Odysseas Papadimitriou
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Odysseas Papadimitriou is currently the CEO and founder of CardHub.com, one of the leading credit card and gift card portals in the U.S. He is a personal finance expert whose views are regularly mentioned in many major publications. Prior to founding CardHub.com, Odysseas was a Capital One executive.

Blog Entries by Odysseas Papadimitriou

Four Credit Cards That Will Make Summer Travel More Affordable

(0) Comments | Posted May 10, 2012 | 2:02 PM

The summer travel forecast is looking increasingly bright for U.S. consumers, despite the toll high gas prices have taken on our wallets. Nearly one in five people are planning to take more vacations this summer than last, according to a recent national survey conducted by Harris Interactive. As...

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Spring Is Near, Learning How to Save on Summer Vacations Is Right Here

(0) Comments | Posted February 29, 2012 | 11:00 PM

Regardless of what dumb old Punxsutawney Phil has to say on the matter, spring training camps are open, which indicates to me that spring is here. That, of course, means it's time to start planning summer vacations (especially if you have international destinations in mind) because simply hoping to find...

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Card Hub's 6 Credit Predictions for 2012 Offer Glimpse of Future for Consumers' Wallets

(2) Comments | Posted December 26, 2011 | 2:05 PM

2011-12-23-20122.jpgLearning something new, saving money, and lowering stress are among the 10 most commonly broken New Year's resolutions, according to Time. This need not be the case, however, and you can even get a jump on bringing these annual vows to fruition...

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Strategic Use of 'Plastics' Can Save You Hundreds This Holiday Season

(0) Comments | Posted November 20, 2011 | 12:14 PM

Watching movies like A Christmas Story or It's a Wonderful Life has become a holiday tradition for many families. If you're familiar with the latter, you know that getting in on the "ground floor" of the "plastics" industry is one of the many things on which George Bailey (Jimmy Stewart)...

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U.S. Consumer Credit Card Debt Levels on the Rise

(1) Comments | Posted October 25, 2011 | 1:21 PM

It's like a rollercoaster that will not stop. The credit card debt pay down that comes in first fiscal quarter of each year is inevitably followed by a three-quarter stretch where these pay downs are systematically erased and new debt is often incurred. But why are things getting...

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Say Goodbye to Checking Accounts?

(0) Comments | Posted September 16, 2011 | 11:18 AM

What if the best checking account wasn't a checking account at all? Seems crazy, but that's how things are looking as the October 1 implementation of the Federal Reserve's cap on interchange fees draws ever closer.

With the authority granted to it by the Durbin Amendment to the Dodd-Frank...

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Three of the Worst Credit Cards on the Market and Three Excellent Substitutes

(0) Comments | Posted July 6, 2011 | 3:31 PM

While it's truly a testament to the new credit card laws that the number of utterly unattractive credit card offers has diminished over the past couple of years, the fact of the matter is a few bad offers will always remain. Whether they have high fees, costly interest...

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Senate Signs Debit Card Death Certificate

(1) Comments | Posted June 21, 2011 | 12:13 PM

The momentum that had been building toward postponing the Federal Reserve's ability to set the debit card swipe fees that merchants pay to banks came to a grinding halt almost a week ago when a large-bank-led initiative fell six votes shy of passing through the Senate. Now that the Fed's...

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Why Credit Card Branding Is Costing Small Business Owners

(1) Comments | Posted April 20, 2011 | 1:39 PM

So, what's the difference between business credit cards and regular consumer credit cards? This might at first seem like a stupid question, but think about it and try to come up with the answer. Is it that a business credit card is opened under a corporation's name and...

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Study Finds No Tie Between CARD Act and Higher Interest Rates

(0) Comments | Posted February 18, 2011 | 11:50 AM

Anniversaries are always a time for reflection, reflection that lends itself particularly well to gauging progress. As February 22 marks the CARD Act's one-year anniversary, the time for reflection and evaluation of the law's effectiveness is upon us.

Has this sweeping piece of reformatory legislation increased transparency throughout the credit...

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The Legislative Impetus for Using a Personal Credit Card to Fund Business Spending

(1) Comments | Posted January 20, 2011 | 9:38 PM

Ok, the holidays are over, and it's time to get back to business. A new year has arrived, and with it have come the promise of a fresh start and the desire to make this year better than the last. Perhaps you want to expand your business, go after another...

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Fed Displays Policy Shift, Strengthens CARD Act

(0) Comments | Posted January 3, 2011 | 6:50 PM

As the United States comes out of the Great Recession, we must critically examine the causes of this economic swoon and make adjustments in order to prevent such an event from ever occurring again. While it appears that many consumers have failed to do this--as indicated by the

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What Your Credit Card Company Doesn't Want You to Know

(4) Comments | Posted December 20, 2010 | 9:30 AM

If you have excellent credit, there's a good chance that you have a Visa Signature credit card, a World MasterCard credit card or an American Express charge card. If this is, indeed, the case, you might be in for one nasty surprise. Unbeknownst to many cardholders, these cards are actually...

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