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Pearl Korn

Pearl Korn

Posted: December 27, 2010 11:27 AM

Those lame ducks continued to flap their wings and fly high with another major December achievement. With no media attention or ballyhooing from the Dems, the Medicare and Medicaid Extenders Act (HR 4994) was passed and signed into law by the President on December 15th. This legislation provides a one-year reprieve from a 25% reduction in Medicare payments of doctors' fees that would have otherwise kicked in on January 1, 2011 (although the name of the bill includes Medicaid, no such cuts in that program were included; instead, the bill actually provides for an expansion of some of its programs). An earlier proposed cut of 23% had already been scheduled for December 1. Fortunately, Congress took action in late November to thwart this bloodletting, at least in the short-term.

Such a draconian cut to Medicare payments would surely have resulted in a massive withdrawal of doctors from the program, a significant blow to its health and survival. Doctors stopping their treatment of patients - or suddenly asking for direct payment to continue their services - would have been devastating for the elderly, ill and most vulnerable among us. One can only imagine what would have happened had this bill not passed during the lame duck session, before the conservative/Tea Party takeover of the House. Their cry would have been, "The deficit, the deficit!" and their cheering would have been deafening as their decades-old dream of ending one of our most successful entitlements came ever-closer to realization. We must be ever vigilant in protecting these programs, and Dems must start fighting to prevent similar cuts from occurring next year when this extension ends. Otherwise, 43 million seniors and disabled, along with hundreds of thousands of doctors, will be severely impacted.

The key to this issue is the Sustainable Growth Rate (SGR), a complex formula dating to the 90's used to calculate doctors' payments. The senior New York Dem on the House Energy and Commerce's Subcommittee on Health, Rep. Eliot Engel (NY 17th), will have a one-year opportunity to discuss and influence this process in this Committee. Of course, he should expect rough sledding in the 112th Congress, but he must take up the fight, if for no other reason than to help his fellow Dems heading into the 2012 elections; Medicare and Social Security can be winning issues for Dems, if they come out strong in defense of these programs over the next two years.

As doctors' payments are discussed in Committee - along with a new formula for determining those fees - consideration must be given to an increase in payments for Primary Care Physicians (PCP). They are at the low end of the payment scale and are on the day-to-day front line of preventive medicine, acting as our gatekeepers and referring us to specialists when needed. A PCP is a diagnostician, tasked with spotting tell tale symptoms before they develop into a full-blown illness. These doctors have as many as 3,000 patient-visits a year, usually in large urban areas, and often are working in their offices until 10 p.m. plowing through mountains of paperwork. Overworked and underpaid, they are forced to spend less and less time with each patient.

How about offering these front-line providers a bonus at the end of the year for lowering the number of hospital admissions among their patients due to providing good, preventive health care? With such an incentive, they could spend more time with their patients and make better decisions on care that could translate into keeping their patients healthier and out of our very expensive hospital system. Less admissions, readmissions and fewer deaths equals savings in life and money. Even conservatives could get on board with such an idea, one would think.

For now, at least, our doctors have at least received a reprieve, and will have a much happier New Year, along with their patients.

 
 
 
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07:44 AM on 12/29/2010
I agree with you about PCP's. What about the specialists? How many patients are aware of the problem of self-referral? Physicians that buy CT, MRI, NM equipment and open one-stop shops. Patients consider them a convenience--go right from the doc to the CT. Billing and collecting both payment components, these docs read and interrupt their own films--with what kind of experience--a one year fellowship? How do you know you really need the procedure--and we know procedures pay a lot more than visits.

Self-referral has contributed to the reduction of procedures done at local hospitals, who are more likey to work out a payment plan with patients. Not so much with private specialists. My current Neurology Group owns an MRI. I refuse to use their facility. I can bring my MRI to the neuro to look at if he/she wants, but I want a trained, licensed, board -certified Radiologist reading my films.

