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Small Business Loans

When VCs Say No

Lili Balfour | Posted 05.06.2013 | Small Business
Lili Balfour

We all know about crowd funding, but there are several sources of capital that are rarely discussed: revenue-based loans and asset-based loans. Both types of loans are similar to venture capital in that they work best with companies that have demonstrated potential for strong future growth.

Cleveland Start-Up Seeing Green

Economic and Community Development Institute | Posted 04.22.2013 | Small Business
Economic and Community Development Institute

2012-11-13-jrlogo300x60.gif Nothing exemplifies the spirit of entrepreneurs like a community cooperative project designed to employ more than 25 employee-owners within the first year. This is just what one Cleveland, Ohio based company has undertaken

Federal Reserve Mission Unaccomplished

Harry L. Langer | Posted 04.17.2013 | Politics
Harry L. Langer

The Federal Reserve Bank's Policies of Quantitative Easing and providing banks with unlimited, unconditioned, and practically interest free funding fr...

Conscience Is In, Greed Is Out and Crowdfunding Is On

Victoria Silchenko | Posted 04.07.2013 | Small Business
Victoria Silchenko

For most entrepreneurs crowdfunding is not just an option anymore. It is a necessity. And as we all know, necessity is the mother of invention. Stay tuned.

Cooking Up Healthy Food and Job Creation in Atlanta

Create Jobs for USA | Posted 03.30.2013 | Impact
Create Jobs for USA

2012-11-13-jrlogo300x60.gifWith no personal debt, some cash in hand, and a great credit score, we thought opening a business would be easy. How wrong we were!

A Streetwise 'MBA'

Interise | Posted 03.25.2013 | Impact

2012-11-13-jrlogo300x60.gifSince 2004, nearly 1,800 small employers have partnered with us to grow their businesses. In 2011, our entrepreneurs created 1,015 net new jobs with an average starting salary of $41,865.

A Job a Day, A Business a Week

Economic and Community Development Institute | Posted 03.23.2013 | Impact
Economic and Community Development Institute

2012-11-13-jrlogo300x60.gifWhile ECDI does provide small business loans, we believe it takes more than just money to get a successful small business started.

Finding Opportunities Other Lenders Miss

Accion and Opportunity Fund | Posted 03.23.2013 | Impact
Accion and Opportunity Fund

2012-11-13-jrlogo300x60.gifIn communities throughout the U.S., there are 10.8 million stories of small business owners who are on the brink of success and primed to create jobs for themselves and others. Yet, they cannot access the loan that would put them over the edge.

Lending To Small Biz Rises For Second Straight Month

Reuters | Posted 12.01.2012 | Small Business

(Reuters) - Lending to small U.S. businesses rose in August for a second straight month, a report showed on Monday, a sign the economy may have been r...

Community Microloan Program Will Help Launch New Theater

The Huffington Post | Kate Abbey-Lambertz | Posted 11.09.2012 | Detroit

A theater focused on community outreach will be the first initiative to benefit from a new micro-funding program where individuals have the power to d...

Small Business Woes Hurt Jobs: NYSE Chief

Reuters | John McCrank | Posted 08.29.2012 | Small Business

(Reuters) - A majority of U.S. small businesses are having a tough time accessing funding, holding back job growth and stunting economic growth, Dunca...

What You Should Know About Personal Loans | Posted 10.22.2012 | Money

One option you may be considering is a personal loan, which can be used in a variety of different ways -- to help with a small business, finance a home renovation, consolidate debt or even pay for a wedding or vacation.

It's Gotten Harder To Get A Small Business Loan

The Huffington Post | Bonnie Kavoussi | Posted 08.15.2012 | Small Business

Allison O'Neill founded Bundle, an infant and toddler clothing store in New York City, in 2008. She is one of many entrepreneurs who have faced challe...

Romney Hood, Obama Hood - How About The Middle Hood!

Nick Bassill | Posted 10.09.2012 | Politics
Nick Bassill

Here are Six Policy Initiatives proposed by to the help the Middle Hood. Have some more?

Congress: Stop Listening To The Banks

Bill Cheney | Posted 09.18.2012 | Small Business
Bill Cheney

The fact is, small business -- which most agree is the lodestone for greater employment and faster economic recovery -- needs greater access to credit.

Business Owners and Developers: Give Credit Where It's Due

Wendy N. Powell | Posted 09.17.2012 | Business
Wendy N. Powell

Many companies literally used hammers and nails and created their business locations from the ground up. A village did not show up to help their company. Government did not make that happen.

Franchising Is Safer for Lenders and Entrepreneurs When They Use the Right Tools to Make Better Choices

Jerry Chautin | Posted 09.17.2012 | Small Business
Jerry Chautin

I financed several start-up restaurants when I was in the commercial mortgage banking business. All of the non-franchised restaurants failed within the first two years. So I studied the restaurant failures to better understand what it takes to underwrite them successfully.

Small Business Real Estate Boom Spurred By Government Support

AP | PALLAVI GOGOI | Posted 07.12.2012 | Small Business

-- Las Vegas dentist Chris Cozine wanted to cut costs after the Great Recession. He found an unlikely way: He ditched the office he was renting and b...

Deserted By Big Banks, Main Streets Turns To Small Lenders

The Huffington Post | Nate C. Hindman | Posted 08.21.2012 | Small Business

Small banks continue to beat out their bigger counterparts when it comes to small business lending, according to credit marketplace Biz2Credit's June ...

The Course And Success Of The Economy Belongs In All Of Our Hands

Premal Shah | Posted 09.16.2012 | Small Business
Premal Shah

It is difficult to know how any one of us can make a difference in any of our nation's most troubling problems. But, what if the money stored in our wallets had a new purpose, even just for a short amount of time?

SBA's New Rules Enable Its Small Loan Advantage Program to Reach Small-Business Owners Nationwide

Jerry Chautin | Posted 08.06.2012 | Small Business
Jerry Chautin

Wisely, SBA modified its rules to permit all SBA lenders to participate in the Small Loan Advantage Program effective June 1. The changes are part of SBA's massive modification to its standard operating procedures.

Janean Chun

The Best Banks For Small Business | Janean Chun | Posted 05.23.2012 | Small Business

When it comes to getting a loan for your small business, it may not come down to who you know, but where you go. Banking Grades, a new grading tool fr...

Crowdfunding, a Burgeoning Phenomenon to Raise Money for Some Enterprises and Nonprofits

Jerry Chautin | Posted 07.17.2012 | Small Business
Jerry Chautin

Kiki Karpus invests in start-ups and emerging businesses -- well, sort of. Instead of choosing the companies based upon the likelihood of their succes...

Small Business Lending Slips In March

Reuters | Posted 07.01.2012 | Small Business

(By Ann Saphir - Reuters) - Lending to small businesses in the United States sagged in March, supporting the view that economic growth is headed for a...

Fixes Abound for SBA Loan Programs

Chris Hurn | Posted 06.26.2012 | Small Business
Chris Hurn

I recently testified before the Senate Committee on Small Business and Entrepreneurship and shared some solutions to not only reduce the subsidy and solidify the SBA 504 loan program, but also enhance the 504 program.