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Stafford Loans

Understand Stafford Student Loans

Stephen Dash | Posted 08.09.2016 | Education
Stephen Dash

A Stafford Loan is currently the most popular student loan among federal student loan options due to its low interest rates and numerous borrower benefits. All Stafford Loans are eligible for in-school deferment, which allows students to defer repayments if enrolled in school at least half time.

What to Expect When You're Accepting: A College Cost Checklist for Parents

Beth Kobliner | Posted 05.18.2014 | Parents
Beth Kobliner

As kids across America are celebrating their college acceptance letters, parents of high school seniors are freaking out over the quarter-million-dollar question (as some private school sticker prices hit $60,000): How are we going to pay for it?

Getting Our Priorities Straight in Higher Education

John Petillo | Posted 01.25.2014 | Education
John Petillo

It's tough to get rich saving the world, and graduates committed to social justice have a hard time competing in earned income with their counterparts who study, say, engineering, math and computer science.

Student Loan Deal Doesn't Solve Problem

Terry Savage | Posted 10.19.2013 | College
Terry Savage

When the president signed the student loan deal restoring lower rates for student loans, there was agreement and applause. The politicians should stop patting themselves on the back. The problem still looms large: $1 trillion in outstanding student loans

Obama To Sign Bill Changing Student Loans

Associated Press | PHILIP ELLIOTT | Posted 08.09.2013 | Politics

WASHINGTON — Students heading back to college this fall will save thousands in interest charges on their loans after they graduate once President Ba...

What You Need To Know About Congress' Inaction On Student Loans

The Huffington Post | Kevin Short | Posted 07.01.2013 | Business

Interest rates on some federally-backed college loans doubled to 6.8 percent on Monday, thanks to some classic political inertia in Congress. Now, wit...

Every U.S. Senator Should Be Embarrassed Today

Greta Van Susteren | Posted 08.31.2013 | Politics
Greta Van Susteren

I don't know about you, but I would love to have seen just one U.S. Senator stay in Washington -- instead of going on vacation -- just to send the message that American students come first instead of their vacation! Instead each Senator could not get to the airport fast enough on Friday to start their vacations.

More Debt. Little Understanding. Big Problems.

Paul Combe | Posted 08.28.2013 | Politics
Paul Combe

The public outcry about student debt shouldn't be just about the incremental costs for these borrowers; it should be about dealing with the size of the debt these costs are being added onto and the 37 million Americans with $1 trillion of existing student debt -- as well as their impact on our overall economy.

Democrats Fail Grads on Student Loans

Reince Priebus | Posted 06.28.2013 | Politics
Reince Priebus

Congress will soon leave town for their July 4th recess. They'll be celebrating Independence Day, but the Democrats in Congress aren't leaving those with student loans much to celebrate.

Shahien Nasiripour

Congress Does Nothing To Stop Student Loan Rate Hike | Shahien Nasiripour | Posted 06.28.2013 | Politics

Some 7 million college students will see their borrowing costs double next week after Republicans and Democrats paid little attention to the issue for...

Moral Bankruptcy on Student Loans

Patricia McGuire | Posted 08.09.2013 | College
Patricia McGuire

Congress should be ashamed of itself for imposing more barriers to college access and completion because of its perverse inability to make any good decisions these days.

5 Ways Student Loans Hurt Middle-Class Kids

Adam Levin | Posted 07.24.2013 | Politics
Adam Levin

Why should middle-class students pay more for loans than is absolutely necessary, all the while padding the government's coffers and enabling state universities to build facilities that the students will only get to use for four years?

The Student Loan Interest Rates Are Too Damn High

Alex Palombo | Posted 07.13.2013 | Politics
Alex Palombo

In July, when the student loan rates are set to double to 6.8 percent. College is already far too pricey for many to attend, and this double in interest rates will put a higher education even farther out of reach for thousands of students and their families.

How Much Student Loan Debt Is Too Much?

Adam Levin | Posted 07.09.2013 | Business
Adam Levin

Some call it the Student Loan Bubble -- I call it crazy. And what better time to discuss student debt insanity than now, as countless soon-to-be graduates prepare to slip on their caps and gowns?

The Only Thing That Can Prevent More Expensive Student Loans? Congress

The Huffington Post | Tyler Kingkade | Posted 03.14.2013 | College

Federal student loans will get more expensive for students going to college in the fall unless Congress acts by June 30. A 2007 law cut interest ra...

College Tuition Rises As Financial Aid For Students Stalls

Posted 10.24.2012 | Education

While tuition at public and private colleges alike continues to rise, total grant aid for students stalled in 2011-12, according to two recent reports...

Summer Student Loan Agreement: Not Much Help There

Barton Kunstler, Ph.D. | Posted 11.05.2012 | College
Barton Kunstler, Ph.D.

It's that magical season when the thoughts of returning college students and their parents turn to tuition. Given the size of student loans, those thoughts are apt to linger long past graduation.

How Millennials and Students Won a Massive Victory on Loan Rates

Van Jones | Posted 09.17.2012 | Politics
Van Jones

Washington wisdom doesn't always account for an outside game. And when everyday Americans stand up and fight for something they believe in, they often win.

New Changes To Federal Student Loans, Pell Grants

The Huffington Post | Tyler Kingkade | Posted 07.03.2012 | College

The interest rate on federally subsidized student loans will remain at a discounted 3.4 percent, but fewer people will be able to use them. Last we...

Congress Isn't Doing Enough To Help Students, Experts Say

SmartMoney | AnnaMaria Andriotis | Posted 06.27.2012 | Money

SmartMoney: Congress may be close to reaching a last-minute deal to stop interest rates on popular federal student loans from doubling – but expe...

Why I Hope Congress Doubles Student Loan Rates

C. Robert Gibson | Posted 08.25.2012 | Politics
C. Robert Gibson

If student loan rates double on July 1, it will be a perfectly-timed call to action for America's current students, unemployed graduates, and anyone already struggling to pay off a mountain of student loans, just before school starts back in session

Congress Should Act to Avert Student Loan Crisis

R. Barbara Gitenstein | Posted 08.06.2012 | College
R. Barbara Gitenstein

While I support expanded funding of Pell grants, I am certain that increasing the debt burden on any subset of students will be harmful to student degree attainment and to our nation's economic health.

A National Service Corps Can Solve the Student Loan Crisis

Adam Levin | Posted 07.31.2012 | Politics
Adam Levin

People need to stop thinking of college as something they borrow for, and start thinking of it as something they work and save for. A National Service Corps could be the catalyst we need.

Raising Interest Rates? But Students Are Already in Debt

Kaitlyn Ridel | Posted 07.11.2012 | College
Kaitlyn Ridel

I am a college student who is really tired of hearing Congress argue about college. This week Senate Republicans rejected a bill preventing interest rates on federal student loans from doubling July 1.

Jennifer Bendery

Big Democratic Push Fails In Senate | Jennifer Bendery | Posted 05.08.2012 | Politics

WASHINGTON -- Senate Republicans on Tuesday blocked a bill that would have frozen student loan interest rates before they are set to double on July 1....