One of the things I love most about traveling is that it reminds me just how fundamentally decent and good most people are. And talking to them is crucial to unlocking the genuine and authentic in travel. To be honest, instead of bemoaning the evils of tourism I should really be delighting in the advantages of the Internet age.
Now is the time when most of us start reflecting on all we have to be thankful for - including friends, family and good health. But what about your financial health? If you're one of the 74 percent of full-time, private sector employees with access to a workplace retirement savings plan*, count your blessings.
2014 is quickly coming to a close. Before ringing in the New Year, take December to round out some quick and easy tips to lower your tax obligations and even boost your tax refund. And who doesn't want more money?
We recognize that it's more common to talk about Millennials instead of to them, particularly when it comes to the topic of aging, but you've truly earned your place at the table. Now that you're here with fresh perspective from your generation, here's an idea for your first term.
As I see it, there are only three big mistakes (not 300 tiny ones) that will completely torpedo your financial future. These three mistakes are almost impossible to reverse -- especially once they become habits.
If you want to grab the attention of the millennial generation, you need to personalize and tighten-up your communications approach -- which frankly, is how we should have been doing it all along.
I am over one year into a transition to retirement, and as the new normal in my life (and my husband's life) takes shape, I am realizing there are many retirement myths available for public consumption.
With all this natural beauty, it's no wonder that Baños, cupped in a small valley at about 5,900 feet above sea level, is a thriving tourist town, equally popular with both Ecuadorian and international visitors
Financial planners help their clients build a financial portfolio and determine the best way to allocate your investments. However, there are plenty of other major life events that would merit a trip to the financial planner.
Looking at the process of retirement savings as a Rubik's Cube with six sides will help you account for all the different pieces that need to fall into place. That doesn't make it easy, but it beats focusing on just one or two sides of the puzzle and then finding that everything else is a mess.
Are you "plugged in?" Do you spend at least 27 hours per week on the Internet? Why would I use such a specific number? Because in a 2012 research study by WSL Strategic Retail, they found that Baby Boomers spend two hours more a week online than the 25 hours Millennials (ages 16 to 34) do on average.
Investing paired with smart personal finance skills, like budgeting and tracking expenses, is the fastest way to wealth. The earlier you get started investing the better.
My friend is facing a retirement with absolutely no savings. She declared bankruptcy four years ago and still has another three years before she can start saving. The good news is that she moved to another part of the country, was able to find a new job and is slowly putting her life back together. Sadly, the financial devastation she experienced will seriously impact her ability to retire.
Now that I've transitioned to the rip old age of 35, retirement has been on my mind a lot lately. If you read my blog posts often, you know I often say it's your younger self's job to look after you older self. Fortunately, I've discovered many creative -- even fun -- ways to go about it. I'm also finding fresh new ways to get this vital message out.
It's a sad moment when the last of your kids leaves home. While it can be emotional, you should also remember that you no longer have to pay for braces or broken arms or feeding growing kids, which means your finances will be freed up a bit.
Our generation is going to have a longer period in which to make a lasting impact. For some of us, it is going to mean that we're just going to be able to keep on going, and to maintain our direction and our output for longer.