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Peter Dreier

Peter Dreier

Posted: December 24, 2009 08:38 PM

Pass the Health Care Bill - Then Improve It

What's Your Reaction:

There are many lessons to learn from the health care war that has raged over the past year. We'll get to some of them below. But here's the bottom line: Pass the bill, then improve it.

The health care bill that will emerge from the House-Senate conference committee won't be what most progressives had hoped for, but it is a major, historic turning point in American social reform legislation, comparable to the Social Security Act, the National Labor Relations (Wagner) Act, the Fair Labor Standards (minimum wage/40 hour week) Act, the Civil Rights and Voting Rights Acts, the Clean Air Act, and other progressive breakthroughs. None of those laws were what their advocates wanted. They all involved compromises that, at the time, were heart-breaking to activists. Each one was subsequently improved by amendments, although not without reformers doing battle with reactionary opponents.

It is incredibly irresponsible for some radicals and progressives to call for killing the health care bill. It is important to push for changes that would improve the Senate version of the bill. For example, the House funding plan (a tax on families with incomes over $1 million) is much better than the Senate version (a tax on so-called "Cadillac" health insurance plans). That's what the labor movement, liberal and progressive Democrats in Congress, pro-choice advocates, and others will be doing in hopes of putting a better bill on President Obama's desk, as Harold Meyerson discusses in his latest Washington Post column.

But the idea that we should scrap this bill entirely and start from scratch next year is both immoral and impractical. Like taking food out of the mouths of hungry children, killing this bill will hurt tens of millions of real people who are now suffering physically, psychologically, and economically. Moreover, if we don't pass health care reform now, we won't have another chance for at least a decade. Pass it, then, over the next decade or two, fight hard to make it better, in terms of regulating costs, expanding coverage, and increasing government-sponsored insurance.

Even the flawed bill passed by the Senate will improve the lives of tens of millions of Americans. For proof, check out this chart, put together by Jonathan Cohn and Jonathan Gruber (a health care economist at MIT), based on CBO cost estimates of the Senate bill. It shows the health care cost projections for a family of four at different income levels. For example, a family of four earning $60,458 -- 250 percent of the federal poverty line -- would pay an estimated annual premium of $12,042 and an annual out-of-pocket maximum of $12,600 without the legislation (in total, 41 percent of annual income). If the legislation passes, the comparable numbers are $5,797 and $6,300, respectively (or 20 percent of annual income). Families with lower incomes benefit even more. Here's Cohn's article, that explains this in greater detail.

After the Senate passed its version of the health care bill earlier today, Obama said: "This notion that somehow the health care bill that is emerging should be grudgingly accepted by Democrats as half a loaf is simply incorrect. This is nine-tenths of a loaf. And for a family out there that right now doesn't have health insurance, it is a great deal. It's a full loaf for a lot of families who have nothing to fall back on if they get into a medical emergency."

We can differ with Obama on the math -- I'd say the House bill is 3/4 of a loaf and the Senate bill is 2/3 of a loaf -- but he's basically correct about the real human impact. The bill will make life better for most Americans -- those who don't currently have health insurance and those who currently have inadequate health insurance. Every serious progressive health care expert agrees that the bill is a significant step forward -- a stepping stone toward universal health insurance -- although they may differ on some particular issues. The health care experts writing this week in the left-wing The Nation, the progressive American Prospect, and even the barely-liberal New Republic share this view.

Here's what J. Lester Felder writes in The Nation :

"Despite these very serious shortcomings, however, the bill the Senate passed would reduce the number of uninsured Americans by 31 million by 2019. The Medicaid program will be open to new ranks of the country's poorest residents, and the near-poor and middle class will get subsidies to buy insurance. The Senate also advanced some important delivery system reforms that could chart a path towards reining in costs.

As disappointed as progressives are with the compromises Democratic leaders made to get this bill through the Senate--and as tempting it is to believe they may have gotten a better deal if they'd pursued a more aggressive strategy--they are on the verge of doing many other lawmakers have tried and failed to do. And if this effort fails, another generation may pass before another chance will come to try again."

