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Peter S. Goodman

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Euro Crisis Inspires Fresh Worries Of Threats To Global Economy

Posted: 04/18/2012 3:13 pm

Europe's economy is like a patient stuck in a hospital run by quack doctors who see sickness as a form of moral failing, and leeches as the preferable cure. The only hope now is that Europe either manages a miraculous recovery or develops a case of something so inarguably lethal that real doctors come running with effective medicine.

Will Europe and its beleaguered currency, the euro, get out of this crisis in one piece? That question is commanding renewed attention as financial markets demand higher rates of interest on loans to the debt-saturated nations at the center of concern, Spain and Italy, thus elevating the prospect that their governments might eventually default. Maybe the euro will endure, and maybe it won't. In any event, Europe seems irretrievably bound for years of retrenchment, diminished living standards and social strife.

"We're going into a long period of stagnation in Europe, with terrible problems that will emerge as a result," declared the former Austrian chancellor Alfred Gusenbauer, speaking Tuesday at Brown University during a conference on the future of the euro, a proceeding that felt much like an autopsy on a body that never should have been born.

"The crisis found us unprepared," said former Italian Prime Minister Romano Prodi. "How to get out of this? It will be extremely difficult."

Continued anxiety about the fate of the euro is bad news not just for Europe, but for the globe as a whole -- and not least for the United States, whose tenuous recovery from the Great Recession is feeling increasingly vulnerable. Europe constitutes the world's largest marketplace. When its people and companies are hunkered down, unable to spend and invest, the consequences ripple everywhere, including to the American factory floor, where a slowing of production is amplifying broader economic worries.

But here's the most frustrating part of Europe's unrelenting crisis and the drag it is imposing on multiple shores: It is both self-inflicted and fixable.

The mantra at Tuesday's conference, held by the Watson Institute for International Studies, was that Europe's problems are not financial in nature, but essentially political. If the members of the eurozone could simply agree to arm their impotent central bank with the authority to sell bonds backed by the full faith and credit of member countries, the crisis would ease. The central bank could backstop the weakest countries in the eurozone and soothe financial markets now fretting over potential sovereign default scenarios. Borrowing costs would come back down, making it easier for the most indebted eurozone member nations to pay their bills.

This, unfortunately, is much like saying that America's economic problems can be easily fixed (which happens to be correct), so long as you ignore the political reality. If Americans could merely agree to lift our tax rates back to the level of the Reagan years, invest the resulting revenues in productive pursuits like education and infrastructure, and then squeeze some savings out of a health care system designed primarily to succor oligopolistic insurance companies, our debt problems would disappear. All true -- and all as politically achievable as forcing Americans to embrace a strict vegan diet.

In Europe's case, the impediments to a proper economic solution stem from the peculiar structure of the eurozone, a currency union without an accompanying political union. Seventeen individual states all share the same money, but still chart their own budgetary courses. In the first decade of the euro, which began trading in 1999, financial markets acted as if the shared currency rendered equivalent the risks of lending to Germany and Greece. The currency masked the fundamental differences that distinguished the fiscal soundness of individual member states, giving less-disciplined governments access to too much credit.

"It was an accident waiting to happen," said Prodi.

Now that the accident is here, with Mediterranean states confronting untenable debts, a lack of political concurrence is preventing the obvious solution: a real central bank that can print euros by issuing bonds backed by all members.

Germany refuses to entertain this idea, disgusted by the prospect of putting its credit on the line for the sake of aiding weaker eurozone member states. This stance is built on a peculiarly German terror of possible inflation -- an outcome that would be wonderful compared to the current alternatives -- and a moralistic desire to punish the profligate. In the conversation that rules Berlin, hard-working, thrifty Germans cannot be expected to finance endless revelry for free-spending Spaniards, Greeks, Portuguese and Italians.

This central notion is responsible for the austerity that Germany has imposed on member states as a condition of the myriad eurozone bailouts that have so far prevented collapse. But this is where we get back to the leeches: Austerity also ensures that Europe cannot grow robustly, enhancing the debt burdens of weaker states.

"Europe is prescribing a medicine that makes the disease worse," Gusenbauer said.

This is now so apparent that even the International Monetary Fund -- traditionally a stalwart advocate of austerity in the face of budget crises, from Indonesia to Argentina -- now warns that Europe has gone too far.

Moreover, austerity imposed as moral curative misses the origins of the crisis. Most of the debtor governments ensnared in the euro mess were not living beyond their means before the crisis. They are now facing impossible debt burdens because they bailed out private banks that lent recklessly. The German refusal to allow euro bonds and the prevailing wave of fiscal austerity is sticking ordinary Europeans with the costs of addressing the sins of wayward banks.

Greece has come to encapsulate the whole euro story in the conventional narrative, but this is bogus. Greece is the only case in which profligacy explains the mess. The Greeks wasted their money on unbridled government spending, corruption and tax avoidance. The rest of the eurozone landed in peril only after the red ink of private banks washed up on public balance sheets. Indeed, Ireland had much smaller debts than Germany as a percentage of its overall economy before the government rescued the banking system. So did Spain.

In the United States, a similarly phony morality play is at work as elites wander around sagely discussing the need for the populace to commence living within its means. American leaders cite fiscal distress as they dismantle many of the institutions that serve regular people, from community colleges to the social safety net. But we did not get into hock by bingeing on classrooms and food stamps. We got here via extravagant tax cuts for the wealthiest people and disastrous wars in Iraq and Afghanistan. Now, in the logic of the moment, the people who rely upon unemployment checks are going to have to pay to square the books.