My father's Cardiologist recently stopped seeing in-patients because they are too busy doing Cardio-lite Stress Tests in the office. So, not only does your primary abandon you to the hospitalist, your specialist does too. I recently left my doc's practice, as the signs for skin care products and facials went up in the office--another problem.
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Pearl Korn
08:37 AM on 12/29/2010
You raise many question. The day we became consumers and doctors became providers the merchandising of health care exploded and became depersonalized. We must go back to becoming patients and doctors. Da money has driven these one stop shops you mention. If your issue seems to be serious , get a second opinion. Go to doctors recommended by friends and family. Are they CERTIFIED in that specialty, very important. Check them out.

Procedures in hospitals may have lessened but tend to be more expensive than in the doctors office. Just check out a simple X-Ray cost in office and a hospital. Quite a difference.

The hospitalist is involved in patient care when you are admitted the hospital and they coordinate all of your tests.

If your doctor is pushing beauty or skin products find another doctor., even if he is a dermatologist.
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SitandStay
Lorenzo&BushH8ter
02:47 AM on 12/29/2010
I just received an invitation to get a thank you card for my support of Obama from whitehouse.gov.
When I filled it out, it rejects my attempt because you MUST make a donation!!!!!!!!!
It asks for your employers name and your occupation, and even being unemployed with no occupation it demands money!
I haven't worked in 3 years.
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Pearl Korn
07:19 AM on 12/29/2010
Try info@barackobam.com and give him a piece of your mind.

Good luck in the New Year and I hope you find gainful employment.
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MaryBethC3
06:40 PM on 12/28/2010
I just signed the petition at Health Care Now

http://www.healthcare-now.org/
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Pearl Korn
07:20 AM on 12/29/2010
That is great M.B.

Happy New Year.
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MaryBethC3
02:33 PM on 12/29/2010
You too Pearl! Very Happy New Year! Tell me, do you have a sense the big guys in the Democratic party may be working on 2012? Seems to me they would be. I would love to see a true Progressive running :)
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rtx47
06:14 PM on 12/28/2010
Healthcare costs are being brought down by "the buzz" during debate on healthcare reform. Buzz exposed waste, over-use and exploitati­on within the system by all stakeholders. These stakeholders are the public, patients, doctors, hospitals, insurance carriers, big pharma, etc.

Example: Its my understand­ing that unnecessary ER visits are down.
"Medical Home" and "Accountab­le Care Organizations" sprouting across the country are producing encouragin­g cost-savings and quality improvemen­t results.

Yet, are these savings being passed-on to employers and those purchasing insurance; thus helping the economy? Or are savings growing the year-end bonus of top management at Insurance companies and other healthcare providers?

We can EASILY bring down healthcare costs by 25%. This reduction is not much. Our economical­ly competing Western countries insure ALL and manage healthcare at 60% to 100% LESS costs per individual than we do.

Except for Medicare and VA which are federal programs, all others are at the state level; under the jurisdiction of politically appointed Health and Insurance commissioners. As new governors take the helm at the state capitals, there is where our attention, letter-wri­ting and lobbying should be directed.

Concentrat­ed efforts should also be in the East coast states where healthcare costs are significan­tly higher by a factor of 2 (looking at "per medicare enrolee" data) compared to mid-west and southern states.

Directly (financiall­y) incentiviz­ing individual­s to be savvy consumers of healthcare will be the single biggest stimulus to the economy; while creating a more healthy individual ­, environment­t and society.
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Pearl Korn
07:31 AM on 12/29/2010
ER's should be off limits to anything but emergencies, and that would help.

Yes, write to your state officials, but don't forget your Fed. Senator and member of congress.

Costs in the East are higher across the board on every thing. This is an expensive part of the country..

Those countries that you mention cover all of their citizens at half our costs, while providing better health care. That would mean going to a REAL National health program, such as IMPROVED MEDICARE FOR ALL.