Here's what Jacob Hacker, the policy expert and Yale political scientist who is credited with devising the original "public option" plan, wrote in the New Republic :

"Since the first campaign for publicly guaranteed health insurance in the early twentieth century, opportunities for serious health reform have come only rarely and fleetingly. If this opportunity passes, it will be very long before the chance arrives again. Many Americans will be gravely hurt by the delay. The most progressive president of my generation--the generation that came of age in the anti-government shadow of Ronald Reagan--will be handed a crippling loss. The party he leads will be branded as unable to govern...


The public option was always a means to an end: real competition for insurers, an alternative for consumers to existing private plans that does not deny needed care or shift risks onto the vulnerable, the ability to provide affordable coverage over time. I thought it was the best means within our political grasp. It lay just beyond that grasp. Yet its demise--in this round--does not diminish the immediate necessity of those larger aims. And even without the public option, the bill that Congress passes and the President signs could move us substantially toward those goals.

As weak as it is in numerous areas, the Senate bill contains three vital reforms. First, it creates a new framework, the "exchange," through which people who lack secure workplace coverage can obtain the same kind of group health insurance that workers in large companies take for granted. Second, it makes available hundreds of billions in federal help to allow people to buy coverage through the exchanges and through an expanded Medicaid program. Third, it places new regulations on private insurers that, if properly enforced, will reduce insurers' ability to discriminate against the sick and to undermine the health security of Americans.

These are signal achievements, and they all would have been politically unthinkable just a few years ago."

Paul Krugman in the New York Times, Ezra Klein in the Washington Post, Paul Starr in the American Prospect, and many others echo versions of these same sentiments.

The bill that eventually winds up on Obama's desk won't be what we'd hoped for a year ago. There will be lots of articles and even some books diagnosing what went wrong and what went right. Some initial thoughts:

1. Lesson #1: We need major campaign finance reform, preferably mandatory "clean money" public financing plan (http://www.publicampaign.org), as an alternative to our current system of legalized bribery.

The biggest obstacle to more progressive reform is our system of campaign finance. The drug companies, insurance companies, the hospital lobby, and the American Medical Assn. have too much political influence because they've spent hundreds of millions of dollars in campaign contributions and lobbying -- something I've written a lot about over the past year. The Republican Party is a wholly-owned subsidiary of the medical industrial complex, as they've shown during throughout the battle over health care reform. Unfortunately, a handful of moderate Democrats in both Houses are also in the pockets of the health industry lobby - most obviously Senators Max Baucus, Ben Nelson, Mary Landreiu, Blanche Lincoln, and Kent Conrad. And let's not forget one-time-Democrat-now-Independent-who-acts-like-a-Republican Joe Lieberman, whose vanity, hypocrisy, and double-cross should be rewarded by the Democrats by stripping him of his committee chairmanship. Moreover, all people of conscience around the country should unite in defeating Lieberman when he runs for re-election for his Senate seat from Connecticut in 2012. I've written about Lieberman as the "Senator from Aetna" , but he's worse than that.

2. Lesson #2: Kill the undemocratic filibuster rule.

Lefties have been too quick to criticize Obama and the Democratic Party for compromising with the moderate Dems and their sponsors, the insurance industry. The truth is that of the 58 Democrats in the Senate, 53 of them (plus Bernie Sanders, the Independent socialist from Vermont) supported the public option and, later, even more supported the Medicare buy-in proposal (for people 55-64), as a way to create competition with the insurance industry. In a true democracy, 53 votes (out of 100) should be enough to pass a bill. So the second obstacle to real reform is the filibuster rule, which gave the five-member "Baucus Caucus" (who together represent states with 3 percent of the country's total population), and then Lieberman, too much influence.

