For all but the wealthiest, a guarantee to a comfortable retirement does not exist, and changes in the law, business practices and the economy are making it all the more elusive.
The U.S. Census notes that there are more than 77 million American baby boomers, born right after the post-World War II "Baby Boom," and many of them will have longer lifespans than their own parents.
That extremely stressful caregiving experience was to be the seed of an exciting transformation. Life gave me a lemon and so, although I didn't plan it and really wasn't even aware of it, I made lemonade.
It's unfortunate, but the past few years the Social Security Administration has made some major budget and staff cuts that have greatly increased their phone service and field office wait times for their customers. With that said, here's an alternative option and some tips that can help make your access to Social Security a little faster and easier.
You know how dogs do that stiff-legged resistance thing when you try to drag them through the door to see the vet? Well, older workers are apparently doing the same when it comes to retirement. They are digging in and not budging, much to the chagrin of companies that would like to be rid of them and their higher salaries.
Unlike several generations before, those headed into the retirement years today are taking very different paths. Where people who retired at the end of the last century might have been content to play golf or cards and take the occasional trip, today's active baby boomers have big and diverse plans. And what's most interesting is that they are not passive plans.
Don't have a big travel budget? No worries. If you've been bitten by the travel bug, there's a way to scratch that itch. And it needn't cost a bundle to do it. By thinking outside the box when it comes to where you'll sleep at night, you can travel inexpensively.
Privacy is important, but when facing a challenging situation, we also want a safe and supportive environment where we can talk openly and be vulnerable. When we can be vulnerable in a safe space, we forge our closest relationships.
So, what makes a town a good foodie town? It's not just an abundance of great restaurants, from white tablecloth to diners. Markets -- both farmers and specialty food purveyors -- butchers and fish mongers, bakeries, cooking classes and dinner clubs, brewpubs and local vintners are all the requirements of a five-alarm foodie.
Illinois' December 2013 pension reform law was deemed unconstitutional Nov. 21 by a Sangamon County Circuit Court judge. The issue is likely headed ...
In many countries you'll find excellent health care, with doctors and other practitioners who have studied at the world's best medical schools and hospitals.
I've come to learn even more these days that our greatest successes, achievements, and desires flow smoothly when we put the comfort and happiness of those around us ahead of our own wants and desires.
Boomers are the 'sandwich generation,' often caught between being caregivers to both our parents as well as to our children. We are in a perilous situation with no clear relief in sight.
The one thing I know for sure is that retirement isn't for me. Old age isn't for me. Being an old lady isn't for me. Because unless my life is lived for others, it is not worthwhile.
GOBankingRates caught up with retirement expert Chris Hogan backstage at Dave Ramsey's Smart Conference to ask him a few questions about saving for retirement. Chris dispelled a myth many of have about retirement. Check out the video below:
When life deals you a tough blow, it's easy to get down and feel powerless. Remember you have more power than you think. You have the power to choose how you respond to adversity. You have the power to use your energy in a positive way.