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Risk Management

BYOD in the Workplace: Benefits, Risks and Insurance Implications

Parker Beauchamp | Posted 07.13.2016 | Business
Parker Beauchamp

The global market for Bring Your Own Device (BYOD) is expected to reach $181.39 billion by 2017. BYOD policies can be a great way to increase worker s...

Joint Ventures: Risks And Rewards

David B. Nast | Posted 07.05.2016 | Business
David B. Nast

A joint venture is a partnership of two or more organizations. So when does it make sense to consider a joint venture and what are the risks versus the rewards?

Uncommon Data is the New Frontier in Risk Management

Irene Aldridge | Posted 06.27.2016 | Business
Irene Aldridge

Minimizing volatility is important to investment managers focused on capital preservation. After all, lower volatility helps protect capital and improve the key portfolio performance metric, the Sharpe Ratio, which is equal to the average annualized return divided by annualized volatility. An acceptable Sharpe Ratio for a portfolio starts in the 1.8 range.

Africa's Female Entrepreneurs Part III: Devotha Ntuke Minzi, Improving Lives via Microfinancing

O'Brien Browne | Posted 06.02.2016 | Business
O'Brien Browne

In this interview, co-author Pamina Mullins and I speak to Devotha Ntuke Minzi, Chief Executive Officer and founder of K-finance Limited, a microfinan...

Risk Agility and Decision Making in the 21st Century

Daniel Wagner | Posted 05.24.2016 | Business
Daniel Wagner

As risks have evolved from being phenomenological occurrences in the natural world, the twenty-first century is in many ways the era of man-made risk and man-stoked fires.

Africa's Female Entrepreneurs Part II: Josephine Takundwa, Award-Winning Leader in Energy

O'Brien Browne | Posted 05.17.2016 | Business
O'Brien Browne

I continue this exciting series with the dynamic Josephine Takundwa, founder and CEO of Earthlink Technologies headquartered in Harare, Zimbabwe.

Instinctive Decision Making in the Era of Cyber Risk, Climate Change and Terrorism

Dante Disparte | Posted 05.17.2016 | Business
Dante Disparte

Man-made risks -- such as cyber-attacks, climate change and terrorism -- have become so prevalent and severe that they now impact most everyone, as we...

Risk Management and Assessment

Shayne Looper | Posted 05.11.2016 | Religion
Shayne Looper

Risk assessment is the science of determining two things: the likelihood of a given occurrence and the degree of potential loss. Let's say I want to d...

Wearable Devices, Insurance and You

Parker Beauchamp | Posted 05.09.2016 | Technology
Parker Beauchamp

Wearable technology has become an increasingly popular trend over the past few years, providing consumers the chance to live happier, healthier and more convenient lives.

Implications of Driverless Cars on the Insurance Industry

Parker Beauchamp | Posted 04.27.2016 | Technology
Parker Beauchamp

We're all familiar with companies like Tesla and how they forever changed the automotive industry through the introduction of electric vehicles. But n...

For Entrepreneurs: How to Protect Your Intellectual Property

Parker Beauchamp | Posted 04.19.2016 | Business
Parker Beauchamp

In a digitally connected world, ideas are easy to share, distribute and, unfortunately, even steal. By definition, an entrepreneur is a person who "...

The Global Risk Agility Imperative

Daniel Wagner | Posted 04.13.2016 | Business
Daniel Wagner

In the era of man-made risk, in which risks of our own making are having such significant negative impacts on the world, decision makers' at all organizational levels must become risk managers.

6 Reasons You Should Invest in Health and Safety Training for Your Staff

Toby Nwazor | Posted 04.11.2016 | Business
Toby Nwazor

Credit Training employees in Health and Safety matters in the workplace has often been seen as a costly, disruption to operations and business activi...

Spring Fever: Nuclear Energy Madness

Jeff Schweitzer | Posted 03.27.2016 | Politics
Jeff Schweitzer

How do these events inform us about the future of nuclear power, or its place in addressing climate change? One view is that nuclear power is safe and cost-effective, with long periods of stability and reliability interrupted infrequently by accidents. The other view is that power from the atom is unsafe and costly, with catastrophic accidents separated by periods of stability leading to a false sense of security.

What Germanwings Teaches Us About Risk Agility

Daniel Wagner | Posted 03.14.2016 | Business
Daniel Wagner

If managing risk were based solely--or even primarily--on past data and experience, and if risk managers and decision makers were unable to adapt to the underlying conditions that define risk, the game would be over before it began.

The Economics of Obesity & Bariatric Surgery

Don McNay | Posted 03.10.2016 | Healthy Living
Don McNay

"Every great cause begins as a movement, becomes a business and eventually degenerates into a racket." -Eric Hoffer "Lesson number one: Don't underes...

Ten Fundamentals of Personal and Business Risk Management

Brad Reid | Posted 03.09.2016 | Business
Brad Reid

Risk is generally defined as the possibility that something adverse may or may not occur. Thoughtful risk management is essential in personal and busi...

Building Resilient Cities in a Changing Climate

Katharine Hayhoe | Posted 03.04.2016 | Green
Katharine Hayhoe

In a rapidly changing climate, using the rearview mirror to inform future planning doesn't work. And today, climate is changing at a pace we humans have never experienced before.

Risk, Readiness and Resilience

Dante Disparte | Posted 03.01.2016 | Business
Dante Disparte

On February 17, 2016 Risk Cooperative, Lloyd's, the world's specialist insurance market, and American Security Project, a non-partisan think tank foun...

Tech and Innovation: How Drones Can Improve the Insurance Claims Process in Disaster Recovery

Parker Beauchamp | Posted 02.17.2016 | Technology
Parker Beauchamp

Drones were originally developed by the military to safely conduct surveillance and reconnaissance missions without risk to human life. Since then, the use of drones has evolved greatly, expanding into many personal and commercial applications.

How to Manage Millennials

Andrew Lee | Posted 02.17.2016 | Business
Andrew Lee

So what is a Millennial? And, what is all the fuss about? It seems as though every article written about the future of the workforce involves some discussion about Millennials. You can't discuss social media, TV viewing habits or the state of the workforce without an in-depth analysis of this group. Can one group really command this much attention? The answer is a resounding yes. So again, who are they?

Don't Freeze Up: 5 Tips to Winterize Your Home

Parker Beauchamp | Posted 01.26.2016 | HuffPost Home
Parker Beauchamp

Extreme cold weather can be hard on both you and your home, bringing with it added exposure and liabilities during the harsh winter season. As temperatures drop, the more susceptible your home becomes to added vulnerabilities.

Embrace Risk and Live a Little

Simon Donato | Posted 01.25.2016 | Healthy Living
Simon Donato

I've learned to love risk and embrace challenges that scare me. I feel that these challenges are my greatest teachers in life, and help me best connect with the true me. While I never dive headlong into high risk endeavors, I've developed strategies that have worked for me in the past and help to increase my comfort level, which allow me to take on challenges that let me soar to new heights.

Terrorism and Insurance: What You Need to Know

Parker Beauchamp | Posted 01.13.2016 | Business
Parker Beauchamp

Whether it's TV, the newspaper or social news feeds, today's media coverage is a constant reminder of the violence and civil unrest around the world. ...

Learning From a Winter of Extremes

Celine Herweijer | Posted 01.04.2016 | Green
Celine Herweijer

Forecasters expect 2016 to be the warmest year ever recorded. Models suggest this is primarily because of the long term warming trend caused by man-made climate change. But around 25 percent of the warming expected for 2016 is explained by the strong El Niño, which exacerbates the warming impact of climate change.