First comes love, then comes marriage, then comes figuring out what the hell to do about Social Security. Retirement planning can be quite complicated for anyone, but the newness of Social Security options for LGBT couples find some of us unprepared.
Whew! And wow! It took an online application that I did on a Saturday, an office visit and a follow-up office visit, and now Karin is taken care of for Social Security and Medicare! We are thrilled that this trailblazing went so smoothly and happened without a lot of hassle.
Over lunch the other day, a friend told me, out of the blue, that I wouldn't believe how complicated Social Security benefit-taking rules are. He then told me he'd figured out how to get the most from the system for himself and his wife Karen.
The first Baby Boomers begin turning 65 in 2011, which means they'll soon be tapping Social Security. If you haven't yet investigated how this program works, this may be a good time to learn the ropes.