To call health care for all and free college education idealism is to deny realistic possibilities in the service of an ideology that idealizes greed and eschews compassion and courage. It's defeatism and a betrayal of the American way.
In essence, charity helps people who need help -- period. They are not -- and should never be -- the branding and marketing machine behind a celeb-du-jour, they should not be the playground on which the wealthy can hang out with the popular.
Is there any doubt that the amount of cars or dishwashers or flat-screen TVs (these are the Fed's "durable goods", which are typically bought using credit) would slow if credit were to suddenly become dramatically more expensive? Wouldn't the recent massive expansion in student loans slow as well?
Right before the U.S. House of Representatives left for the summer to go home to campaign for your vote, they voted to extend the Bush-era tax cuts for the richest Americans millionaires and billionaires.