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Underwriting Standards

America's On-going Housing Crisis and the Politics of the Young

David Coates | Posted 02.26.2017 | Politics
David Coates

The legacy of the housing crisis remains firmly in place - largely undiscussed but still potent, hidden deep beneath the surface of contemporary politics. It is a legacy that falls most heavily on the young. Five features of that legacy are particularly relevant now.

The Obama Charm Offense for User Friendly Home Loans

D. Sidney Potter | Posted 04.09.2013 | Business
D. Sidney Potter

If the Obama charm offense works on the home lending industry, then more buyers -- either it be first-time home owners or small investors, come off the sidelines and will start to buy.

Shahien Nasiripour

How Securitization Encouraged Bad Loans

HuffingtonPost.com | Shahien Nasiripour | Posted 05.25.2011 | Business

Knowing that the loans they made were about to be bundled, sliced up, and sold off made lenders more likely to relax their underwriting standards, acc...