3. Lesson #3: Grassroots organizing saved health care reform from an early death.

Recall, at the end of the summer, pundits were already writing obituaries for major healthcare reform. Particularly during the August Congressional recess, an epidemic of right-wing anger against Obama and his policy agenda--of which healthcare reform was simply an immediate and convenient target--captivated the media, which reported disruptions at Congressional town hall meetings as though they were an accurate reflection of public opinion rather than a pep rally for extremists, encouraged by Fox News and talk-show jocks. The right-wingers stoked fear and confusion by warning that Obama's "socialized medicine" plan would create "death panels," subsidize illegal immigrants, pay for abortions and force people to drop their current insurance. Republican officials, including Senator Charles Grassley, Senator Jim Demint, and Republican National Committee chair Michael Steele, and conservative pundits Glenn Beck, Rush Limbaugh, Sean Hannity, Bill O'Reilly and Betsy McCaughey repeated these myths. And support for the public option tumbled over the summer in response. In June, 62 percent of Americans told Washington Post/ABC pollsters that they favored a public option. By mid-August, support had slipped to 52 percent. Obama's popularly fell, too, as jobs continued to disappear and the administration's proposals to bail out the banks and the auto industry met with right-wing attacks and public skepticism. The death in August of healthcare reform stalwart Senator Ted Kennedy bolstered Baucus' influence as chair of the Senate Finance Committee.

As Marshall Ganz and I wrote in the Washington Post at the end of August , the grassroots momentum from the Obama campaign seemed to be stalled. To the rescue came Health Care for America Now (HCAN), a coalition of unions, community organizations, consumer groups, environmentalists and netroots groups such as MoveOn, that began spearheading the reform campaign since the group was launched in July 2008.

I've written about HCAN's influence elsewhere. Suffice it to say that in late August, seeing defeat on the horizon, HCAN and other reform activists regrouped. They decided to act more like a grassroots movement and less like an interest group. That meant mobilizing voters, focusing attention on the insurance industry, humanizing the battle by giving insurance company victims an opportunity to tell their stories and using creative tactics to generate media attention. They sponsored rallies and protests, including civil disobedience, in cities around the country. They helped focus public attention on the insurance industry's outrageous profits and executive compensation, its abuse of consumers and its outsized political influence. And they warned Democrats not to get duped by the industry's pledges of cooperation.

Public support for the public option recovered after taking a tumble over the summer. In late October, a Washington Post/ABC poll found that 57 percent favored a public insurance option, while 40 percent opposed it. If a public plan were run by the states and available only to those who lack affordable private options, support for it jumped to 76 percent. Under those circumstances, even a majority of Republicans, 56 percent, favored it. That kind of grassroots pressure helped the liberal Democrats in the Congress fight to keep a decent bill alive, even though eventually Lieberman forced the Dems to compromise on the public option and then the Medicare buy-in.

4. Lesson #4: Watchdog the media.

The mainstream media made it very difficult for Obama, the progressive Democrats, and health reform advocates. During the past year, the mainstream media gave right-wing activists a megaphone that gave them a much larger voice than they deserved. The ultra-right -- including the "tea party" lunatics, and reactionary Republicans like Senators Jim DeMint and Charles Grassley, egged on by Glenn Beck, Bill O'Reilly, and their Fox News colleagues -- got much more attention than they should have. As Todd Gitlin and I noted, the media covered the right-wing protests AGAINST health care reform, but barely reported on the protests sponsored by health care reform activists like HCAN.

The mainstream media acted like stenographers, repeating the right wingers' lies about the health care plans, without trying to verify them or put their outrageous statements in context. At the same time, the mainstream media completely shut out the voices of the left wing of the health care debate, the advocates for a single-payer system. With a few exceptions, the media repeated the right wing's lies about Canada's health care system without correcting them, and allowed them to frame the mainstream Democrats' public option plan as "socialism." Trudy Lieberman, the nation's best media critic, has been keeping tabs on the media's misreporting of the health care debate all along. It is worth reading her regular columns and blogs to see how much the media set the public agenda and framed the debate in ways that undermined progressive activists and President Obama.

5. Lesson #5: This isn't just about health care.

Last summer, Republican Senator Jim DeMint of South Carolina said out loud what most Republican members of Congress were thinking and plotting. DeMint called the president's health care proposal "D-Day for freedom in America" and said that stopping Obama's plan for health care overhaul could be the president's "Waterloo," a reference to the site of Napoleon's bitter defeat in 1815.

