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Small Business Loans

Who Are the Top Lenders to Small Business?

Mary Ellen Biery | Posted 05.12.2015 | Small Business
Mary Ellen Biery

Financial institutions across the U.S. this week celebrated small businesses in a big way -- offering grants from $10,000 to $100,000, holding seminars, and touting their service and commitment to those firms considered to be the backbone of the U.S. economy.

The State of U.S. Small Business: Progress Made, Work to Be Done

Frank Islam | Posted 05.18.2015 | Small Business
Frank Islam

This is National Small Business Week. It has been so designated by the SBA. Our question is whether this week should be a time to celebrate accomplishments or to reflect on the work that remains to be done to continue to level the playing field for small businesses.

For Cash-Strapped Small Businesses and Entrepreneurs, These Digital Solutions Provide Funds

Shindy Chen | Posted 05.15.2015 | Small Business
Shindy Chen

To round off National Small Business Week, we're looking at ways small business owners and entrepreneurs can get a leg up on short-term funding and beginning capital. All online, and fast.

Need to Have Your Startup Funded? Here are 5 Ways

Jonha Revesencio | Posted 04.18.2015 | Business
Jonha Revesencio

These five sources of funding are only a few of the ways you can come up with the capital to bring your idea to fruition. Be creative and think outside the box for ways to fund your startup -- you'll likely need funding from a combination of sources.

4 Things Every Business Owner Should Know About Business Loans

Jonha Revesencio | Posted 04.27.2015 | Business
Jonha Revesencio

Like any important business decision, finding a line of credit should be done carefully. Look, we all get a little zealous when we have a good idea, but that doesn't mean we have to rush things and risk doing them wrong.

For Small Businesses, Funds are Now a Click Away

Shindy Chen | Posted 04.14.2015 | Small Business
Shindy Chen

Businesses live and die by it. Growing up the daughter of small business owners, and for anyone who's owned a small business, we can certainly attest to the daily anxiety of taking in enough cash to pay vendors, overhead and employees.

SBA Launches Online Matchmaking for Small Business Loans

Administrator Maria Contreras-Sweet | Posted 04.13.2015 | Small Business
Administrator Maria Contreras-Sweet

If there's broad agreement that small businesses are the engine that powers the American economy, shouldn't it be easier to fuel the tank?

Progress and Education: This week in Daily Giving

Ari Nessel | Posted 01.10.2015 | Impact
Ari Nessel

Every day, along with 40 other daily givers, I have the privilege of making seed grants to up and coming social change leaders around the world. All o...

5 Things Every Business Owner Should Know About Business Credit

Yun-Fang Juan | Posted 11.30.2014 | Small Business
Yun-Fang Juan

Business credit is an area first-time business owners tend to overlook. If your business sells to other businesses or wants to get credit, it's important to ensure that your business credit information is in good standing.

Kabbage Or Traditional Banks: Which Is Best For Your Small Business Loan?

Simple. Thrifty. Living. | Posted 11.26.2014 | Small Business
Simple. Thrifty. Living.

With the advent of online business lending services like Kabbage, it's easier for small businesses to get the funding they need to get off the ground. But is it always the best option to go with an online lender?

Banks Seeing Lower Loss Rates on Commercial Real Estate

Mary Ellen Biery | Posted 11.23.2014 | Business
Mary Ellen Biery

U.S. banks are seeing some of the lowest loss rates of the past six years on commercial real estate and construction loans, boosting their case for ...

Why Are Alternative Business Loans So Expensive?

Yun-Fang Juan | Posted 10.04.2014 | Small Business
Yun-Fang Juan

I was talking to a friend the other day about Square Capital, which I think is a pretty good deal for Square merchants with 24% APR. My friend, a soft...

Give it Your Best Shot: 6 Ways to Meet SBA loan Criteria

Evan Singer | Posted 08.06.2014 | Small Business
Evan Singer

Here are 6 ways businesses can optimize their chances of receiving an SBA loan.

Small Business Lending Plummets as Loans to Big Business Soar

Stacy Mitchell | Posted 06.24.2014 | Small Business
Stacy Mitchell

Studies show locally owned businesses are a primary source of net new job creation. Yet independent businesses in many sectors are losing market share, while the number of new startups has steadily fallen over the last two decades.  Insufficient capital is a key culprit driving these trends.

Top 3 Reasons Banks Say No To Loan Applications From Great Businesses

Gary Groff | Posted 06.11.2014 | Small Business
Gary Groff

if your application sends up major red flags, the banks you apply to are likely to say no, even if they agree that your business has great potential. Many factors go into assessing credit risk, but the top three leading to turn-downs are ...

4 Types Of Loans Every Business Owner Should Understand

Posted 07.07.2014 | Small Business

The ability to access capital is important for many growing small businesses, whether one is looking to invest in infrastructure, increase inventory, ...

10 Tips for Fighting the Uphill Business Loan Battle

Tom Lowery | Posted 05.06.2014 | Small Business
Tom Lowery

With such a low percent of net interest margin, the best possible outcome on a loan for these money making lenders is to get paid back all of its principal and make a small spread on the interest.

25 Years Since Women Needed a Male Co-Signer

Colleen DeBaise | Posted 12.25.2013 | Small Business
Colleen DeBaise

Tis month marks the 25th anniversary of the Women's Business Ownership Act of 1988, a landmark piece of legislation that -- among other things -- put an end to state laws that required women to have male relatives sign business loans.

Innovation Speeds Up Small Business Lending While Wall Street Ponders Whether to Help

Todd Hills | Posted 01.23.2014 | Small Business
Todd Hills

All options for loans have both positives and negatives, as an entrepreneur or small business owner you need to select the option that best aligns with both your long term and short term goals. Explore all possible options and don't ever let funding be a reason that a great idea doesn't come to life.

Five Sources of Money for Your Startup

Colleen DeBaise | Posted 12.03.2013 | Small Business
Colleen DeBaise

Compared with a few years back -- when credit markets froze, venture capitalists went on hiatus, and people's stock portfolios took a hit -- there are more funding options than ever for growing startups.

And the New SBA Administrator Is...

Chris Hurn | Posted 10.05.2013 | Small Business
Chris Hurn

It's up to the next SBA Administrator to champion America's small businesses, keep the ball rolling, and make good decisions that will improve the SBA and do more to help small business owners succeed, grow, create jobs, and help our economy continue its recovery. Who will be the new face of the SBA?

When VCs Say No

Lili Balfour | Posted 05.06.2013 | Small Business
Lili Balfour

We all know about crowd funding, but there are several sources of capital that are rarely discussed: revenue-based loans and asset-based loans. Both types of loans are similar to venture capital in that they work best with companies that have demonstrated potential for strong future growth.

Cleveland Start-Up Seeing Green

Economic and Community Development Institute | Posted 04.22.2013 | Small Business
Economic and Community Development Institute

2012-11-13-jrlogo300x60.gif Nothing exemplifies the spirit of entrepreneurs like a community cooperative project designed to employ more than 25 employee-owners within the first year. This is just what one Cleveland, Ohio based company has undertaken

Federal Reserve Mission Unaccomplished

Harry L. Langer | Posted 04.17.2013 | Politics
Harry L. Langer

The Federal Reserve Bank's Policies of Quantitative Easing and providing banks with unlimited, unconditioned, and practically interest free funding fr...

Conscience Is In, Greed Is Out and Crowdfunding Is On

Victoria Silchenko | Posted 04.07.2013 | Small Business
Victoria Silchenko

For most entrepreneurs crowdfunding is not just an option anymore. It is a necessity. And as we all know, necessity is the mother of invention. Stay tuned.