Sometimes, the bank isn't the best option, and thanks to the internet, it can actually be easier to get a small business loan online. But just because it's easier, doesn't mean it's always the right option. The important thing to note is that an online loan WILL be more expensive than a bank loan, but for some situations, it can be the best option.
All options for loans have both positives and negatives, as an entrepreneur or small business owner you need to select the option that best aligns with both your long term and short term goals. Explore all possible options and don't ever let funding be a reason that a great idea doesn't come to life.