What DeMint meant, and what his Republican colleagues and their allies like Glenn Beck, Rush Limbaugh, and others intend, is that defeating Obama's health care reform would undermine his presidency, and set the stage for major GOP victories in the 2010 elections and again in 2012, including defeating Obama's re-election bid.

DeMint, a fervent reactionary, is now almost in the mainstream of his party. Over the past 30 years, the Democrats have shifted slightly to the left, but as Jacob Hacker and Paul Pierson documented in their book, Off Center, the Republicans in office have moved dramatically to the right. According to political scientists Nolan McCarty, Keith T. Poole, and Howard Rosenthal, there are now very few "moderate" Republicans in either the House or the Senate. Most Republicans in Congress have no interest in bipartisanship or compromise. They simply want to destroy the Democrats and their liberal policy agenda.

They have understood that if the unholy alliance of medical industry muscle, right-wing mob tactics, Republican Party hardline unwillingness to compromise, and a handful of conservative Democrats' obfuscation is able to defeat Obama's health-care proposal, it will write the conservative playbook for blocking other key components of the president's and progessives' agenda -- including action on climate change, immigration reform, marriage equality, a second jolt of economic stimulus, pro-consumer bank reform, and updates to the nation's labor laws. So those progressives, like Howard Dean and Dennis Kucinich, who say, "kill the bill" are doing more than dooming tens of millions of Americans to health care hell; they are setting the stage for a Republican resurgence.

Obama has certainly disappointed many progressives on a number of fronts, including the Wall Street bail-outs, the weak foreclosure program, the too timid stimulus plan, and most recently by expanding the war in Afghanistan. What's missing from these criticisms is the failure of progressive forces to mount an effective grassroots movement to push Obama and the Democrats -- and counter the power of big business, the Religious Right, and the NRA. Both grassroots groups (including unions, enviros, community organizing groups, gay rights groups, peace groups, and others) and the Obama administration haven't yet learned how to play the inside-outside strategy game as effectively as they could. Like FDR, Obama's success depends on the existence of a progressive movement that organizes, protests, influences public opinion, lobbies, and keeps the heat on so that the inevitable legislative compromises are stepping stones to further reform. When activists asked FDR to support progressive legislation, he told them, "I agree with you. Now go out and make me do it." Obama has sent the same signals.

The Right understands this. That's why Glenn Beck, Limbaugh, O'Reilly, Congressmembers King and Issa, and others have been so persistent at attacking SEIU, ACORN, Van Jones, and others. They want to destroy the progressive movement and make it more difficult for Obama to be a successful (and two-term) president.

For example, the Right's persistent attack on ACORN over the past year and a half was effective. ACORN, with a strong constituency in Arkansas, was expected to play an important role in keeping the heat on Senator Blanche Lincoln, a moderate Democrat who seemed to be in bed with the insurance industry. ACORN did some effective grassroots organizing to hold Lincoln accountable, but it was weakened by the Right's attacks, and so busy fighting for its own survival, that it couldn't mount the kind of full-court press on Lincoln that was needed.

The failure of many Democrats, even many liberal Democrats, as well as many liberal funders, to stand up for ACORN when it was under attack made it more difficult to pass health care reform, and to build the kind of progressive grassroots movement that is necessary to pass reform legislation. Their behavior is even more shameful in light of a new report, released this week by the nonpartisan Congressional Research Service, documenting that the various accusations against the group by Republicans and the right-wing media echo chamber -- especially about alleged "voter fraud" -- are totally bogus. Here are some of the report's key findings:

  • There were no instances of individuals who were allegedly registered to vote improperly by ACORN or its employees and who were reported "attempting to vote at the polls." Memorandum from the Congressional Research Service to the House Judiciary Committee, "ACORN Investigations" (December 22, 2009), at 1.
  • As of October 2009, there have been 46 reported federal, state, and local investigations concerning ACORN, of which 11 are still pending. "ACORN Investigations," Table 1.
  • No instances were identified in which ACORN "violated the terms of federal funding in the last five years." "ACORN Investigations," at 1.
  • Recently enacted federal legislation to prohibit funding to ACORN raises significant constitutional concerns. The courts "may have a sufficient basis" to conclude that the legislation "violates the prohibition against bills of attainder." Congressional Research Service, "The Proposed 'Defund ACORN Act' and Related Legislation: Are They Bills of Attainder?" (November 30, 2009), at 25. [A recent court ruling did, in fact, find that the legislation violated the law]
  • Concerning recent "sting" operations relating to ACORN, although state laws vary, two relevant states, Maryland and California, "appear to ban private recording of face to face conversations absent the consent of all the participants." Memorandum from the Congressional Research Service to the House Judiciary, "Allegations of Recording Conversations with Various ACORN Affiliated Individuals without Their Consent" (October 9, 2009), at 1.

Peter Dreier is Professor of Politics and director of the Urban & Environmental Policy Program at Occidental College.

 
 
 
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HUFFPOST SUPER USER
fdrrules
12:13 PM on 01/21/2010
To all the fools who say accept manure and we will fix it later.Will it fix all the problems it causes.Prescription companies have Obamas promise that they can charge all they want and prices have already gone up 10% this year.The insurance companies have a captive audience of people who must buy their product for whatever they want to charge and charge they will.They are already coming up with wellness plans to charge the sick more.The last i heard the congress let them charge more in rates to people with problems so there rates will be outrageous as it is and they will be forced to buy this highway robbery.paying for the insurance will be the elderly as 1 trillion will be taken from them out of medicare with the real result being doctors will drop the elderly.For people with good insurance they will be taxed to death in a bad economy because the Dumbocrats won't tax the rich who caused the problem but the middle class union worker will be forced to take worst,high deductible insurance.Build on what later when 1 senator can derail health insurance which is the way our democrats want it.People who want a bad,bad insurance which will hurt as many millions as it will help are fools if they think our corrupt system will fix it later
01:22 PM on 01/08/2010
Pass the Health Care Bill - Then Improve It?

Would you start with a one story house and keep adding floors until you end up with a skyscraper? Like the Health Care Bill, the foundation is weak and it will collapse.
09:53 AM on 01/21/2010
Well said, Threek!
Fanned
12:12 PM on 12/28/2009
"Even the flawed bill passed by the Senate will improve the lives of tens of millions of Americans. For proof, check out this chart, put together by Jonathan Cohn and Jonathan Gruber (a health care economist at MIT), based on CBO cost estimates of the Senate bill." Gee, the famous CBO that looked at a ten-year stretch of taxes, the first four of which provide no coverage! Wow! Voila! Surprise! We sure do save!
07:15 AM on 12/28/2009
Mr. Dreir doesn't understand poor families and how a insurance mandate would harm them. For the poor, having no insurance is better than having bad insurance. The extra cost of mandated insurance is more than many can afford. Of course I don't expect Dreier to understand.
12:23 PM on 12/28/2009
But, but, you don't undestand! Them folks who cannot afford it will get taxpayer subsidies, and those that refuse health insurance will get fined, courtesy of the IRS! Since there is no cost control in either bill---something that at first glance doesn't make sense about adding more folks and somehow save because the insurance companies will charge less because of spreading the risk---them subsidies will have to progressively increase to try to keep pace with increasing health insurance costs for after all health insurance companies are in it to make money/pay stockholders, and since we aint changing the system you must understand that the middleperson will remain and the middleperson gets paid in this system Congress decided to keep and furhterless we cannot have health insurance lose it's antitrust exemption because then insurance industry would be very upset at Congress and then Congress wouldn't be showered with all them hundreds of million$, which was money well spent for after all we also have to bail the insurance industry for it wouldn't be fair if banksters were the only one to get taxpayer mulla! Don't worry, for the government never runs of money---it just prints more! Bernanke right now is printing billion$! Aint you proud to live in America!
11:56 AM on 12/27/2009
"Pass this bill and then improve it" has become the rallying cry of those who consider themselves the "smart pragmatists." It makes people who take the stand feel warm and fuzzy because it allows them to pat themselves on the back as being "one of the mature ones." Let's examine one basic fact that this group of self-styled "pragmatists" either hasn't realized, or chooses to ignore: This bill gives 31 million new customers to insurance companies. At approximately $3,000 of premiums / person / year, that's $100 BILLION of new revenue per year to the insurance industry. If the industry takes ONLY 5% of this new revenue that WE are GIVING it and spends it on lobbying, that would equal FIVE BILLION DOLLARS of new money spent on lobbying EACH YEAR. None of the real reforms takes effect for five years. In that time, it is highly likely that Democrats will lose seats in the House and Senate (based on historical precedence). So, with fewer seats, and $5 BILLION of new insurance lobbyist money trained on this bill, perhaps somebody can explain how it's going to be possible to make this better. Perhaps somebody can explain how there's ANY chance that it doesn't get worse. Care to take a crack at it Mr. Dreir?
02:28 AM on 12/28/2009
Pass this bill for the good it will do and then improve it with a “Medicare Part E Buy-In For All” reconciliation bill that only requires 50 Senate votes with a VP tiebreaker. We need a “temporary” bridge plan to the online exchange that can be immediately implemented in early 2010 with a sliding scale purchase subsidy based on income. We also need to expand the Medicare insurance pool to improve its solvency while allowing our best nonprofit public plan (3% to 4% overhead) to compete with the private nonprofit plans in the exchange (keep the private sector honest).

