Structured Settlements

Injured People and the One Percent

Don McNay | Posted 05.27.2012

Read More: Injury Victims, Money, Mediations, Structured Settlements, The One Percent, Obamacare, Wall Street, Health Care Reform, Personal Finance, Business News

Before I took the time to really study the legislation I called it Obamacare. I encouraged my Democratic Congressman to vote against it, which he did. Now I am calling it health care reform.

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Small Town Publisher With Big Time Impact

Don McNay | Posted 11.22.2011

Countless people have told me their personal stories about something Al did to make a difference in their lives. Al doesn't discriminate. I've had multimillionaires, manual laborers and journalists all tell me their stories about how Dr. Smith touched their lives.

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Legalized Loan Sharks

Don McNay | Posted 09.28.2011

Read More: JP Morgan Chase, McNay Settlement Group, Citigroup, Richmond Kentucky, Loan Sharks, Payday Lenders, Financial Reform, Bailouts, Kentucky, Don McNay, Vanderbilt, Citizens for Responsiblity and Ethics, Gary Rivlin, Working Poor, Structured Settlements, Screw Andrews, Bank of America, Poverty Industry, Broke USA, Wealth Without Wall Street, Ohio, Newport Kentucky, Eastern Kentucky University, Million Dollar Round Table, Banks, Legalized Loan Sharks, American College, Too Big to Fail, Personal Finance, Personal Debt, Business News

"Financial reform" is a boon for people in the payday loan business. When people fall out of the world of traditional banking, they are still going to need bank-like services. Payday lenders will be in position to fill the gap.

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College Graduation: A Very Special Mother's Day Gift

Don McNay | Posted 07.04.2011

Read More: Electronic Media Broadcasting, The South, Mother's Day, Pete Rose, Robert Blythe, Cincinnati, Theresa McNay, Nick McNay, Richmond Ky, Slidepollajax, Mark Zuckerberg, Living, Grandma, Family, Impact, McNay Settlement Group, Above the Line Media, Mark Turner, Relationships, Ollie McNay, Richmond Kentucky, Graduation Day, Bill Gates, Don McNay, Parenting, Commencement Central, Structured Settlements, 4192, Cinematography, Edgewood Ky, Northern Kentucky University, College, Vanderbilt University, Proctor and Gamble, Single Mother, Eastern Kentucky University, Greatest Person of the Day, Million Dollar Round Table, Infomatics, College Life, Grandparenting, College News

Sunday, May 8 is Mother's Day this year. It is also graduation day at Northern Kentucky University. I'll be at Northern, watching my nephew, Nick McNay, go through the graduation procession.

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Ashley Judd and the Quest for Perfection

Don McNay | Posted 06.23.2011

Ashley Judd appears to have a perfect life, and being the sibling of a perfect child can be tough. Just like Wynonna, I have a problem with food.

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Are You Working Towards Your Dream?

Don McNay | Posted 05.25.2011

Read More: What to Do When You Win the Lottery, Structured Settlements, Lottery Winners, Lottery, Lottery Advice, Financial Planning, If I Had a Million Dollars, Financial Advice, Business News

As a structured settlement consultant, I ask every person the same question. "Forget about what is going on today. If you won the lottery, what would you spend the money on?"

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A Sensible Way to Deal with Addiction

Don McNay | Posted 11.17.2011

One Pill Makes You Larger One Pill Makes You Small And the ones that mother gives you Don't do anything at all - Jefferson Airplane My first expo...

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A Beginner's Guide to Stopping Payday Lenders

Don McNay | Posted 05.25.2011

Read More: Gary Rivlin, Kentucky Secretary of State, Broke USA, Bob Babbage, Richmond Ky, Social Movements, Personal Finance, Payday Lenders, Kentucky, Structured Settlements, Larry Diamond, Harry Moberly, Structured Settlement Purchasers, Payday Lending, Payday Lending Reform, Payday Loans, Business News

When people wanting to get rid of payday lending get organized and vote out a couple of payday lending supporters, the rest of the legislatures will take them seriously.

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Bill Collectors Communicating With the Dead

Don McNay | Posted 05.25.2011

Read More: McNay Settlement Group, Msfs, Million Dollar Round Table., What to Do When You Win the Lottery, Jim Morrison, Richmond Kentucky, Chfc, Ghost, Portfolio Recovery Associates, Kurt Cobain, Kentucky, Don McNay, Mbna, Elvis Presley, Structured Settlements, Clu, True Logic, Mann Bracken, Debt Collectors, Wills, Fair Debt Collections Practices Act, Son of a Son of a Gambler, Banks, Cssc, Estate Planning, Estates, Personal Finance, Whoopi, Business News

The Wall Street Journal posted a story about Portfolio Recovery Associates, one of the nation's largest debt collectors, using the signature of a woman named Martha Kunkle, who died in 1995.

