The editors of Live and Invest Overseas have named the 10 most romantic places on earth for retirement living. Retire to one of these beautiful, historic, charming, colorful spots, and your heart will sing, your imagination soar...
Ambergris Caye is Belize's top tourist destination. And it's easy to see why. Turquoise waters, swaying palms... And the longest barrier reef in this hemisphere. The reef system is home to an underwater sinkhole called the Great Blue Hole, and to hundreds of other idyllic islands, snorkel and dive locations. And Ambergris Caye is the jumping off point to it all.
How much money is "enough" to retire on? There's no answer to that question, but I suspect that whatever you have for retirement could be enough -- if you're up for changing your lifestyle.
You could launch a more comfortable, more interesting, safe, pleasant, even adventure-filled life in a number of places around the world on a budget of as little as $1,200 per month or less. In some parts of Panama, Colombia, Thailand, Nicaragua, Malaysia, and Ecuador, for example, you could live comfortably on a budget of less than $1,000 per month. I'd be surprised if you can't afford that.
Taking advantage of professional help that may already be offered as part of your 401(k) plan could go a long way toward easing some of your investing concerns.
Though 401(k) plans (a defined contribution retirement plan) are supposed to build wealth, a new study by the Economic Policy Institute suggests that these plans are actually exacerbating wealth inequality by not adequately providing for most people's retirement.
Unless you've just recently been rescued from decades stranded on a deserted island, you've heard of someone buying, fixing and flipping single family homes. It has long been the staple method for the everyday person to make money in real estate.
Remember, most of us don't need to delegate our finances to a financial advisor. With just a few hours of work, we can save hundreds of thousands of dollars over our lifetimes.
Many people don't have access to a financial planner or think they can't afford it, but everyone still needs help and guidance with their retirement savings.
For the past decade or longer, Panama has been recognized as one of the world's top retirement havens, top offshore havens, and top tax havens. And, still, today, no question -- Panama remains one of the best places in the world to think about living or retiring overseas. However, today's Panama is a very different place from the Panama of 10 years ago.
You might have heard about the so-called Retirement Crisis -- the 'perfect storm' of circumstances that are hitting the older population right now, and making it harder than ever for them to retire comfortably.
So network smart and use these three powerful phrases to build and maintain your list of contacts. People do get people jobs and, with the right referrals, you just might land one before you know it. After all, securing a new position is the very best way to work your network!
Without question, there is an age bias out in the hiring market. Job candidates over 50 (who fall into the Baby Boomer bucket right now) definitely have a few hurdles to overcome. Some valid, some not. Here are some of the reasons that I believe influence companies when considering older job candidates.
The bottom line is that charming little Loja is no backwater. It's modern and convenient and offers full-city services, all at a remarkably low price. Yet, at the same time, Loja retains a cultural richness that makes it unique in Ecuador and an exceedingly pleasant place to be.
Our cars used to mean freedom to us. Now we feel liberated from them.
Montevideo, Uruguay's capital, intrigued me with its historic architecture, plazas, and café culture. Punta del Este, South America's premier beach resort, awakened my senses, with its beautiful beaches and endless menu of activities. The Rocha region, with its palm tree-dotted prairies and pristine Atlantic beaches, ﬁlled me with primal wonder.