For the unawares, the Baby Boom generation is on the verge of retiring with nowhere near enough in the way of assets to see them through their old-age.
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Your expenses (beyond health care, which is a big issue) decrease in time as energies flag. You don't have college costs; your food bill declines. Why does this matter?
I can't tell you how the financial crisis will be solved, when the Dow will return to 13,000 or if home prices will recover anytime soon. But the even...
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