What are those financial incentives you propose?
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MaryBethC3
03:43 PM on 12/28/2010
After reading this article, and all the posts, a flashback of a movie I saw many years ago came to my mind. It was a poorly produced, B-type, sci-fi movie. I remember clearly being very young when I saw this.

I was horrified when I realized that old and sick people were reporting to a place at a pre-arranged date and time to be exterminated. They were no longer useful to society. These elderly and even young but sick people went into machines and were euthanized. It troubled me deeply as a child seeing this and I remember my mother reassuring me that such a terrible thing would never happen in the real world. I think mom was wrong.

We may not be putting people into machines as the old B-movie suggested, but we are neglecting our elderly and most vulnerable among us, to the point that we might as well be.
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Pearl Korn
07:32 AM on 12/29/2010
Let's hope that is not in our future M.B.?
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gransview
"Reality is just a collective hunch" L Tomlin
01:52 PM on 12/28/2010
My Dr said he would continue to care for me and my husband for and additional 3000/year, in addition to my (then) insurance benefits.

It's not a problem now. I have no health insurance.
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Pearl Korn
03:14 PM on 12/28/2010
Thank you for sharing your dreadful experience.What will it take for the public to say, I'M NOT GOING TO TAKE IT ANY MORE, and create the movement needed to over turn this craziness?

Become involved in the growing movement for single payer, removing the profit from health care with an IMPROVED MEDICARE FOR ALL.
Contact and join Healthcare-now.org PDA.org. PNHP.org All working for a single payer system, along with Public Citizen, the organization Ralph Nader created forty years ago.

What your doctor offered frankly, sounds illegal. What about contacting the health insurance commissioner in your state?.Maybe even the Attorney Genera;?
05:41 PM on 12/28/2010
Yep, they were given a reprieve, but not before my new co-pays go in effect. This past year, (HMO-Medicare) I paid zero to my regular doctor and $15.00 for my heart doctor or other specilist...2011, I will now pay $15.00 for every visit with doctor and $45.00 for other doctors.
So, are they double dipping? Who gets the co-pay $$..the doctor or insurance company. Every procedure also went up. I don't mind the co-pays..if the 20% had been applied for the coming year..but in some ways..we are paying twice. Multify this action of Congress by zillions, the seniors on Medicare get a bum deal..
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MeinNH
Ooooo Silly Me
10:46 AM on 12/28/2010
People don't mind paying an exorbitant rate for a monthly insurance premium but scream bloody murder if they have to pay less in a tax so that everyone can have good health insurance coverage. In what world does this make any sense?
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Pearl Korn
11:43 AM on 12/28/2010
Ah, but people do scream about those exorbitant premiums. And wait till they see their premiums and co pays for next year.Maybe that will be the tipping point and bring PEOPLE into the streets like they do in France. Europeans take to the streets in mass and we just complain.

It is more complex than, I assume you meant to say raise Taxes? Our politics must change along with who we elect.
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gransview
"Reality is just a collective hunch" L Tomlin
04:13 PM on 12/28/2010
Pearl, your comment to me only appeared in my response window.

I appreciate your advocacy and links to help sites. thank you.

fanned!
01:28 AM on 12/31/2010
You wrote: "People don't mind paying an exorbitant rate for a monthly insurance premium but scream bloody murder if they have to pay less in a tax so that everyone can have good health insurance coverage."
You apparently mean "pay less in an increased tax than paying for the current tax plus the large health insurance premiums, copays, and coinsurance".
You haven't seen anything yet in either health insurance costs or taxes related to health care. The law passed and signed in March 2010, the "Affordable Care Act" has a long list of entire sections of the law that will have our health insurance premiums and other insurance-related costs sky-rocket. And there are over 600 reasons hat taxes will increase due to government-related activities and government-sponsored activities: new responsibilities, new programs, new commissions and advisory groups and more, as documented in a detailed analysis by a team of Medicare for All reviewers. The results of that analysis will soon be announced.
http://www.medicareforall.org/pages/Home.

