Some employers offer a Roth option for your 401(k) or other type of retirement account. Even if it's not offered through your employer, anyone can open a Roth IRA at a brokerage house.
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SPECIAL FROM Next Avenue
Don’t panic -- but don’t ignore the situation either. Instead, follow these six strategies.
By Amelia Granger
Many of us wish our company offered a pension plan, but more and more employers are moving away from these so-called traditional defined-benefit plans...
If we evaluate the state of play in the "Retirement Game," many Americans find themselves in a scary position at half time. The reality is if we continue on the current game plan, many Americans will not have enough money to retire.
Pals may think I'm exaggerating, but the more I bring up the subject, the more I hear evidence that we're not alone. For boomers in their sixties, the big concern is outliving our savings.
There will always be some element of a gamble involved in retirement savings, but you do have the power to improve your odds considerably in the way you take that gamble.
Unlike traditional pensions, employers have the flexibility to stop or start matching 401(k) contributions as they like. It's a relatively obvious target for cuts in a severe economic crisis.
Retirement savings plans are undergoing an extreme makeover. After decades of trying to teach Americans how to save and invest for their own retiremen...
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