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A 60 Second Explaination of Immediate Annuities

Don McNay | Posted 05.25.2011

Read More: Structured Settlements, Clu, Msfs, Annuities, Chfc, Richmond Kentucky, Lexington KY, Million Dollar Round Table, Kentucky, Don McNay, Cssc, Personal Finance, Immediate Annuities, Business News

Your relationship with your money compares to a dieters relationship to food.

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Wealth Without Wall Street

Don McNay | Posted 05.25.2011

Read More: McNay Settlement Group, Dave Thomas, Small Business, Move Your Money, Papa John's, Kentucky, Lexington Herald Leader, Don McNay, Ted Gregory, Jeff Ruby, Structured Settlements, Kentucky Bar Association, American Trial Lawyers Association, Vanderbilt University, Wealth Without Wall Street, Richmond Ky, Cincinnati, Slidepollajax, Eastern Kentucky University, Montgomery Inn, Local First, Entrepreneurship, Personal Finance, Lexington, Kentucky Trial Lawyers, Credit Cards, Business News

If you trace the history of almost any national company, you'll find that somewhere along the way a story in a publication put that company in the spotlight.

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All the Devils Are Here: Best Business Book of the Year

Don McNay | Posted 05.25.2011

Read More: Bethany McLean, Gary Rivlin, Broke USA, Andrew Ross Sorkin, Financial Crisis, Joe Nocera, Wall Street, Nocera Mclean, All the Devils Are Here, Joe Nocera All the Devils Are Here, Henry Paulson, Hank Paulson, Vanderbilt, The Fed, Aig, Goldman Sachs, Cnbc, Gregory Zuckerman, American College, McNay Settlement Group, Lotteries, Books, Too Big to Fail, Vanity Fair, Kentucky, Fannie Mae, Don McNay, Michael Lewis, Fortune Magazine, Jim Cramer, Structured Settlements, Million Dollar Round Table, Eastern Kentucky University, Personal Finance, Roger Lowenstein, Business News

McLean and Nocera don't give us an idea as to where to look for angels. But the book is comprehensive, and I feel certain that all the devils are here.

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Josh Hamilton, Pete Rose and the Power of Redemption

Don McNay | Posted 05.25.2011

Read More: Kentucky Guardianship Administrators, My Prison Without Bars, Born Again Christian, Pete Rose, Mlb, Barking Fish Entertainment, donmcnay.com, What to Do When You Win the Lottery, Nick McNay, Rehab, Northern Kentucky, Mickey Mantle, John Newton, Josh Hamilton, Bud Selig, Johnny Narron, Ohio, George Vecsey, Adult Baby Sitter, Cincinnati, Lottery Winners, Lexington, Philadelphia, Drug Addiction, Gambling Addiction, Lottery, Mark Turner, Baseball, American League Championship Series, 12 Steps, Terry Lukemire, Jesus, Major League Baseball, McNay Settlment Group, Kentucky, Aa, Don McNay, Texas Rangers, Bottom Out, Ty Cobb, Recovering Addict, Structured Settlements, Clu, 4192, Sports, Sports Illustrated, Louisville, One Day at a Time, Northern Kentucky University, Amazing Grace, Vanderbilt University, World Series, The American College, Son of a Son of a Gambler, Million Dollar Round Table, Eastern Kentucky University, Certified Structured Settlement Consultant, 4192 Crowning of the Hit King, mcnay.com, Peter Rose, Slidepollajax, Sports News

Amazing Grace, how sweet the sound, That saved a wretch like me. John Newton Before he played in his first major league baseball game in 2007, I ...

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Third World America: Is Living a Normal Life a Political Statement?