Since a majority of the House and Senate agreed to a Public Option at one time, then a “Medicare Part E Buy-In For All” reconciliation bill (NO FILIBUSTER) with similar attributes should easily gain passage as the “third option” for affordable health insurance. Screw how healthcare is paid for in Canada, Britain, or any other country in the world. Medicare is 100% American and should finally be open to all U.S. citizens (no more age discrimination).

Does that answer you question on how we can improve healthcare reform after the current bill passes?
12:32 PM on 12/28/2009
It's the banner under which WH troopers fight. They're coming up empty----not enough folks buying what they selling, so what they are left with is patting each other on the back, saying how great a post this/that was that parroted this/that talking point, trying to give the impression that many minds are a changing, and turning around and belittling/insulting folks who disagree, ala Mr. Glibbs. That WH gardener sure busy watering the plants.
11:50 AM on 12/27/2009
Again someone who doesn't really understand what's in this bill.

The reality is that under this bill ALL Americans are going to face what I'm facing now - excessive premiums (up 10,000 a year) and out of pocket expenses in excess of 6,000 per year and under these circumstances care ends up being priced out of reach - you pay more and get less care.

Congress knows this and are deliberately trying to push both employers and individuals to less expensive plans - plans that increase our actual healthcare costs by more than double...

Lahanas for Senate 2010
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HUFFPOST SUPER USER
harpo73
09:58 AM on 12/27/2009
the bill is a too-expensive P.O.S. and should be killed.
09:56 AM on 01/21/2010
Agreed!
03:33 AM on 12/27/2009
In other words, this bill is an embarrassingly baby step improvement to the current system. And about your "loaf" metaphor, the insurance companies and Wall Street knows this bill isn't even 1/8th of what it could be; otherwise, insurance stocks wouldn't have hit a 52-YEAR high a week ago.
HUFFPOST SUPER USER
philszed
less disgruntled more sad
08:10 AM on 12/27/2009
that's 52-WEEK high... look at the charts. that was a stupid flub by Joe Scarborough, I thought everyone got it, but apparently not.
HUFFPOST SUPER USER
beauboy
02:29 AM on 12/27/2009
I agree that it is better to pass the health care reform legislation as soon as possible. There is still time to include some of the things that progressives have fought so hard to help those who are locked out of the current system. Once this bill is signed by the president, it will usher in new guidlines for how insurance companies treat their clients, "we the people." There will be plenty of time and opportunity to make changes that will effect the lives of "we the people," and I'm sure that is why the nay sayers, or the party of no are still trying to kill this bill by any means. This whole ordeal have been a learning experience for me, and I hope it have for most. I've learned that the people who are trying to push this nation forward are the "progressives," and that they are the descendents or kindred spirits to the people who risks their lives to help the slaves gain their freedom. They helped in various ways with the Underground Railroad. During the Reconstruction Era they worked and volunteered as Carpet Baggers, and during the Civil Rights struggles of the 1950s -60s, they risks their lives as Freedom Riders. I believe that one day, in the future of this country, that members of the "Party of No" will be ashamed of themselves, for the way they stood in the way of health care for all Americans.
04:58 PM on 12/27/2009
May I suggest you read this from the California Nurses Association:

http://www.calnurses.org/media-center/in-the-news/2009/december/nation-s-largest-rn-organization-says-healthcare-bill-cedes-too-much-to-insurance-industry.html

I agree that throughout history, it has been "progressives" that have moved this country forward in the correct direction. So, doesn't it at least give you pause that so many "progressives" have said this bill will be BAD for "we the people"?
HUFFPOST SUPER USER
beauboy
09:09 PM on 12/27/2009
I've read and heard some progressives say the best thing to do is to pass the current bill, and then work like the dickens to improve it. The Social Security legislationn has been improved many times since it's inception. At the beginning it only covered people who were 65 years or older, but now t protects workers who worked a certain number of years, and may have sustained a severe disability. There are also provisions that allows a person to retrain for another job, that's compatible with their disability, and allow them to return to work during a trial work period(up to one year)before stopping the Social Security payments. That person then no longer a SS recipient, but i again gainfully employed and paying into the SS system, along with contributing to Federal, state, and other tax revenues. things like that would have never made the original bill. The republicans were there, just like now, saying "NO," TO EVERYTHING....
02:23 AM on 12/27/2009
Either pass the House version as the final HCR bill or Kill Bill, start over from scratch.
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HUFFPOST COMMUNITY MODERATOR
Sysaphean
01:28 AM on 12/27/2009
Believing that 30 million will be covered is based on the fact that many would be able to enroll in Medicaid. Except, of course, that many of the States simply will not be able to afford it without massive tax increases, or much larger Federal subsidies to the states (Not likely, unless you are Nebraska) So, if you pay for your own insurance, you will be subject to $6,000 out of pocket expense, premiums with no cap (God forbid if you are older or have pre-existing condition - if so then x3 the normal premium) plus you will be paying higher state taxes. Yeah, this is a REALLY good bill, if you are an insurance company criminal. This bill is a disaster and trying to rally progressives to support this bill, simply for the sake of supporting something labeled "Health Care Reform" in name only is a farce. Nor should we support it simply to save the face of a President who has abandoned any progressive ideals, except in empty rhetoric. As for outlawing pre-existing condition, that doesn't happen until 2014, and then only if you can afford 3x the normal premiums. Believe me, the insurance companies will make *SURE* that you will not be able to afford this and then your $6,000 out of pocket maximum a year on top of the inflated premiums. Mandating people to hand over their money to same companies that have let some folk's family members die is ludicrous.
12:40 PM on 12/28/2009
Obama can then blame Congress for this piece of........................legislation----something is better than nothing so he had to hold his nose and sign it. You see, he was forced to sign it! It will be up to the senators and reps to explain to their constituents why taxes have to go up to increase medicaid rolls because they decided to keep the current system, anti-trust exemption and all.
HUFFPOST SUPER USER
beauboy
03:08 AM on 12/30/2009
Paying for health care premiums is not the same as investing in the lottery, etc as some folks choose to do. you're for medical coverage for yourself and your family members. God forbid something happen to you or your love ones, you would be covered, and the worry of losing your home, and all assets is no longer the case. Furthermore, you won't have to worry about the insurance company cancelling your insurance due to catastrophic illness. i would be willing to bet dime to dollar that most posters to this site are property owners, and will take advantage of health care premiums at tax time. Talk about leveling the playing field.....
01:10 AM on 12/27/2009
Bill Moyers (December 18, 2009):

"Something's not right here. One year after the great collapse of our financial system, Wall Street is back on top while our politicians dither. As for health care reform, you're about to be forced to buy insurance from companies whose stock is soaring, and that's just dandy with the White House.

