Retirement Funds

Facebook Stock Could Soon Be In Your Mutual Fund

AP | MARK JEWELL | Posted 05.11.2012

BOSTON — Facebook can be a terrific way to connect with friends and family, a colossal drain on your time and productivity, or a little of both....

Got Your Tax Refund: Now What?

Bob Meighan | Posted 04.26.2012

Bob Meighan

Roughly 16 percent of taxpayers will put their refund in some type of savings. In an effort to avoid debt or the temptation to raid your retirement accounts in the event of a financial emergency, consider setting up an emergency fund.

The 401(k) Rip-off May Be Ending

Dan Solin | Posted 04.17.2012

Dan Solin

It has long been my view that 401(k) plans are a national disgrace. They are rife with conflicts of interest between those who "advise" them and the participants who contribute to them.

This Is Mostly A Fantasy

The Huffington Post | Bonnie Kavoussi | Posted 04.10.2012

For most Americans, retirement is more fantasy than reality. Just 14 percent of Americans say they are very confident in their ability to retire co...

Psst! Your 401(k) Is Ripping You Off

SmartMoney | Ian Salisbury | Posted 03.21.2012

This article originally appeared on SmartMoney.com America's conversion to the 401(k) plan has certainly created a new world for future retirees, w...

Majority Of Teacher Retirement Funds Underfunded, Study Says

AP | KIMBERLY HEFLING | Posted 03.15.2012

WASHINGTON -- As a new generation of teachers replaces retiring baby boomers, financially strapped states face a quandary – what to do about teacher...

Here's The Best Way To Take Advantage Of Your Retirement Benefits

Reuters | Posted 05.15.2012

By Heather Struck NEW YORK, March 14 (Reuters) - Americans often view saving for retirement as a choice between contributing to a workplace 40...

Life & Happiness: Can I Afford To Retire?

Huff/Post50 | Laura Rowley | Posted 04.14.2012

Figuring out if you can afford to retire can be as tricky as the game of golf. Huff/Post50's Laura Rowley has a few tips....

The Post 50 Jobs Bust

online.wsj.com | Posted 12.19.2011

Many older Americans fear they will be working well into their 60s because they didn't save enough to retire. Millions more wish they were that lucky:...

Occupy Retirement Planning

Jack Ucciferri | Posted 02.10.2012

Jack Ucciferri

While hardworking Americans have been struggling to save for their golden years, the Wall-St.-D.C.-finance-industrial complex has been using our retirement savings to finance a golden age in corporate profitability.

Bonnie Kavoussi

Crisis In Europe Threatens Retirement Funds

HuffingtonPost.com | Bonnie Kavoussi | Posted 12.02.2011

As Europe teeters on the edge and the eurozone faces the possibility of a breakup, Americans readying themselves for retirement may need to shield the...

Middle-Class Military Members Say They're Concerned About Retirement

Posted 11.30.2011

In a sign that enlistment isn't such a surefire long-term investment, only slightly more than a third of middle-class members of the military say they...

Social Security: Better Than Nothing but Less Than Ideal

Bob Jacobson | Posted 11.14.2011

Bob Jacobson

The SS law as written 80 years ago needs serious revising. I don't mean cutting benefits, raising the age of eligibility, or wiping out the safety net. I mean making it relevant to our times.

Flight To Safety: What To Do With Your (Remaining) Money After Stock Market Delivers A Drubbing

Pamela Yellen | Posted 10.09.2011

Pamela Yellen

Investors have short memories. Keeping that in mind, you might want to print this column and save it at the ready. It is timely reading this week and without any doubt will be again -- sooner than any of us want to admit.

5 Retirement Issues To Resolve During Your Split (Even If You're Still Young)

Jeffrey A. Landers | Posted 07.27.2011

Jeffrey A. Landers

The vast majority of divorcing women are much younger than their so-called "Golden Years", and yet it's essential that every woman address the issue o...

Can I Take Money Out Of My 401K During My Divorce?

Jeffrey A. Landers | Posted 06.13.2011

Jeffrey A. Landers

"Can my spouse take money out of his/her 401K before or during our divorce?"...

The trouble with retirement planning calculators

Mark Miller | Posted 05.25.2011

Mark Miller

How much do you need to save for retirement? You can get an idea by using any of the dozens of retirement calculator tools offered for free on the Internet. But a recent study on retirement forecasting shows that many popular calculators have serious flaws. Here's a rundown of the key things to look out for.

How to Set Your Retirement Savings Target

Richard Barrington | Posted 11.17.2011

Richard Barrington

Is $1 million still enough to retire on? You may have heard that rule of thumb and wondered if that's an accurate retirement target.

AARP: 1 In Five Older Americans Withdrew Money Early From Their Retirement Accounts In 2009

epi.org | Posted 05.25.2011

Nearly one-in-five Americans age 45 and older prematurely withdrew money from their retirement accounts in 2009 to pay their mortgage, utilities, heal...

Americans' Retirement Savings: 43% Of Americans Have Less Than $10K For Retirement

CNN Money | Chavon Sutton | Posted 05.25.2011

The percentage of workers who said they have less than $10,000 in savings grew to 43% in 2010, from 39% in 2009, according to the Employee Benefit Res...

Vanishing Social Security COLA Adjustment Will Squeeze Some Seniors

Mark Miller | Posted 05.25.2011

Mark Miller

The vanishing COLA will squeeze many retirees hard. Social Security provides, on average, about 39 percent of income for retired households and more than 50 million people receive benefits.

Trying to Fix the Broken 401(k) System

Garrett Johnson | Posted 05.25.2011

Garrett Johnson

Representative George Miller is waging a lonely war against powerful enemies. He's trying to reform the 401(k) system, a system that most on Wall Street don't want reformed.

Target Date Funds Face Heat and Probable Reforms

Mark Miller | Posted 05.25.2011

Mark Miller

Target date funds have come under fire since the crash because many of the funds tailored for investors near retirement age racked up significant losses.

2008 Ends With Alarming Retirement Benefit Trends

Mark Miller | Posted 05.25.2011

Mark Miller

Unlike traditional pensions, employers have the flexibility to stop or start matching 401(k) contributions as they like. It's a relatively obvious target for cuts in a severe economic crisis.

In A Climate Of Fear, Let's Remember To Breathe

Judy Muller | Posted 05.25.2011

Judy Muller

As Barack Obama pulls ahead in the polls, his supporters are holding their collective breath, afraid to speculate on the outcome, afraid to say it out loud, lest the polling Gods curse their arrogance and spin this thing the other way.