Don McNay | Posted 05.25.2011

Read More: Divorce, Lobbyists, Addictions, Glen Kleine, Kentucky Educational Television, Beatles, Addicts, Ket, Joan Kleine, Alcohol, Hollywood Train Wrecks, Living, Lottery Winners, McNay Settlement Group, Poverty, Richmond Kentucky, Maxed Out, Retirement, Books, Money Can't Buy Me Love, Self Actualization, Clu, Dave Ramsey, Louisville, Paul Overstreet, Million Dollar Round Table, Positive Role Models, Arianna Huffington, Abraham Maslow, NBA Basketball Players, Census Bureau, Wall Street Bonuses, Nicotine, Main Street, Drugs, Structured Settlement Consultant, donmcnay.com, Normal Life, Stress, Marriage, Unemployment, Big Money, Kentucky Authors Series, Substance Abuse, American College, All You Need Is Love, Msfs, Annuities, Howard Fineman, Chfc, Third World America, Pensions, Maslow Hierarchy of Needs, Sub Prime Mortgages, Don McNay, Obesity, The Daily Show, Economic Stability, Structured Settlements, Credit Cards, Wall Street, Jon Stewart, Vanderbilt University, Economic Chaos, Underemployment, Eastern Kentucky University, Personal Finance, Certified Structured Settlement Consultant, Slidepollajax, Move Your Money, Impact News

America is going through economic chaos. But a lot of other things are going on, too. There aren't enough of us living normal, stable lives.

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Be First in Your Age Group to Embrace Technology

Don McNay | Posted 05.25.2011

Read More: Bureaucracies, Iphone, Kentucky Guardianship Administrators, Universal Broadband, Winners, Economy, Bailouts, Att, American Pie, Texting, Gadgets, Senior Citizens, Driving Miss Daisy, Apple, Daisy Werthan, Technology, Lexington, Boolie Werthan, Personal Finance, Drunk Drivers, Google, McNay Settlement Group, Trial Lawyers, Msfs, Baby Boomers, Lotteries, Chfc, Land Line Phone, Kentucky, Don McNay, Video Conferencing, www.mcnay.com, Automated Cars, Ipad, Don McLean, Structured Settlements, Clu, Louisville, Vanderbilt University, Losers and What to Do When You Win the Lottery, Million Dollar Round Table, Son of a Son of a Gambler, Eastern Kentucky University, Computer Nerds, New York Times, Cssc, Google Car, Pda, Technology News

The New York Times recently had a fascinating article about a car that Google is working on that can drive itself. I want one.

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Bailouts Don't Work: The Lotto Winners Study

Don McNay | Posted 05.25.2011

Read More: Journal of Political Economy, Debt, Kentucky Guardianship Administrators, Lobbyists, Addictions, Bailouts, Vanderbilt, What to Do When You Win the Lottery, Goldman Sachs, University of Pittsburgh, Richmond Ky, The Ticket to Easy Street, Mark Hoekstra, Lottery Winners, McNay Settlement Group, Bankruptcy, Wealth Without Wall Street, Mr. T, Lakeland, Clu, The Financial Consequences of Winning the Lottery, Abraham Shakespeare, Million Dollar Round Table, Henry Paulson, Son of a Son of a Gambler, Cat Stevens, Ben Bernanke, Fantasy Five, mcnay.com, Rocky, Clubber Lang, Paige Marta Skiba, Tampa, Rocky II, Main Street, Obama, Lotto, donmcnay.com, Florida Bankruptcy, Orlando, Creditors, Big Money, Fed, Stimulus Package, Entourage, American College, Lexington, Scott Hankins, Msfs, Tax Credits, Government Regulators, Chfc, Move Your Money, Kentucky, Florida Lottery, Homeowners, Don McNay, Structured Settlements, Credit Cards, Wall Street, Vanderbilt University, Eastern Kentucky University, Personal Finance, University of Kentucky, Cssc, Too Big to Fail, Bad Habits, Posse, Business News

You can see why bailouts fail. Wall Street and lottery winners have a common bond. They have access to easy money without restraints.

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The Hangover From America's Bailout Party (VIDEO)

Don McNay | Posted 05.25.2011

Read More: Treasury Department, Congress, 12 Steps, Too Big to Fail, Bailouts, Move Your Money, Hangover, Main Street, Aig, Animal House, Pension Plans, Counterparties, Credit Cards, Aa, Structured Settlements, Goldman Sachs, Unemployment, Wall Street, Maria Bartiromo, The Weekend That Changed Wall Street, Son of a Son of a Gambler, Banks, Henry Paulson, George W Bush, Subprime, Wall Street Bonuses, Personal Finance, Lexington KY, Move Your Money Campaign, American College, Lottery Winners, Richmond Kentucky, Don McNay, What to Do When You Win the Lottery, Vanderbilt University, Eastern Kentucky University, Business News

For a decade, Wall Street was playing funny money games, and many Americans also felt like they were invited to the celebration. We were living in fantasy land, but the fantasy is over and we woke up to a nightmare.

