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Secured Credit Cards

The Most Popular Credit Cards by State

Courtney Miller | Posted 08.18.2015 | Business
Courtney Miller

Personal finance website NerdWallet examined data from its credit card tool and found that secured and balance transfer credit cards are the most clicked on cards in the South.

How to Protect Your Credit Score During a Divorce

Curtis Arnold | Posted 05.26.2015 | Divorce
Curtis Arnold

Divorce is messy. Even the most amicable split touches every corner of a person's life: loved ones, homes, routines, jobs, finances and, most of all, emotions. And in the midst of all that it can be understandably difficult to remember that your credit score, one of your most important financial tools, is vulnerable to collapse.

5 Tips for Consumers With Bad Credit

Robert Harrow | Posted 06.05.2015 | Business
Robert Harrow

Many things today rely on credit scores -- anything from getting approved for a credit card to landing an apartment. With enough patience and financial prudence, you can turn yourself into a lean-mean-credit-mastering machine.

The Quickest Way to Build Credit Using a Secured Credit Card

Curtis Arnold | Posted 01.19.2015 | Money
Curtis Arnold

The good news for those in need of a secured credit card is there are tons of options. Which also happens to be the bad news, since all those choices can quickly overwhelm and make you despair of ever finding the right fit.

Here's Credit 101 for Your College Freshman

Jason Alderman | Posted 10.20.2014 | Money
Jason Alderman

You're probably expecting to shell out major bucks for tuition, room and board and a million other necessities over the next few years. But before you send your kid off, make sure you share one gift likely to steer him or her along the road to financial security -- a sound understanding of how credit works.

4 Tips for Finding the Perfect Credit Card

Credit Karma | Posted 10.15.2014 | Money
Credit Karma

The marketplace for credit cards is more complicated than ever. Points programs, cash back plans and variable interest rates all have consumers drowning in the fine print, trying to make some sense of what they're applying for.

Can I Live Without Credit?

Credit Karma | Posted 09.14.2014 | Money
Credit Karma

Living without credit is possible. Is it advisable though? Is it accomplishable without frustrating limitations? Those are different questions.

Which Plastic Is the Best? Debit Cards, Credit Cards or Prepaid Cards?

Curtis Arnold | Posted 07.22.2014 | Business
Curtis Arnold

Major financial institutions, like most restaurants, understand the need to offer different card offerings to meet the varied circumstances and tastes of their customers.

How to Build or Rebuild Your Credit Using a Secured Credit Card

Curtis Arnold | Posted 07.16.2014 | Money
Curtis Arnold

Being shut out of the credit market is a difficult situation. But getting a secured credit card shows lenders that you're a serious person, willing to bet your own money that you can handle your obligations.

High School Grads Need to Understand Credit

Jason Alderman | Posted 11.12.2012 | Money
Jason Alderman

If you've got a recent high school graduate who's getting ready to head off to college or join the workforce, let me share a few lessons I learned the hard way about managing personal finances that you can pass along to your kids.

Best Credit Cards For Rebuilding Credit in 2012

Curtis Arnold | Posted 04.16.2012 | Business
Curtis Arnold

If you're serious about rebuilding your credit score after a bankruptcy or repossession, secured credit cards will force you learn two crucial skills: how to save and how to spend strategically.

2011 Editor's Choice Awards, Part 2

Curtis Arnold | Posted 02.05.2012 | Business
Curtis Arnold

Our second batch of Editor's Choice awards celebrates credit cards that add value by saving us money or by helping us build stronger credit scores.

Best Credit Cards If Your Credit Is in the Doghouse

Curtis Arnold | Posted 12.20.2011 | Business
Curtis Arnold

To enjoy the real benefits of credit cards, you'll need to keep your secured account in good standing for a year or two. Commit to earning and saving more money, so you can control your credit cards instead of letting them control you.

In Today's Economy, a Good Credit Score May Be a Business Owner's Most Important Asset

Elaine Edgcomb | Posted 11.28.2011 | Business
Elaine Edgcomb

Given the uncertain economic outlook and the continued decline of once dependable assets like a home, a good credit score might just be the most important asset to acquire and protect.

Understanding & Improving Your Credit FICO Score

Jeanne Kelly | Posted 08.04.2011 | Business
Jeanne Kelly

We have to begin by understanding that most lenders look at your FICO score to decline or approve you.

Building Credit with Cards

Tim Chen | Posted 05.25.2011 | Business
Tim Chen

No matter what your feelings are about credit cards or on the card industry as a whole, the fact is that Americans live off of credit. Our houses and...

Credit 101 for Your College Freshman

Jason Alderman | Posted 11.17.2011 | Healthy Living
Jason Alderman

If you've got teenagers heading off to college soon, I hope you've done a good job educating them about the importance of personal financial responsib...