Bob the Health and Health Care Advocate
07:35 AM on 12/28/2010
it's a conundrum to solve--getting health care costs down to affordable levels for 43 million seniors and 50 million other Americans without any health insurance, while treating doctors and hospitals fairly. This is especially the when the country faces a small but very real long term decline in personal and family incomes for the middle class, and the addition of millions of new patients into Medicare as boomers retire. Doctors can't reasonably expect to be insulated from these pressures by formula driven patient care increases. Neither is it fair to expect doctors to just absorb increased costs for their businesses and take the losses. Insurance companies will try as always to collect higher premiums from patients and pay providers less for their care, lapping the cream as long as they can. The solution might have been a single payer public health care system that could have reduced costs for patient care and increaed payments for doctors, especially primary care physicians. But Obama blinked, and now seems likely to face a Supreme Court rejection of the individual mandate provision of the health care reform law. Then we will revert to the statuas quo ante, the worst actual health care of any country in our income class around the world, with ironically, the best care in the world for the really wealthy from anywhere in the world.
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Pearl Korn
09:29 AM on 12/28/2010
Your analysis of the situation is right on point. You are clearly up on all of the evolving issues.28 nations do it better than we do in health care. O lacked the backbone when he had control of all three branches of govt. Unfortunately he made his deals before being elected. What we voted for ain't what we got. It will be interesting to see how the individual mandate issue plays out in court. Will this change health care going forward and will it embolden Dems in he House who were less than thrilled with the health care bill from the start?

Meanwhile those single payer advocates continue to work behind the scenes. They are not going away.
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dadw5boys
Disabled Vietnam Vet
03:20 AM on 12/28/2010
From my experience if Elderly People do not have someone watching over them and making Doctors treat them properly they will commit a lot of Malpractice ignoring things like Diabetes and orthopedic problems .

Seen too many in my own family run over until I spoke up for them.
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Pearl Korn
07:16 AM on 12/28/2010
Yes, it is important to have an advocate with you when seeing a doctor. This helps to keep doctors on their toes and further let's them know you have certain expectations during that office visit.
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Paul Andrews
How To Absolutely Secure Your Computer
09:04 AM on 12/28/2010
Pearl I am blessed my mind is sharp and I can ask my doctor questions and get Factual Honest answers which is more than I can say for politicians
05:47 PM on 12/28/2010
Patients have certain expectations from doctors (do no harm) and doctors have certain expectations from patients (personal responsibility). Agree, advocates can be very helpful when doctors attempt to discuss complex issues, but needs to be with appropriate consent of the patient.
09:06 PM on 12/27/2010
What will happen when we cut $500,000,000,000 out of Medicare to pay for Obamacare? Can doctors afford to stay in business?
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Paul Andrews
How To Absolutely Secure Your Computer
09:59 PM on 12/27/2010
no they wont.
that is Obamas plan to kill non productive, non tax paying, seniors and disabled.
They take our money and then when we try to use it, it dosent pay.
Now Obama is de funding ss so seniors and disabled are screwed.
In Nov 2012 we will have a voice.
There are 59 million people on ss, thats a lot of votes.
F&F
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Pearl Korn
07:38 AM on 12/28/2010
Yes, and seniors vote in great numbers. Let's keep a close eye on how Obama handles SS and Medicare. That will be very telling going into the next election cycle.
10:47 PM on 12/27/2010
I have to laugh at the prospect of the "poor doctor syndrome". If we were to look at their life style after a 25% cut will we see them without a third porsche?
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01:07 AM on 12/28/2010
You are really out of touch with what Medicare pays doctors, especially primary care doctors. Do you even know before making such a comment? Doctors have high operating expenses and malpractice insurance. Some private practice surgeons are in the category you describe and I can see your point there sort of. But many graduate with hundreds of thousands in student loans. America is already rapidly falling behind other countries with regard to health care. Do we want to lose mire doctors now especially for people who need them the most?
I know my primary care doctor works incredibly long hours - and maybe makes 100,000 a year. He also has to wait months and months for payment.
So I dont agree with you. We need our doctors. Some states have hardly any Medicare doctors anymore.
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gransview
"Reality is just a collective hunch" L Tomlin
01:48 PM on 12/28/2010
That is an extremely reckless and ignorant statement.
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R.W. Sanders
Numerous questions, too little expertise
07:53 PM on 12/27/2010
I live on the Monterey peninsula in CA. This is a very wealthy area with a population of several hundred thousand. It has taken me two years to find a doctor who actually excepts Medicare patients without making them pay in full, then wait for medicare reimbursement. I am disabled and have more medical needs that the average. I have Crohn's disease, diabetes, and chronic pain from an unsuccessful surgery. I now have to see three doctors because they are so specialized that there is not just one who can serve my needs. When I lived at Lake Tahoe, a rural community, I had one doctor only. He was very good at treating all my problems. So for the treatment that I used to see only one doc, I now have to see three. In effect, my cost and medicare's cost has tripled due to these circumstances. By the way, there is a huge lack of family docs here, but there are pages upon pages of plastic surgeons in the phone book. If I need an appointment for real medical needs, I have to wait weeks. If I wanted a nose job, I could get same day service. That is how screwed up the system has become.