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America's Hangover From the Bailout Party

Don McNay | Posted 05.25.2011

Read More: Treasury Department, Bailouts, Hangover, Main Street, Animal House, Counterparties, Pension Plans, Aa, Aig, Goldman Sachs, Unemployment, Maria Bartiromo, The Weekend That Changed Wall Street, Subprime, Wall Street Bonuses, Wall Street, Personal Finance, 12 Steps, Move Your Money, Congress, Structured Settlements, Credit Cards, Son of a Son of a Gambler, Banks, Henry Paulson, George W Bush, Too Big to Fail, Books News

I've been reading Maria Bartiromo's new book, The Weekend That Changed Wall Street. A better title might have been "The Weekend that Changed the World." It was America's chance to bottom out. We didn't.

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Wall Street and Legalized Loan Sharks

Don McNay | Posted 05.25.2011

Read More: Elizabeth Warren, Ohio River, Wall Street Bailout, Kentucky Guardianship Administrators, Financial Reform, Nasdaq, Organized Crime, Addictions, Bank of America, Frank "Screw" Andrews, Cincinnati, Main Street, Jamie Dimon, Gary Rivlin, Northern Kentucky, Bailout, Broke USA, Consumer Protection Agency, American College, Personal Finance, Covington Kentucky, McNay Settlement Group, JP Morgan Chase, Drug Addicts, Nyse, Payday Lenders, Wells Fargo, Too Big to Fail, Move Your Money, Don McNay, Syndicate Wife, Working Poor, Structured Settlements, Screw Andrews, Poverty Industry, Wall Street, Vanderbilt University, Newport Kentucky, Banks, Eastern Kentucky University, Son of a Son of a Gambler, Million Dollar Round Table, Certified Structured Settlement Consultant, Hank Messick, Citigroup, Business News

If there was ever a shining example of why you should Move Your Money from Wall Street, legalized loan sharking is a good one.

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Money and the Magic Pill

Don McNay | Posted 05.25.2011

Read More: Kentucky Guardianship Administrators, Community Banks, Medical Professionals, Bailouts, Millonaire Next Door, Diet, Magic Pill, Lexington KY, Richmond Ky, Move Your Money Campaign, Budgets, Wall Street, Lottery Winners, Personal Finance, McNay Settlement Group, Msfs, Lotteries, Dr. Thomas Stanley, Good Time Charlie's Got the Blues, Chfc, Healthy Lifestyle, Too Big to Fail Banks, Move Your Money, Kentucky, Don McNay, Vanderbilt Universtiy, Main Street, Structured Settlements, Clu, Dave Ramsey, Credit Cards, Wall Street Bailouts, Suzi Orman, Eastern Kentucky University, Get Rich Quickly, Banks, Million Dollar Round Table, Certified Structured Settlement Consultant, Doctors, Cssc, Jefferson Airplane, Credit Unions, Business News

Right now, the top six "too big to fail" banks control about 70% of the wealth in America. Here's how we can all change that.

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Was "Financial Reform" Really Robin Hood In Reverse?

Don McNay | Posted 05.25.2011

Read More: President Obama, Liqour Stores, Community Banks, Bailouts, Jamie Dimon, Robin Hood, What to Do When You Win the Lottery, Paul Volcker, Lawrence Summers, Wal-Mart, Reverse Robin Hood, Gary Rivlin, Harvard, Lexington KY, Broke USA, Richmond Ky, Citibank, Move Your Money Campaign, George Bailey, Wall Street, Dr Lawrene Summers, McNay Settlement Group, JP Morgan Chase, Msfs, Its a Wonderful Life, Payday Lending, Citigroup, Bill Clinton, Lottery, Mcnay, Chfc, Financial Reform, Move Your Money, Kentucky, Don McNay, Barack Obama, Checking Account Fees, Main Street, Clu, Structured Settlements, Financial Reform Bill, Credit Cards, Poverty Industry, Wall Street Bailouts, Vanderbilt University, Casino, Million Dollar Round Table, Eastern Kentucky University, Son of a Son of a Gambler, Banks, Gram Parsons, Glass-Steagall Act, Certified Structured Settlement Consultant, Arianna Huffington, Cssc, Huffington Post, Too Big to Fail, Credit Unions, Business News

"Financial Reform" will be a boom for people in the payday loan business. There will be many new customers who need bank-like services. It's almost like Congress implemented a plan of "Reverse Robin Hood."

