If you have something to say...
Say it on the Huffington Post
If you have something to say...
Say it on the Huffington Post
Whatever your reasons for wanting to retire abroad -- a desire for adventure, a lower cost of living, a better climate -- you need to do your homework and learn everything you can about the country you're interested in because there are many unknowns.
Right now, more and more of us are realizing that the only thing standing between us and a dinner of catfood is the ability to work for as long as we can.
Like Senator-elect Elizabeth Warren, Harkin comes from a humble background, making him more sensitive to the financial stress facing most Americans than most of his colleagues.
While many worry about the future of Social Security and Medicare, they are largely uninformed about retirement finances. Just about half have calculated how much monthly income they will need in retirement. Only 28 percent believe they are on track to achieve their goals.
Not every mistake is so benign. There are investment blunders that actually will jeopardize your financial future. And one of the costliest mistakes you could possibly make is to expect short-term results with your long-term investments.
Deciding when to begin collecting your Social Security benefits could be one of the most important retirement-income decisions you'll make. The difference between a good decision and a poor one could cost you tens of thousands of dollars over your retirement, so do your homework.
Think you might like to try out the expat life? But not sure where to start... and maybe not ready to give up everything you have going on in your life right now?
Retirement in the States is getting more expensive all the time. But in the right places overseas, you can upgrade your lifestyle and live better than you can at home for a small fraction of the price.
Let's ring in 2013 with some clarity about what it means for a company to be age-friendly and how best to get there.
The New Year is a time to conquer any traces of "put-off-ability," because the longer you put things off, the more you'll continue to put them off. Admittedly, some of the tasks that get pushed off the longest are the ones that can help your financial life.
The start of a new year is a good time to reflect on the past year -- the successes, mistakes and, most importantly, how to improve in 2013. Getting your financial house in order is a common area of focus for resolutions.
There are ways you can retire early, plus continue to live the kind of lifestyle you're accustomed to. In fact, you may end up with a better style of living than you ever thought possible.
I used to wonder why Dad would wear the same Lacoste shirt for a decade or two when he was in a position to buy four new ones, but now I know. He buys high quality and does not look at purchases as disposable like Lena and I do.
An affordable lifestyle was definitely one of the reasons we became expats nearly 12 years ago. The opportunity to halve our cost of living and still enjoy better weather, healthier food, lower-cost-but-quality medical care, and a truly relaxed, "off the treadmill" pace of life was one we couldn't pass up.
We know that private groups often bend the truth closer to their interests, and ICI is paid to make 401ks and IRAs look good. But the degree that ICI distorts the truth in this report defies convention and common sense.
It can be an overwhelming task to determine the best way to manage savings to fund a retirement over an uncertain lifetime, especially for those in the middle market. Here are a few golden rules of advice for individuals to follow to ensure they live comfortably during their golden years.
