If you love dogs, you'll be thinking about where you retire with an additional filter. Is the city or town friendly to Fido? Are there active 50+ communities that are especially tailored to pets?
Remember there are always 1,440 minutes in each day. They do not vary from day to day. If you understand that, you can map out a plan for using them wisely. Appreciate and accept that some of these minutes will be used systematically day-in and day-out for essential task... It is how you use the remaining minutes that make the difference in your emotional and financial well-being.
Then came retirement. In 2013, my husband and I made strategic decisions to retire, sell our home, and move back to the community we left 20 years ago. After months of planning and action steps, we have just completed this huge transition. Here is some advice on the huge transition.
You may not realize it, but you have a lot of bad habits. OK, sorry I said that but it had to be said. All baby boomers have bad habits. I have bad habits. You can't go this long in life without having developed some imperfect patterns and impulses in your decision-making.
To ship or not to ship? That's the vexing question many prospective expats face about their belongings when moving overseas.
Have you ever wondered what rich and famous people, most of whom are baby boomers, do with their spare time?
Today with cell phones, texting, Skype and the relative ease of air travel (OK, I know the security lines are awful but I'm referring to all the flight options), living in different parts of the country than your grandchildren can work. But, if you want a few extra visits, you might want to consider being near certain locations as a bit of a draw.
As we start contemplating our retirement, many of us will opt to move. Some of us will stay in the same town and move to smaller digs, others will finally move to that new dream location or someplace where our dollars will go further. Figuring out the perfect location is a big challenge and no one place is right for everyone. But, rest assured, there is a lid for every pot.
If we can't reform our system, we at least need to communicate to baby boomers that they need to stay at their decently-paying jobs at least another decade, rather than "retiring" and ending up taking part-time, benefit-less minimum-wage jobs to try to make ends meet.
Budgeting your finances and being mindful of how you spend will be key in creating a foundation for a healthy financial picture going forward.
At the state and local levels, mayors and governors across the nation are issuing Equal Pay Day proclamations. It's encouraging to see that more people are paying attention to this issue. After all, we do want a world in which our daughters and sons are paid fairly. Agreed?
Moving just a few hours by plane from where you live now can save you tens of thousands of dollars every year, and may mean you can finally afford and/or greatly reduce your health care costs.
Slow retirements of senior executives present some of the same challenges to organizations as typical departures, and certain unique ones. As difficult as the financial buy-out element is, the more complex problems relate to how to fill the slowly expanding void created by a gradual departure.
We have a perfect storm of rich companies deciding to stick it to their employees. There has been little buzz about recent findings that Facebook offered no matching contribution to its employees' 401(k) accounts in 2012 and 2013.
While few people will regret saving money, another wallet-friendly option is to invest your tax refund into money-saving projects, such as energy efficient home improvements. In addition to helping reduce utility costs, you may qualify for a tax credit.
Neither one of us has a tendency to dwell on the past. The mistakes we've made, the hardships that befell us. Time does not stand still, we realized neither could we.