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Small Business Lending

FinTech Could Help Achieve Full Financial Inclusion

Javier Saade | Posted 03.25.2016 | Business
Javier Saade

We are currently in the midst of an incredible confluence of potentially seismic macro trends that touch every soul. The economic and social promise of all this incredible action could help usher in a world which enjoys much more inclusive financial services and capital access.

How the 'Golden Age of Financing' Can Help Your Small Business

Daniel DeMeo | Posted 03.25.2016 | Business
Daniel DeMeo

A new generation of innovative capital providers has ushered in a Golden Age of financing for small businesses. Today's entrepreneurs can select a finance provider, choose an application process that meets their needs, and specify a repayment schedule.

3 Scenarios Where You Should Consider an Online Business Loan

Jared Hecht | Posted 01.26.2016 | Business
Jared Hecht

Sometimes, the bank isn't the best option, and thanks to the internet, it can actually be easier to get a small business loan online. But just because it's easier, doesn't mean it's always the right option. The important thing to note is that an online loan WILL be more expensive than a bank loan, but for some situations, it can be the best option.

Legislation Increasing Support to SBA Investment Program a Step Forward for Entrepreneurs Looking for Capital

John Arensmeyer | Posted 05.25.2015 | Small Business
John Arensmeyer

House legislation seeks to provide greater access to capital for entrepreneurs by expanding the amount available to small business investments through the SBA's Small Business Investment Company program

The Perks of Peer-to-Peer Lending

Ilana Greene | Posted 01.13.2015 | Small Business
Ilana Greene

Peer-to-peer (P2P) lending is a fairly straightforward concept: networked lending between people who want to borrow money with those who want to invest money. Also known as social lending, this form of crowdfunding is facilitated through specialized investment firms and websites.

The Coolest Small Business Loan Product

Marc Prosser | Posted 12.10.2014 | Small Business
Marc Prosser

A California non-profit has managed to combine the best feature of a merchant cash advance, with the best feature of a conventional loan. The resulting product, called EasyPay, can only be described as cool.

Survey: 3 of 4 Small Business Owners Have Never Sought A Loan

Mary Ellen Biery | Posted 10.04.2014 | Business
Mary Ellen Biery

When it comes to business loans, many small business owners say thanks but no thanks.

What to Do With All Those Big Bank Branches?

Joe Driscoll | Posted 01.23.2014 | Business
Joe Driscoll

Banks can and should innovate and market new services generating lending growth before shuttering up all those main street branches. Foreign markets, trading on their own accounts, and subprime lending have all been tried already.

Innovation Speeds Up Small Business Lending While Wall Street Ponders Whether to Help

Todd Hills | Posted 01.23.2014 | Small Business
Todd Hills

All options for loans have both positives and negatives, as an entrepreneur or small business owner you need to select the option that best aligns with both your long term and short term goals. Explore all possible options and don't ever let funding be a reason that a great idea doesn't come to life.

Small Business Lending Hits 6-Year High

Reuters | Ann Saphir | Posted 09.05.2013 | Small Business

(Reuters) - Small U.S. businesses took on more debt in July, pushing an index of borrowing to a six-year high and adding to evidence that the economic...

The Five C's of Credit for Small Business Owners

Jamie Sutherland | Posted 09.28.2013 | Small Business
Jamie Sutherland

To get a loan in today's market, small business owners need to not only demonstrate creditworthiness, but be savvy about the loan process. This means understanding the standard process that banks use to assess risk and approve loans.

Three Tips for Getting a Business Loan: What You Need to Know

Mary Ellen Biery | Posted 05.18.2013 | Small Business
Mary Ellen Biery

Applying for a business loan can be intimidating and stressful, and it can be confusing to have an application rejected with little explanation. Three of these steps are described below, and should be completed prior to approaching a financial institution about a loan.

Finding Opportunities Other Lenders Miss

Accion and Opportunity Fund | Posted 03.23.2013 | Impact
Accion and Opportunity Fund

2012-11-13-jrlogo300x60.gifIn communities throughout the U.S., there are 10.8 million stories of small business owners who are on the brink of success and primed to create jobs for themselves and others. Yet, they cannot access the loan that would put them over the edge.

Why Cap Growth?

Steve Pociask | Posted 01.16.2013 | DC
Steve Pociask

Why can't small businesses get financing? Keeping the cap on credit union lending maintains an economic barrier to competition that protects banks that are "too big to fail."

5 Tips to Sharpen Your Pitch for Funding

Chitra Nawbatt | Posted 01.12.2013 | Small Business
Chitra Nawbatt

The nature, extent, scope and tone of the pitch have numerous permutations and combinations depending on the scenario.

Obama's 'Secretary Of Business' Idea Panned By Critics

The Huffington Post | Nate C. Hindman | Posted 10.31.2012 | Small Business

Shortly after President Obama announced his plans this week to create a new cabinet-level position called the Secretary of Business, critics pounced. ...

Too Big to Lend

Stacy Mitchell | Posted 12.18.2012 | Small Business
Stacy Mitchell

Small business lending has fallen some at small and mid-sized banks, but not nearly as much as it has at big banks. All of this adds up to what may be the most compelling argument for breaking up the nation's biggest banks.

Lending To Small Biz Rises For Second Straight Month

Reuters | Posted 12.01.2012 | Small Business

(Reuters) - Lending to small U.S. businesses rose in August for a second straight month, a report showed on Monday, a sign the economy may have been r...

Janean Chun

The Flaw In Big Banks' Commitment To Lend Small Businesses $20 Billion? | Janean Chun | Posted 09.06.2012 | Small Business

In a concerted effort to ease lending problems for small businesses, 13 of the nation's biggest banks pledged to the Small Business Administration las...

Small Business Woes Hurt Jobs: NYSE Chief

Reuters | John McCrank | Posted 08.29.2012 | Small Business

(Reuters) - A majority of U.S. small businesses are having a tough time accessing funding, holding back job growth and stunting economic growth, Dunca...

Save Small Business Lending Programs from Expiring

Chris Hurn | Posted 10.15.2012 | Small Business
Chris Hurn

Next month two budget-neutral economic recovery programs for small businesses will expire unless Congress ends its election-year deadlock and extends them.

It's Gotten Harder To Get A Small Business Loan

The Huffington Post | Bonnie Kavoussi | Posted 08.15.2012 | Small Business

Allison O'Neill founded Bundle, an infant and toddler clothing store in New York City, in 2008. She is one of many entrepreneurs who have faced challe...

Small Business Lending Falls In June

Reuters | Posted 08.01.2012 | Small Business

(Reuters) - Lending to small businesses fell in June to the lowest level since October, a report showed on Wednesday, suggesting the economy's recent ...

Franchising Is Safer for Lenders and Entrepreneurs When They Use the Right Tools to Make Better Choices

Jerry Chautin | Posted 09.17.2012 | Small Business
Jerry Chautin

I financed several start-up restaurants when I was in the commercial mortgage banking business. All of the non-franchised restaurants failed within the first two years. So I studied the restaurant failures to better understand what it takes to underwrite them successfully.

Kathleen Miles

PHOTOS: An End To LA Unemployment? | Kathleen Miles | Posted 08.20.2012 | Los Angeles

A small-loans nonprofit that lifted thousands out of poverty in Tanzania, Bolivia and Uganda has now set its sights on reducing record-high unemployme...