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Small Business Loans

Nonprofit Provides California Businesses With An Alternative To Predatory Lenders

Pacific Community Ventures | Posted 09.19.2016 | Business
Pacific Community Ventures

Sarah Kersten Studio in Berkeley has been manufacturing heirloom-quality ceramics for Bay Area consumers and restaurants for the past four years. Sale...

Venture Funding Unrefined: An Inconvenient Truth

Victoria Silchenko | Posted 09.16.2016 | Business
Victoria Silchenko

While most of us obsess over access to private capital to kickstart new ventures, a very sizable part of such capital is already quietly flowing in th...

Coffee Shop Turns to the Crowd For Growth Financing

NerdWallet | Posted 08.11.2016 | Business

By Steve Nicastro When the owners of Cocoa Cinnamon decided to open up a second coffee shop in Durham, North Carolina, they didn't max out credit car...

6 Things To Do Before Taking Out A Small Business Loan

Allan Smith | Posted 07.06.2016 | Business
Allan Smith

While the idea of business expansion can make this an exciting time for you, it is wise to lace your excitement with caution and a good deal of research. This will help you make informed decisions that will help you secure the right loan for your business.

4 Ways Millennial Business Borrowers Are Different From Their Predecessors

Jared Hecht | Posted 07.01.2016 | Business
Jared Hecht

These aren't the only ways that millennial small business owners work differently, manage their companies differently, or borrow differently, but they're big trends that nobody in the lending industry should ignore.

Why A Credit Line Could Save Your Business

Brian Hughes | Posted 06.29.2016 | Business
Brian Hughes

Never considered applying for a business credit line before or not sure if you would qualify? Here's what you need to know.

New Refinancing Option for Commercial Real Estate Launches June 24

Chris Hurn | Posted 06.09.2016 | Business
Chris Hurn

Small business owners scored a big victory recently when the U.S. Small Business Administration announced that the SBA "504" loan refinance program wi...

4 Small Business Loan Myths Debunked

Jared Hecht | Posted 06.02.2016 | Business
Jared Hecht

With the rise of alternative lenders, lending standards have changed significantly from where they were even just a few years ago. Now, it's not only ...

4 Small Business Lending Options for Women

Lucinda Watrous | Posted 05.16.2016 | Business
Lucinda Watrous

Beyond using credit cards, personal savings, retirement accounts, and reaching out to friends and family, there are many ways to get the capital you need to run your business.

The Pot Shop Problem: Why Don't Lenders Like Me?

NerdWallet | Posted 05.13.2016 | Business

If your small business deals in products or activities that are illegal in some states, financing can be a huge challenge.

The Most Popular Business Lines of Credit on the Market

Jared Hecht | Posted 05.09.2016 | Business
Jared Hecht

When you need funding for a specific business purpose, traditional business loans are a great solution. But what if what you really need is just a lit...

Four Tips for Enhancing Your Small Business Brand

Daniel DeMeo | Posted 04.25.2016 | Business
Daniel DeMeo

Wherever your business is along its growth trajectory, continuing to build your foundation in anticipation of rapid growth or decelerating as it reaches maturity, it's important to consider not only how you expand your workforce, office space or distribution network, but also your brand.

A Business Owner's Credibility, Currency is in their Credit Score

Steve Mariotti | Posted 04.12.2016 | Business
Steve Mariotti

An Interview with Levi King, a veteran entrepreneur on a mission to reduce the small business death rate. Levi King, cofounder and CEO of Nav Ye...

No Collateral, No Problem? The Pros and Cons of Unsecured Business Loans

NerdWallet | Posted 04.12.2016 | Business

By Steve Nicastro For small-business owners, unsecured business loans can be a double-edged sword. Sure, this type of loan does not require any...

It's Harder for Women to Get Business Loans (But It's Not Stopping Them)

Nancy Laws | Posted 04.08.2016 | Business
Nancy Laws

There will be many opportunities. Buy low to sell higher. Life changes so be wise with your investments so you don't lose or waste money. Allow yourself to dream and follow your passion. It won't always be easy, but it will be rewarding.

Invoice Financing Isn't a One-Size-Fits-All Description. Here's Why

Jared Hecht | Posted 04.04.2016 | Business
Jared Hecht

You've done great work for a client, but they're dragging their feet when it comes time to pay. You're out the cash you need... And payroll is coming up. Or you need capital to finance your next project.

Treat Tax Season as an Opportunity to Strengthen Your Small Business

Daniel DeMeo | Posted 03.22.2016 | Business
Daniel DeMeo

From hiring the first employee to crossing the $1 million in revenue milestone, each day is likely to bring surprises, accomplishments and challenges. But the one day that fills almost all small business owners with dread is April 18 - Tax Day.

A Business Loan That's Fast and Efficient

Kari Luckett | Posted 03.17.2016 | Business
Kari Luckett

Any type of loan can be a long, drawn-out process. Most adults have had the experience of getting a mortgage, student loan or something as simple as a credit card or auto loan.

Equipment Loan or Lease? 7 Things to Consider

NerdWallet | Posted 02.29.2016 | Business

By Emily Starbuck Crone At some point, most small businesses have to spring for new equipment, but it can be hard to afford such purchases outright -...

Personal Loans: Should I Use Them for My Business?

Jared Hecht | Posted 02.16.2016 | Business
Jared Hecht

There's a big world of loan products out there, but chances are when it comes to financing your business, you've only focused on one category: busines...

5 Questions to Ask Before Getting a Restaurant Loan

NerdWallet | Posted 02.11.2016 | Business

By Steve Nicastro When it comes to funding restaurants, banks tend to shy away. "For the first-time restaurateur, or someone who's opening a second ...

Show Me the Money: Tips for Landing Business Expansion Financing

NerdWallet | Posted 02.09.2016 | Business

By Steve Nicastro What's one of the secrets to growing a business?  You gotta want it. When it comes to expansion, business owners must have "a nee...

Ready to Start a Business? Take Hold of Your Credit

Steve Mariotti | Posted 01.26.2016 | Business
Steve Mariotti

Stop worrying and check your score. Every American is entitled to one free score per year, so use Google and find the one for you.

Ready to Start a Business? Take Hold of Your Credit

Steve Mariotti | Posted 01.25.2016 | Money
Steve Mariotti

Maybe you need to rent an office space to manage your new startup. Or, you need to open a line of credit in order to ensure you can always pay your employee when your income is slow to come in. Even with most of the cash on hand, it is impossible to do these things without credit.

3 Tips for Getting a Business Loan When Your Credit Score Stinks

NerdWallet | Posted 12.15.2015 | Business

If you need to borrow money to buy a house or a car, a FICO score of 500 probably spells bad news. But if you need a small-business loan, a suboptimal personal credit score isn't necessarily a deal-breaker.