This is America today. We have no running water; we use a hose to fill jugs. At night, in my bed, when it's cold out, my blanket can freeze to the wall of the RV. I have a Master's degree and have been in the workforce for over 30 years. By the end of this month, we will be without anywhere to turn.
My story is not unique. It may be surprising, but it is not unique. I have a doctorate. I have been employed full-time for 35 years with only a week or so between jobs. I have worked my butt off my entire adult life. I do not have a drinking or gambling problem. And I still live paycheck to paycheck.