Truth is, our capitol's being looted, republicans are acting like the town rowdies, the sheriff is firing blanks, and powerful Democrats in Congress are in cahoots with the gang that's pulling the heist. This is not capitalism at work. It's capital. Raw money, mounds of it, buying politicians and policy as if they were futures on the hog market...."

http://www.pbs.org/moyers/journal/12182009/profile.html
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HUFFPOST SUPER USER
Spartucus
01:26 AM on 12/27/2009
This indeed capitalism...crony capitalism or predator capitalism.
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HUFFPOST COMMUNITY MODERATOR
Sysaphean
01:34 AM on 12/27/2009
Absolutely correct.
12:43 AM on 12/27/2009
A response to the "pass now, fix it later" meme...

emptywheel:

"...And for those who promise we’ll go back and fix this later, once we achieve universal health care, understand what will have happened in the meantime. The idea, of course, is to establish some means to get people single payer coverage (before Lieberman, this would have been through a public option or Medicare buy-in) and, over time, expand it.

In fact, this bill will move toward single payer, too–though not the kind we want. For the large number of people who live in a place where there is limited competition, this bill will require them to get health care through the oligopoly or monopoly provider. It’ll work great for the provider: they will be able to dictate rates. But the Senate bill allows these blossoming single payer providers to keep up to 25% of the benefit in profits and marketing costs, and pass little of that benefit onto citizens..."

"...It’s the 9.8% tithe that bothers me the most. But for those who think we can fix it, consider this, too. If the Senate bill passes, in its current form, it will mean that the health care industry was able to dictate–through their Senators Joe Lieberman and Ben Nelson–what they wanted the US Congress to do. They will have succeeded in dictating the precise terms of legislation...."

http://emptywheel.firedoglake.com/2009/12/15/health-care-on-the-road-to-neo-feudalism/
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HUFFPOST COMMUNITY MODERATOR
Sysaphean
01:52 AM on 12/27/2009
The tidal wave of the insurance companies new 20 to 25% windfall, should this bill pass, will insure that the bill won't be "fixed", except to further handicap the game in favor of the health insurance criminals. To believe that with even MORE money to spend on lobbyists you will get a fix down the road, when we couldn't hold back the water of today's flood of insurance company lobbyist money is just pure fantasy. Worse, if the backlash from this bill enables the Republicans to gain control of Congress, it is game over for any possible "fix", as well as any progressive legislation, health care or otherwise. This isn't a hard one, folks. Don't be so gullible.
Yasmine
the DEFENDER in CHIEF
11:45 PM on 12/26/2009
A BIG THANK YOU ............Professor..
YOUR analysis is perfect and the advice for improving our system is valuable.

people should spport HCAN and think hard about the Campaign Finance reform
and the FILIBUSTER...........which is the DICTATORSHIP of ONE SENATOR....(LIevberman)

DANIEL SHOR of NPR said it beautifully friday ......THE TYRANNY OF THE MINORITY .

and Herdrick HERTZBERG said it so well on C-span 11/9/09 we need to abolish filibuster because it is the enemy of an ENERGETIC GOV that can accomplish something positive and solve problems,
WE DO NOT NEED GRIDLOCK NOW. we have too many problems
11:42 PM on 12/26/2009
"Now go out and make me do it."

How can you really push for changes to the Senate version if you aren't prepared to oppose it?
01:23 AM on 12/27/2009
???

Simply by accepting the fact that the Senate bill contains some essential improvements (universal health care (94%), ban on pre-existing conditions, losing your job doesn't mean any longer losing your health care, a long term positive effect on the deficit), and that now that the door is open, much more can and must be done!
07:05 AM on 12/27/2009
Are you saying accept the Senate version as is? That progressives in the House shouldn't touch it?
01:12 PM on 12/28/2009
You mean "universal health insurance under penalty of law". How quaint! It is "universal" because folks will be forced to buy into the system! We did get universal health insurance, after all! Great job, Congress and Prez Obama! Let' s reward you in 2010!