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Refinance

FHA Streamline Refinance: 5 Strict Conditions

NerdWallet | Posted 01.31.2017 | Home
NerdWallet

By Hal Bundrick, CFP An FHA streamline refinance offers you something you rarely get in the financial world: a bit of a shortcut, saving you time and...

What Happens to Your Mortgage When You Die?

NerdWallet | Posted 08.30.2016 | Home
NerdWallet

By Michael Burge Mortgages inherently deal with death. The word "mortgage" comes from the Old French for "death pledge," meaning that the loan expire...

How To Refinance Everything In Your Life

Trulia | Posted 05.11.2016 | Home
Trulia

Let's play a little word-association game. What comes to mind when you hear the word "refinance"? If you answered "mortgages," you're not alone.

Struggling With Student Loan Debt? Here Are Some of Your Options

Gary Dekmezian | Posted 02.04.2017 | Home
Gary Dekmezian

The class of 2015 was the most indebted in the history of the United States. According to the Wall Street Journal, over 70% of these graduates held so...

Hemorrhaging Mega Bucks in the Stock Market? Transfuse it Into Real Estate

Ted Papadopoulos | Posted 01.31.2017 | Home
Ted Papadopoulos

If you thought 2015 was a crazy year for fluctuating interest rates and all the inconsistent economic data being fed to us about the state of the US e...

Use This Infographic to Decide If You Should Refinance Your Student Loans

Brianna McGurran | Posted 01.22.2017 | Home
Brianna McGurran

Refinancing your student loans could come with a big payoff, but it also comes with big changes: a new lender, new repayment term and new interest rate. Refinancing federal loans also means losing certain benefits.

Getting Your Home Ready to Sell

Nathaniel Sillin | Posted 08.26.2016 | Home
Nathaniel Sillin

Many of us don't recognize the clutter we have in our homes. However, buyers do. Real estate professionals can offer valuable feedback on the overall condition and salability of a property, and removing clutter can make properties seem more spacious.

Should I Switch My Student Loan To a Variable Interest Rate?

Stephen Dash | Posted 06.20.2016 | Home
Stephen Dash

There are two different loan rates to choose from when financing student loans: fixed and variable. Fixed loans have their interest rates locked in for the life of the loan. A variable loan has an interest rate that fluctuates.

Divorce Confidential: The Fight for the Family Residence

Caroline Choi | Posted 06.24.2015 | Home
Caroline Choi

Many divorcing couples stay in the family residence and live together pending the finalization of the divorce. While this might make sense for some families, it also creates an environment of stress and tension, not only for the divorcing couple, but also for the children.

3 Ways To Pay Off Your Mortgage Faster

NextAdvisor.com | Posted 05.24.2015 | Money
NextAdvisor.com

There are a lot of benefits to paying off your mortgage faster. For one, you'll save money on interest charges, which can be tens of thousands of dollars over the course of a loan. Here are tactics you can use to pay off your mortgage faster.

Lending Club's IPO and the Unravelling of the Banking System as We Know It

Jason van den Brand | Posted 03.08.2015 | Money
Jason van den Brand

When history is written, the Lending Club IPO will serve as the tipping point for the disruption of the traditional lending model, and ultimately the unraveling of the banking sector as we know it.

Making the Most of Your Appraisal

David S. Bunton | Posted 02.18.2015 | Home
David S. Bunton

However, the fact remains that an appraisal is essential to the home-buying process, and may ultimately play a large role in determining the specifics of your mortgage. Even after purchasing a home, appraisals can be important tools if you are considering refinancing your home.

5 Strategies to Protect Yourself From Rising Interest Rates

David A. Dedman | Posted 08.12.2014 | Money
David A. Dedman

These low interest rates we've enjoyed for years will begin rising. I personally believe we still have some time before rates start upward. Since you have a little time left, I'd like to give you a few suggestions.

Refinance Wisdom: Should You or Shouldn't You?

Jim Gibson | Posted 07.05.2014 | Money
Jim Gibson

Headline news reports that our very own Federal Reserve Board has finally put its foot down. "No more" is the message from the Fed. This announcement is causing some financial pundits along with mortgage brokers to stand up and shout out that you better refinance now while you still can.

Buying a Home Is 38 Percent Cheaper Than Renting -- But How Risky Is It?

Jed Kolko | Posted 04.28.2014 | Home
Jed Kolko

Homeownership remains cheaper than renting nationally and in all of the 100 largest metro areas. Rising mortgage rates and home prices have narrowed t...

The App of God: Getting 100 Million Downloads Is More Psychology Than Miracles

Nir Eyal | Posted 10.19.2013 | Home
Nir Eyal

How did YouVersion come to so dominate the digital word of God? It turns out there is much more behind the app's success than missionary zeal.

Disturbing News in the Mortgage Sector

Richard Barrington | Posted 10.12.2013 | Home
Richard Barrington

For homeowners who are struggling to make their payments, one of their first moves should be to consult a refinancing calculator and an amortization schedule.

What Is Defeasance? How Does It Affect My Commercial Real Estate Loan?

Phil Jemmett | Posted 10.08.2013 | Home
Phil Jemmett

The rules that govern home loans are not the same as the rules that govern commercial real estate loans. One of the major differences is that there i...

Are You Missing Out on $57,730? Why You Should Refinance Despite Tighter Lending Guidelines

Adrian Nazari | Posted 08.26.2013 | Home
Adrian Nazari

Although stated (self-reported) income mortgage products are no longer available, lender documentation requirements haven't changed all that much in the past 10 years.

What Banks Won't Tell You About Their Sweetheart Deal With the Fed

D. Sidney Potter | Posted 12.20.2012 | Home
D. Sidney Potter

The beauty of supply-side economics, is that just when you start to believe that it might actually be theoretically true, there's always reality that breaks that fantasy.

How to Pretend Everything Is Still OK!

Philip David Morton | Posted 05.26.2015 | Home
Philip David Morton

My Pretending System has helped over seven million people find happiness and by that I mean a number that was actually 106. But that didn't seem very impressive so I'm pretending it was more. See? Pretending works for everyone!

Taxpayer-Backed Lender Didn't Help Struggling Homeowners Because It Would Hurt Their Profits

ProPublica | Posted 10.25.2012 | Home

By Jessie Eisinger ProPublica Freddie Mac, the taxpayer-owned mortgage giant, made it harder for millions of Americans to refinance their high-in...

Refinancing Woes Continue For Older Americans

Reuters | Posted 12.22.2012 | Home

By Cynthia Ramnarace Oct 22 (Reuters) - With $2 million in retirement assets and a stellar credit rating, Art Grossman should have bre...

The Most Costly Mortgage Mistake

Doug Lebda | Posted 11.12.2012 | Money
Doug Lebda

Deciding on a mortgage is likely the most important financial decision consumers will ever make, yet borrowers are more often than not taking the first loan offer that comes their way, failing to fully capitalize on low rates by comparison shopping.

Should You Refinance Near Retirement?

Posted 09.08.2012 | Home

SPECIAL FROM U.S. NEWS & WORLD REPORT By Joe Udo Mortgage rates are near historical lows. But should you refinance if you are near retirement? I...