You might have heard about the so-called Retirement Crisis -- the 'perfect storm' of circumstances that are hitting the older population right now, and making it harder than ever for them to retire comfortably.
Older workers who are creative and entrepreneurial are taking advantage of this shift in the labor market, seizing it as an opportunity to work past retirement age without being tied to a nine-to-five schedule.
Having announced that I would be vacating my chair as cellist of the Emerson String Quartet I had sailed through the rest of the densely-packed 2011-12 winter season, putting off for a future date the heavy thinking that I knew would come into play as my final year of concerts approached.
As we approach our retirement years, the question shifts from "What" to "Who do you want to be?" Suddenly, it's time to take stock -- of goals forgotten and dreams deferred -- and to figure out how to allocate our emotional capital so that these future years are among the best of our lives.
It takes some kind of faith to place your retirement savings in the hands of forces beyond your control and yet maintain not only your emotional equilibrium in the present moment, but trust in the future.
There was the House of Fleas, the place right next door to the House of Pit Bulls, a one-of-a-kind home on a beautiful property featuring the perfect howler monkey habitat but little to no indoor space.
A married couple, 50-somesuch, kids grown and flown... so what comes next? We moved from Manhattan to Costa Rica: a move that took just under 10 months from the night we said, "Let's do it" till we boarded the plane with one-way tickets.
The transition from work to retirement generally is not easy psychologically, because so much of who we are and of our sense of meaning and value comes from work. Expect at least a small emotional roller coaster.
The idea of having a comfortable, worry-free retirement has become a distant dream for many boomers. It's become increasingly clear that conventional financial and retirement planning methods aren't working.