Many budgets are like leaky buckets -- they are full of holes. Most holes are small and hardly noticeable, but those little drips can add up over time. Well, it's time to patch up your leaky budget and start saving a greater chunk of your paycheck.
Saving money is one of the hardest things to do on a consistent basis. An estimated 28 percent of Americans don't have any money set aside for emergencies at all, and just under half of the American population claims to have less than three months' worth of household expenses saved.
There's more happening here, and it comes down to the fact that Paltrow's a woman. How often do we see male celebrities, or men in general, tasked for the stuff-- whether vain or frivolous or "too indulgent"-- they spend their money on?
Here's a money-spending pop quiz for you: Do you shop to relieve stress? Can you window shop without spending money? Do you buy things that are on sale even if you don't need them? If you're wondering what your answers mean, keep reading!
This post is about altering perspectives on what has been ingrained in our minds by our culture and our society. It's about taking the idea that things "are what they are" and throwing it out the window, because that certainly isn't always true.
If you sometimes fall prey to holiday overspending, you might want to look for ways to make small spending cuts in other areas of your life -- year round -- that, when added together, can result in big savings.