For anyone who needs proof that life can begin at 60, last week's Encore Conference 2014 in Tempe, Arizona was the place to find it.
Not to be Negative Nelly, but the honest truth is that life is hard. Nobody lives through decades of life and not have weathered some severe storms.
That night a broad-shouldered, wide-smiling Cuban man -- the lead singer in the boisterous salsa band -- took me under his wing.
There's so much in our lives that allow us to exist that we walk right by without noticing -- even our breath. Today, more than you have in a while, feel that interconnectedness with the air, the soil, the sky. Be very, very aware of and in awe of the divine nature of this creation.
Money means more than dollars. It's tied to our sense of success, to security, to power, to independence. It can be what allows us, or stops us, from fulfilling our dream
We were one of the first generations of women to have the opportunity to chart our own course from the very beginning of our lives. Yes, many of us faced challenges with discrimination, and even harassment, along the way. But, for the most part, we were given an incredible opportunity to be healthier, better educated and more independent than any other generation.
If I can afford to retire when I am eligible in five years -- I took a vow of poverty when I went into journalism, so I may be working posthumously -- I'd like to be an innkeeper.
If you adopt a marathon approach to money, it can allow you to take a more holistic look at your overall financial picture to see how decisions that you make in your 20s and 30s can impact your 40s, 50s and beyond.
Losing the ability to earn income can be pretty scary. Think about it. You've worked for decades receiving a check every two weeks, and all of a sudden it isn't there anymore! When you retire you'll have to make several shifts.
The allure of starting a business is strong. That's part of the American dream for many, especially those in their 50s and older who are looking to leave their lifelong jobs in the corporate world or retire from a small-to-midsize company. The reality is that 27 percent of start up businesses fail within the first year and are at continued risk after that first year.
In retirement, you may encounter expanding healthcare needs or even experience a life-changing disability. When trying to cover these health costs, you may realize that health insurance and Medicare fall short when it comes to providing ongoing, long-term care.
Job loyalty. It seems like a concept that is slipping quietly into the night. But perhaps the biggest contributor to job loyalty's demise is the death of the private-sector pension. It's a lesson that should give policymakers pause in the heated debate over public pension benefits.
The most important thing to remember is that flexibility means savings. If you can move your travel dates, departure times, and itinerary -- even just a little -- far more fares will be available to you, including those better suited to your budget.
The way you've handled your investments over the past 30 years is not how you should handle them for the next 30.
Rather than thinking of 75 as the time to die, let us continue to re-imagine 21st century life where 75 is a robust time of engagement and work. Perhaps for many even just the start of yet another phase of life.
Moving overseas can be the right move for a lot of us, especially those of retirement age or those with portable careers or even for families with children. If you want your kids to become true citizens of the world, there's no better way to give them some top-notch educational and cultural opportunities than by immersing them in a foreign culture.