Need further proof of inequity? Life expectancy for the wealthy is 7 years more than for poor. Most docs now practice consierge medicine, further alienating the poor. Cranston was right when he said the poor should just die quickly. That's the republican plan.
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Pearl Korn
07:57 AM on 12/28/2010
My heart goes out to you. Yes, what you describe is a very wealthy community over run undoubtedly with high priced specialists like those plastic surgeons. You do confirm my premise that a good PCP can take care of a multitude of medical issues.Our system is way too specialized when we should be promoting and encouraging medical students to go into primary care. The human medical practice. Instead because of those vast student debts accrued from Medical School, they are forced to go into high paying specialties. We need to look into this issue on a federal and state level.
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ampdem
05:55 PM on 12/27/2010
There are only 2 physicians in the city where I live (that largely favors a single payer system) that accept Medicare (and I don't blame them.) One of them is mine, ( I have no Idea, if he will continue his acceptance for much longer)

Judging from these posts there are people who are very knowledgeble, and more then qualified/ competent to advocate/justify a single payer system. This is the only logical/humane solution to our huge healthcare crisis, that as everything else in our greed motivated system, mostly impacts and sacrifices the most vulnerable/defenseless class in our society, a society now well acustomed to attacking the most helpless in it's class, to shamelessly rob them, of what little they have left, until there is nothing left to take. The long term intent of the GOP, Party of Good Ol Proffit at any/all cost, is nothing short of criminal intent. In this case, for the Greedy Ol Party, it has been like takeing candy from a baby.
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Pearl Korn
08:00 AM on 12/28/2010
There is an active movement for single payer. Check out pnhp.org and healthcare-now.org
Yes, da money has to be removed from our health care and become non profit, and so we do need an IMPROVED MEDICARE FOR ALL.
11:38 PM on 01/01/2011
You can be very knowledgeable also ... or, if you prefer it worded this way: have an excellent resource at your fingertips.

Example: see the facts between the Medicare we have and the Medicare we will have.
http://www.medicareforall.org/pages/Improved_Medicare_for_All

Example: get answers to your questions, many of which link to more details if and when you want more.
http://www.medicareforall.org/pages/Answers

Happy New Year 1/1/11

Bob the Health and Health Care Advocate
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TRex86
Enjoying life in West Ohio
02:31 PM on 12/27/2010
Medicare's financing is woefully inadequate to address the aging Boomers. The hodge-podge of payroll, premiums and general revenues fall $35 trillion short of covering projected expenses over the next 35-40 years. That's a liability three times our current federal debt. Demagogues of both parties use efforts to reform this program as a weapon against the opposition, the latest being Obama's "slashing" Medicare by $500 billion in the new law. In truth he cut the bonus paid to Medicare HMO's, which had proven not to be cost effective.

