As a freelance photographer and fishing guide, I do business online and in person. There aren't any tools I can use to take client photos for me or show a group where the biggest bass are hiding that day (yet), but there are several I can use to run the other side of my business - what I like to call the nitty gritty.
Self-employed borrowers, unlike traditional homebuyers, often encounter a few obstacles when attempting to get approved for a home mortgage loan. The reasons can be complicated. Here's a story that I believe best sums up the experience many self-employed borrowers will encounter when looking to purchase a home.