Secured Credit Cards

If you're serious about rebuilding your credit score after a bankruptcy or repossession, secured credit cards will force you learn two crucial skills: how to save and how to spend strategically.

Our second batch of Editor's Choice awards celebrates credit cards that add value by saving us money or by helping us build stronger credit scores.

To enjoy the real benefits of credit cards, you'll need to keep your secured account in good standing for a year or two. Commit to earning and saving more money, so you can control your credit cards instead of letting them control you.

Given the uncertain economic outlook and the continued decline of once dependable assets like a home, a good credit score might just be the most important asset to acquire and protect.

We have to begin by understanding that most lenders look at your FICO score to decline or approve you.

No matter what your feelings are about credit cards or on the card industry as a whole, the fact is that Americans live off of credit. Our houses and...