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Refinance

Getting Your Home Ready to Sell

Nathaniel Sillin | Posted 08.26.2015 | HuffPost Home
Nathaniel Sillin

Many of us don't recognize the clutter we have in our homes. However, buyers do. Real estate professionals can offer valuable feedback on the overall condition and salability of a property, and removing clutter can make properties seem more spacious.

Should I Switch My Student Loan To a Variable Interest Rate?

Stephen Dash | Posted 06.23.2015 | Education
Stephen Dash

There are two different loan rates to choose from when financing student loans: fixed and variable. Fixed loans have their interest rates locked in for the life of the loan. A variable loan has an interest rate that fluctuates.

Divorce Confidential: The Fight for the Family Residence

Caroline Choi | Posted 06.24.2015 | Divorce
Caroline Choi

Many divorcing couples stay in the family residence and live together pending the finalization of the divorce. While this might make sense for some families, it also creates an environment of stress and tension, not only for the divorcing couple, but also for the children.

3 Ways To Pay Off Your Mortgage Faster

NextAdvisor.com | Posted 05.24.2015 | Money
NextAdvisor.com

There are a lot of benefits to paying off your mortgage faster. For one, you'll save money on interest charges, which can be tens of thousands of dollars over the course of a loan. Here are tactics you can use to pay off your mortgage faster.

Lending Club's IPO and the Unravelling of the Banking System as We Know It

Jason van den Brand | Posted 03.08.2015 | Money
Jason van den Brand

When history is written, the Lending Club IPO will serve as the tipping point for the disruption of the traditional lending model, and ultimately the unraveling of the banking sector as we know it.

Making the Most of Your Appraisal

David S. Bunton | Posted 02.18.2015 | HuffPost Home
David S. Bunton

However, the fact remains that an appraisal is essential to the home-buying process, and may ultimately play a large role in determining the specifics of your mortgage. Even after purchasing a home, appraisals can be important tools if you are considering refinancing your home.

5 Strategies to Protect Yourself From Rising Interest Rates

David A. Dedman | Posted 08.12.2014 | Money
David A. Dedman

These low interest rates we've enjoyed for years will begin rising. I personally believe we still have some time before rates start upward. Since you have a little time left, I'd like to give you a few suggestions.

Refinance Wisdom: Should You or Shouldn't You?

Jim Gibson | Posted 07.05.2014 | Money
Jim Gibson

Headline news reports that our very own Federal Reserve Board has finally put its foot down. "No more" is the message from the Fed. This announcement is causing some financial pundits along with mortgage brokers to stand up and shout out that you better refinance now while you still can.

Buying a Home Is 38 Percent Cheaper Than Renting -- But How Risky Is It?

Jed Kolko | Posted 04.28.2014 | HuffPost Home
Jed Kolko

Homeownership remains cheaper than renting nationally and in all of the 100 largest metro areas. Rising mortgage rates and home prices have narrowed t...

The App of God: Getting 100 Million Downloads Is More Psychology Than Miracles

Nir Eyal | Posted 10.19.2013 | Technology
Nir Eyal

How did YouVersion come to so dominate the digital word of God? It turns out there is much more behind the app's success than missionary zeal.

Disturbing News in the Mortgage Sector

Richard Barrington | Posted 10.12.2013 | Business
Richard Barrington

For homeowners who are struggling to make their payments, one of their first moves should be to consult a refinancing calculator and an amortization schedule.

What Is Defeasance? How Does It Affect My Commercial Real Estate Loan?

Phil Jemmett | Posted 10.08.2013 | Business
Phil Jemmett

The rules that govern home loans are not the same as the rules that govern commercial real estate loans. One of the major differences is that there i...

Are You Missing Out on $57,730? Why You Should Refinance Despite Tighter Lending Guidelines

Adrian Nazari | Posted 08.26.2013 | Business
Adrian Nazari

Although stated (self-reported) income mortgage products are no longer available, lender documentation requirements haven't changed all that much in the past 10 years.

What Banks Won't Tell You About Their Sweetheart Deal With the Fed

D. Sidney Potter | Posted 12.20.2012 | Business
D. Sidney Potter

The beauty of supply-side economics, is that just when you start to believe that it might actually be theoretically true, there's always reality that breaks that fantasy.

How to Pretend Everything Is Still OK!

Philip David Morton | Posted 05.26.2015 | Comedy
Philip David Morton

My Pretending System has helped over seven million people find happiness and by that I mean a number that was actually 106. But that didn't seem very impressive so I'm pretending it was more. See? Pretending works for everyone!

Taxpayer-Backed Lender Didn't Help Struggling Homeowners Because It Would Hurt Their Profits

ProPublica | Posted 10.25.2012 | Business

By Jessie Eisinger ProPublica Freddie Mac, the taxpayer-owned mortgage giant, made it harder for millions of Americans to refinance their high-i...

Refinancing Woes Continue For Older Americans

Reuters | Posted 12.22.2012 | Fifty

By Cynthia Ramnarace Oct 22 (Reuters) - With $2 million in retirement assets and a stellar credit rating, Art Grossman...

The Most Costly Mortgage Mistake

Doug Lebda | Posted 11.12.2012 | Money
Doug Lebda

Deciding on a mortgage is likely the most important financial decision consumers will ever make, yet borrowers are more often than not taking the first loan offer that comes their way, failing to fully capitalize on low rates by comparison shopping.

Should You Refinance Near Retirement?

Posted 09.08.2012 | Fifty

SPECIAL FROM U.S. NEWS & WORLD REPORT By Joe Udo Mortgage rates are near historical lows. But should you refinance if you are near retirement? I...

Underwater Voters Take Aim at Obama and Romney over Housing Crisis

Tracy Van Slyke | Posted 10.22.2012 | Politics
Tracy Van Slyke

Less than 80 days away from the 2012 presidential election, we face a unique moment in time. We have an opportunity to stand up for underwater homeowners across America -- and in so doing, fix the housing crisis and save the economy.

Why 'For Sale By Owners' Miss 'The Right Buyer'

Trisha Ocona Francis | Posted 06.10.2012 | Business
Trisha Ocona Francis

In this tough economic market everyone wants to save money, especially home sellers. A home seller may want to consider or even actually venture into ...

Attack of the Vampire Mortgages

Chris Ladd | Posted 04.15.2012 | Business
Chris Ladd

Washington's favorite "solution," refinancing into lower interest rates mortgages, will make it cheaper to feed the beast, but it won't stop the bleeding.

Two Sets of Ideas From the White House

Jared Bernstein | Posted 04.02.2012 | Politics
Jared Bernstein

The White House has a good set of ideas out this AM to a) help the housing market and b) help small businesses and start ups. The former sounds good to me; the latter, less so.

It's (Still) A Wonderful Life: A Remake

Richard Barrington | Posted 02.08.2012 | Business
Richard Barrington

With remakes being so popular in Hollywood, and with banks being so much in the news this year, it begs the question: Could this film be adapted for today's banking environment?

Radio Talk Show On Credit

Jeanne Kelly | Posted 10.25.2011 | Business
Jeanne Kelly

I did a radio interview for a show called Tomatoes in the Trenches. I was interviewed by Cheryl Benton & PTA Mom from The Three Tomatoes. We were j...