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On Winning the Lottery, "Sin City" & "Big Money"

Don McNay | Posted 05.25.2011

Read More: Al Gore, Lawyers, Mafia, Big Money, Kentucky Lawyers, How the Lottery Changed My Life, Jack Whitaker, Gambling, Financial Planners, Richmond Ky, What to Do When You Win the Lottery, Trust Companies, Cincinnati, Living, American College, Lottery Winners, Personal Finance, Lexington, Kentucky Trial Lawyers, Covington Kentucky, McNay Settlement Group, Msfs, Lottery, Chfc, Lottery Winner, Kentucky Bar Association, Kentucky, Corbin, Don McNay, Las Vegas, Structured Settlements, Clu, Bank Trust Departments, Sin City, Vanderbilt University, Newport Kentucky, Banks, Eastern Kentucky University, Million Dollar Round Table, Son of a Son of a Gambler, Lottery Tickets, Cssc, American Trial Lawyers, Sports Betting, Corbin Kentucky, Business News

Don McNay has been on a book tour, promoting his book, Son of a Son of a Gambler: Winners, Losers, and What to Do When You Win the Lottery. In a ...

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Betting on a 2010 Kentucky Derby Winner

Don McNay | Posted 05.25.2011

Read More: Sunday Silence, Gulfstream Park, Peter Asch, Kentucky Derby, Investment Style, Cincinnati, Richard Quandi, Kentucky Guardianship Administrators LLC, Chfc, Derby, 2010 Kentucky Derby, Goldman Sachs, Big Money, Racetrack Betting, Richmond Ky, Caddilac, Betting, Louisville, Conservative Investing Style, Kentucky, Lexington, American College, Personal Finance, McNay Settlement Group, Lottery, Lotteries, Don McNay, Pink Flowers, Race Track Betting, Winners, Arthur Hancock III, Structured Settlements, Sports, Losers and What to Do When You Win the Lottery, Professional Gambling, Townes Van Zandt, Vanderbilt University, Horse Breeding, Msfs, Clu, Million Dollar Round Table, Eastern Kentucky University, Son of a Son of a Gambler, Banks, Keeneland, Cssc, Mortgage-Backed Securities, Rolling Stones, Horse Racing, Newport Ky, Citigroup, Sports News

Each year, I write a column on Derby Day, and if you have followed my advice, you have lost a lot of money. The large fields at the Kentucky Derby throw logic out the window. Still, the betting system I tour is a good one.

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Is Being Anti-Goldman Sachs Being Anti-American?

Don McNay | Posted 05.25.2011

Read More: Wlw, Liberals, Lobbyists, Washington Lobbyists., President Obama, Main Street, Tea Party Movement, Goldman Sachs, Conservatives, General Motors, Richmond Ky, Louisville, Kentucky, Lexington, Financial TImes, K Street, Tea Party, American College, Incumbants, Lloyd Blankfein, Erin Burnett, Mcnay, Cnbc, Too Big to Fail, Gm, Aig, Don McNay, Goldman, Fox Business News, Jim Cramer, Structured Settlements, Too Big for Jail, Goldman Sachs Bonuses, Wall Street, Vanderbilt University, Cnn, Eastern Kentucky University, Banks, Henry Paulson, Million Dollar Round Table, Son of a Son of a Gambler, Fox News, Sec, Securities and Exchange Commission, Anti Incumbants, Business News

The real scandal of the entire bailout mess was how money was funneled through AIG to pay "counterparties" like Goldman Sachs 100 cents on the dollar.

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Sentencing Kids to "Life or Meth"

Don McNay | Posted 05.25.2011

Read More: John F. Kennedy, Kentucky Guardianship Administrators, Brandy Brown, Young People Voting, Addictions, Emmy Award, Life or Meth, NA, Budgeting, History, Addicts, Frankfort Ky, Elvis, Madison County Ky, Judge Brandy Brown, Richmond Ky, Al Smith, Prisons, Commonwealth of Kentucky, Judge Phillip Shepherd, Comment on Kentucky, McNay Settlement Group, Msfs, Drug Court, A&e, Chfc, Economic Crisis, Kentucky, Aa, Don McNay, Anna Beth Hardiman, Elvis Presley, Emmy Awards, Structured Settlements, Clu, Juveniles, In the Ghetto, Education, A&E Network, Berea Ky, Winchester Ky, Mac Davis, Eastern Kentucky University, Cssc, 12 Step, Kentucky District Court, Franklin District Court, Impact News

"People don't you understand, the child needs a helping hand." - Elvis Presley. I walked by a car in a parking lot that had a sticker on it that...

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