving can help make it possible.
Want entertainment? Instead of reaching for your CDs or even your hard drive -- you rent the musical experience from the cloud from any number of providers: Spotify, Pandora and others with varying business models, but all you require for any of them is a credit card and password.
