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Student Loan Refinancing

Get Lower Student Loan Rates in These States

Brianna McGurran | Posted 02.10.2016 | Education
Brianna McGurran

It's come up again and again on the 2016 presidential campaign trail: The federal government doesn't let borrowers refinance their student loans when ...

FICO: The Credit Score You Need To Know

Aryea Aranoff | Posted 01.29.2016 | Business
Aryea Aranoff

No one wants to think about their credit score. It's boring at best, and for many people, the topic of credit scores can be confusing and even anxiety provoking. But being aware of your credit score -- and in particular, your FICO score -- is an important component to your long-term financial health.

REPAYE vs. Refinancing for Medical Residents and Fellows

Aryea Aranoff | Posted 01.20.2016 | Education
Aryea Aranoff

This is the final installment of a two-part series explaining everything a physician should know about the new federal student loan repayment program,...

10 Common Student Loan Refinancing Questions: Answered

Andrew Josuweit | Posted 01.18.2016 | Business
Andrew Josuweit

One solution for grads buried in debt: student loan refinancing. The process of refinancing student loans can lower interest rates and monthly payments, allowing borrowers to potentially save thousands of dollars over the lifetime of their loans. While this seems like a good deal, is student loan refinancing a smart decision?

Revised Pay As You Earn: Everything You Need to Know About REPAYE for Doctors

Aryea Aranoff | Posted 01.11.2016 | Education
Aryea Aranoff

This is part one of a two-part series that explains everything a physician should know about the new federal student loan repayment program, REPAYE. P...

How Student Loans Can Wreck a New Marriage

Aryea Aranoff | Posted 12.16.2015 | College
Aryea Aranoff

Are you a newlywed or thinking about getting married? Combining families, homes, cars, and even bank accounts is expected and embraced by most couples entering marriage. But there's one thing that many newlyweds forget they'll be sharing when they say, "I do"--their spouse's student loan debt.

One Way States Can Help Student Loan Borrowers

Stateline | Tyler Kingkade | Posted 12.14.2015 | College

Ali Sinicrope and her husband would like to buy a house, but they’re not sure they can afford it. They’re public school teachers in Middletown, Co...

Student Loan Payback: Should You Stick to Your Plan or Refinance?

Brianna McGurran | Posted 12.02.2015 | Education
Brianna McGurran

It's a lot more fun to celebrate college graduation than it is to develop a student loan repayment strategy. So if you're a new grad with federal loans, you'll likely end up on the default standard repayment plan, which requires you to pay a fixed amount every month for 10 years until your loans are paid off.

If You Have One of These Degrees, You Could Save Thousands by Refinancing Student Loans

NerdWallet | Posted 11.22.2015 | Education

Graduates with master's degrees in fine arts, education, business administration or social work also stand to save thousands of dollars.

Student Debt Is Already a Hallmark Issue for 2016

Andrew Josuweit | Posted 11.04.2015 | Politics
Andrew Josuweit

As exciting as it is to see student debt already at the forefront of the election, it's hard to get too optimistic for change when Congress has demonstrated an unwillingness to advance legislation that would provide relief to those buried in student debt.

What Everyone Should Know About Their Payroll Deductions and Bonus Taxes

Aryea Aranoff | Posted 10.02.2015 | Education
Aryea Aranoff

If you've always wondered what makes up the difference between how much you're paid and how much comes to your bank account, you'll be reassured to know that it's complicated. A variety of factors can impact what you take home.

Should You Refinance Your Parent PLUS Loan?

CommonBond | Posted 10.04.2015 | Education

How can you tell if it's worth it to give up your federal benefits and refinance to a lower rate? There's no hard and fast rule, but if you're not going to use the benefits that come with federal loans, you could opt for private loans to save money on interest payments through refinancing.

What Is the Difference Between a Fixed Vs. Variable Interest Rate When I Refinance My Student Loan?

Aryea Aranoff | Posted 10.01.2015 | Education
Aryea Aranoff

If you're looking into refinancing your student loans, one of the big decisions to make is choosing between variable and fixed rate loans. There are several factors to keep in mind when making that choice that aren't immediately obvious, so let's break them down one at a time

Student Loan Problem Garners National Attention from Presidential Candidates. Private Sector Responds with Creative Solutions

Aryea Aranoff | Posted 09.29.2015 | Business
Aryea Aranoff

As the presidential campaigning continues, an issue that is fast-becoming a central component of the election has been the question of how to curb bal...

Preventing America's Next Crisis: Unmanageable Student Loans

Stephen Dash | Posted 07.18.2016 | College
Stephen Dash

To ensure the ongoing health of the student loan market, it would be beneficial for all student borrowers to make their scheduled monthly payments, and complete their repayment schedule by the loan maturity date. However, on an individual basis, this might not be so easy.

Breaking Down Student Loans by Profession

Aryea Aranoff | Posted 07.15.2016 | College
Aryea Aranoff

The continued growth of student loan debt in the United States has reached staggering numbers of more than $1.2 trillion and 40 million borrowers. Those pursuing a medical, dental, MBA or law degree have to deal with a serious price tag that is significantly higher than the national average undergraduate balance of $29,000.

Getting Out From Under: Law School Student Loans

Credible | Posted 06.25.2016 | Education

The average law school graduate carries student loan debt of up to $122,000. With education costs rising and employment opportunities dwindling, many law school grads wonder how they will handle repayment. Luckily, there are options.

Your Student Loan Refinancing Questions Answered

Credible | Posted 06.24.2016 | Education

Student loan refinancing is a great way to potentially save you money and lower your monthly payments. Refinancing is the process of consolidating your existing loan(s) into a new loan with a lower interest rate and a different term.

Should I Choose a Private Student Loan Consolidation?

Credible | Posted 06.23.2016 | Education

Most graduates finish college with multiple loans, from federal to a combination of federal and private student loans. Depending on which loans you took, you can face managing repayment to a number of lenders each month.

Tips For Paying Off Medical School Loans

Credible | Posted 06.18.2016 | Education

Repaying medical school loans can be a long and tedious process, but if you are proactive about your loans you can save thousands of dollars over the course of your repayment.

Have Student Loans? Understand Your APR

Credible | Posted 06.11.2016 | Education

If you have graduated from college and have thought about consolidating or refinancing your student loans, you may be wondering what possible interest rate you can get. If you are still in school and need a private student loan, you may find yourself in the same situation.

The Easiest Ways to Get Student Loan Relief

Credible | Posted 06.05.2016 | Education

Those currently in repayment often opt into automatic payments to make life easier and to take advantage of a rate reduction. Although this passive option provides some student loan relief, there are options that could potentially save you a lot of money and shave a few years off of your repayment terms.

Student Loan Interest Deduction: What You Need to Know

Aryea Aranoff | Posted 06.02.2016 | Money
Aryea Aranoff

With more than 70 percent of the country's latest degree recipients using student loans to pay for their recently earned degrees, understanding student loans has become more important than ever. One of the only benefits is that you can deduct interest paid on those loans.

3 Ways to Help Pay off Your Student Loans

Credible | Posted 06.02.2016 | Money

Many young adults throughout the country take on large sums of debt in the form of student loans before they even enter the workforce, which then suddenly seems like an enormous burden to pay off once they graduate.

Should I Use a Personal Loan to Pay off My Student Debt?

Credible | Posted 06.01.2016 | Money

A personal loan can be a quick way to pay off your financial expenses under new, hopefully more favorable conditions. The loan has a set term and fixed payment throughout the life of the loan.