Are you receiving a tax refund this year? Here are some tips to help you effectively allocate this money to improve your personal finances!
f you've got a little money to invest, what should you think about doing with it? My unequivocal response to that question, which I receive from readers every day, is: Buy real estate overseas. An investment in a piece of real estate in another country is the best, smartest thing you could do with your money right now. How can I make that statement with such confidence?
Three areas of your financial life -- protecting your income, college funding and legacy planning -- often get left to blind luck.
It's a fear most women share -- the fear of being dependent and alone and impoverished in our old age. And if men were smarter, they'd worry too -- unless they have a spouse to take care of them!
I recently made a life stage change. It was a professional change, but that, of course, has a huge impact on my personal life.
For years, research has shown that caring for an aging family member may put a caregiver's health at risk. Now, a National Institutes of Health study suggests that your "personality type" can possibly help predict just how risky caregiving might be for you.
Ask any Puerto Viejo, Costa Rica resident "How many times have you moved since your arrival?" and it goes something like this: "Five times in the past year," "twice this month," "I've lived in 18 places since i got here" and so on.
With people living longer, getting less 401K matching from employers, helping their children and grandchildren more than ever before, is it possible to create a stress free retirement?
The point is that in many cases, 'offshore' isn't about banking and secrecy... it's really about internationalizing your life. It's about taking the best possible advantage of perfectly legal opportunities and structures in other countries that allow you live a better quality of life for less money.
A total of 10,000 people turn 65 each day -- and many of them who retire want to make the most of travel opportunities. In my new book, '65 Things to Do When You Retire: Travel,' I invited a world-class collection of writers and travel experts who are literally from all over the world to offer practical, inspiring advice about how to have the time of your life.
Since fewer than 10 percent of the population has a regular pension, a huge chunk of Americans depend solely on Social Security, whose typical benefit is around $12,000 to $20,000 a year.
Many older Americans say they plan to work forever, some because they feel they have no choice -- they haven't saved enough to retire, and they aren't eligible for much in the way of retirement benefits.
If you yearn for the sweet life of but feel like it's beyond your reach, I have some good news. Your prospects are much better than you think. In fact, if you follow the 5 steps I'm about to lay down, your future will be so bright you'll have to wear shades. Let's get rockin'.
I can honestly say I have never given two consecutive minutes of thought to what my retired life will look like -- largely because I'm convinced I can't afford to have one.
Watching a loved one grow old is filled with emotional upheaval, and when you compound that with other stresses -- rush-hour traffic, deadlines, sick children, dirty laundry -- caregivers are often left holding the bag.
More often than not, if you dig below the surface of "lucky" people who have succeeded in their finances, careers or personal lives, you will find a tremendous amount of sacrifice, strategic planning and devotion.