Historically, Medicare was an anti-poverty program of the Great Society that lifted the elderly from being the poorest sector to the most affluent (on average). It is a success by any measure but now needs re-conceptualizing. Since the elderly are now the holders of the majority of America's wealth (albeit maldistributed and often illiquid) it only makes sense to means test this program (as is true to a degree with part B now) based on net worth as well as income. The primary funding source should be progressive taxation not the flat payroll tax.

This bedrock program must endure. In the long run Medicare should be open to all Americans. Means testing and buy-ins could apply across all age groups. Insofar as it operates at 95% efficiency, running all of health care through Medicare would save hundreds of billions of dollars currently skimmed by for profit entities, enabling us to cover everyone with money to spare.
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Pearl Korn
03:50 PM on 12/27/2010
Your last paragraph is most significant. as it suggests the solution to our health care woes. Yes, IMPROVED MEDICARE FOR ALL as delivered by a single payer is what we must eventually have. It operates at an administration cost of 3%. It is actually $400 billion that could be saved by going to a real NATIONAL program on a yearly basis. And yes, those savings would cover every one.

And a progressive tax system is needed .
11:11 PM on 12/27/2010
No system can withstand a 10 to 15% inflation rate. Price controls for those corporations and individuals that don't care if they bankrupt this nation for their personal greed.
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Chas53
04:45 PM on 12/27/2010
I'm a practicing physician and I agree with your post. Thanks.
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TRex86
Enjoying life in West Ohio
05:18 PM on 12/27/2010
I've been active in organized medicine and a member of the AMA since my residency. It has been very frustrating to watch our profession lag behind the obvious need for universal access over the years. I felt a bit vindicated when the AMA supported health reform this past year. Sadly, medicine has failed to broaden its conceptual frame beyond the dyadic doctor:patient paradigm. We must lead to the development of new systems in which wellness and prevention are valued (and paid) as much as sickness care. I can only hope that at long last we will lead the way. In the end we'll do well only if our patients do well.
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Pearl Korn
08:01 AM on 12/28/2010
Thanks for the thumbs up doc.
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nkurland
I'm going to leave this planet alive
02:17 PM on 12/27/2010
The payment system has gotten so out of whack it would be better just to legislate a permament "doc fix." Amazing that Medicare is efficient as it is after years of mining the program for profit.
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Pearl Korn
03:57 PM on 12/27/2010
I suspect a permanent "doc fix" will be in the offing next year.Those Advantage Plans have been costly at a 19% subsidy to the insurers for what costs Medicare 3%. O did pull back 3% from that subsidy to them this year. Medicare, remember is a non profit and that is the key.
itolduso
lateral thinker
02:00 PM on 12/27/2010
People fail to understand that access to basic medical care for all is not (just) about charity, or decency..... it is a National Security Issue that deals with the biggest threat facing our country today. We are willing to spend billions in haphazard attempts to prevent plane hijackings that might kill hundreds, while ignoring the fact that an epidemic would kill MILLIONS. So many shortsighted 'I've got mine' people live with the false comfort of their own 'insurance' while ignoring the fact that those who produce their food, who prepare it, stock it, sell it, and serve it, along with their hairdressers, housekeepers, nannies, delivery people, lawn workers, and store clerks.... cannot take a day off & see a doctor when they are sick. It is a dangerous foolish lie this country lives.
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Pearl Korn
02:22 PM on 12/27/2010
You said it well. There is nothing I can add. Thank you.

Our national values and priorities do need a complete about face.
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HarrietM
It is never too late to start from where you are.
04:20 PM on 12/27/2010
Excellent point. Well said. F&F