In the United States, austerity is nothing more than the product of political dysfunction, an inability among people in Washington to acknowledge simple arithmetic: We need to raise taxes to pay for basic government services.

In Europe, austerity may be the sacrifice required to enable Germans to make peace with transferring some of their prodigious wealth to less-affluent neighbors.

If this is the price established by the political marketplace, it may be better than the status quo -- a long slide toward sovereign default big enough to bring down the euro and usher in another global financial crisis. Yet it is also madness, as if the patient neglected by the hospital is best served by chopping off a finger or two to ensure that the doctors finally see his case as requiring emergency intervention.

 
 
 

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Europe's economy is like a patient stuck in a hospital run by quack doctors who see sickness as a form of moral failing, and leeches as the preferable cure. The only hope now is that Europe either man...
Europe's economy is like a patient stuck in a hospital run by quack doctors who see sickness as a form of moral failing, and leeches as the preferable cure. The only hope now is that Europe either man...
 
 
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10:34 AM on 05/21/2012
We are looking at a potential two-tier EU monetary system, with an "inner-core" EU of about 5 nations including Germany and France and a "fringe" on the periphery (Spain, Italy, Greeece, Eastern Europe) that peg their national currencies to a Euro standard and use the Euro as a reserve asset.

Does that sound unreasonable? Go back to 1996. This idea was proposed and kicked around as an alternative to lowering (or simply ignoring) the convergence criteria and allowing nations with more than 3% deficit/GDP into the union.

But Franco-German bondholders were greedy. And the Greece government lied about its real deficit/GDP levels '98-'01. And here we are.

Germany is foolish to believe it can, in any way, 'control' the behavior of cultures that do not see debt and spending the way Germans do. Clearly, Franco-German bondholders have been living in denial and have over-valued the Mediterranean nations, much Wall Street bankers were in denial and over-valued mortgages in Stockton and Las Vegas.

Let's not kid ourselves: we ALL know the outcome of this crisis. We have seen this before.

Mr. Dick Turpin
08:39 AM on 04/20/2012
Taking your medicine is what it is called. Smart.
08:20 PM on 04/20/2012
Particularly if it's leeches for anemia.
06:54 PM on 04/19/2012
You have no idea with how little intellect the world is governed.
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jcaunter
Profile: schizoid, INTJ
06:51 PM on 04/19/2012
Austerity is the wrong solution, but money printing is even more wrong.

What should happen is sovereign defaults, like Iceland undertook. Both Austerity, and the money printing advocated by this author, are nothing more than bank bailouts.

Default now Spain. DO IT.
08:22 PM on 04/20/2012
Money printing does not have to be a bank bailout. All that's required is that the central bank guarantee that it will buy any bonds that cannot be sold. That guarantees therefore that all bonds will be repaid and end once and for all the escalating interest rate situations that happen to countries without this safeguard, a situation that can only end in default and in nothing else. After all, those borrowing money are grabbing what they can before the target goes under.
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Ed Baker
All Hail Big Mother
06:27 PM on 04/19/2012
Germans made the hard choices and cut back on many social programs. Others did not. They chose to borrow and pretend they had economies they did not have.

The error of the Germans and French was to allow states like Italy, Spain, Portugal, and Greece into the Euro in the first place. This decision was made out of ego, and envy of the US.

The economies and the politics of the southern countries are in no way shape or form like that of the northern countries.

At this point, the best solution is to pull the southern countries out of the Euro, and allow them to do what they have always done, debase their currency and spend spend spend spend.
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Erikhuffpost
Anything can happen within the next 5 minutes
02:16 PM on 04/19/2012
It cannot be repeated enough. May I present Mr. Carlin (RIP):

http://youtu.be/acLW1vFO-2Q
01:17 PM on 04/19/2012
"If the members of the eurozone could simply agree to arm their impotent central bank with the authority to sell bonds backed by the full faith and credit of member countries, the crisis would ease." Don't you see that IS the problem. Stop borrowing money and letting countries that create little value compared to what they borrow and the lifestyle they lead borrow more and more money. Increased borrowing is not the solution.

Only when Europeans (and Americans) realize that they have to live within their means will this crisis fix itself. Just think how different things would be if Greece had no public debt when the crisis hit -- it would have been able to weather the storm without the riots.
08:24 PM on 04/20/2012
Greece would have ceased to exist had it decided to get rid of its public debt. Everyone would have moved away. The depression would have been so deep that this would have happened, the situation so primitive , that people would have left and some other countries would have divvied it up.
08:14 PM on 04/21/2012
I am not sure what your point is? What do you mean by "get rid of its public debt?"
10:27 AM on 04/24/2012
“Are US factories running at 100% capacity? No? Then the US is living within its means. Greece by the way was ordered to shut down 10% of its industrial capacity in the past year in the name of "living within its means". Its means therefore are being stripped from it in the name of living within its means. Had Greece not spent during the last three generations they'd be all herding sheep.”

Your comments are a little off-beat and hard to understand. This one however is understandable, but makes no sense. I am not talking about private investment when I make the point we need to live within our means. The private sector can and will invest if there is a profit to be made given a certain level of risk. What I am saying is that the government shouldn't spend more than it takes in, that's all. Deficit spending is unsustainable and we are reaching the limit.

We are not at 100% capacity because businesses do not see the profit in expanding given the high unemployment and dropping disposable incomes in the Obama economy.
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getsit
good morning, I'm here
01:13 PM on 04/19/2012
The only reason this country's economy is not worse because Obama and the Democrats know that we need to spend money to make money. The rich are hunkered down hoarding their cash. The government needs to INJECT money into the economy to put people to work. The stimulus DID WORK and even in those states that that say it didn't the governors are claiming the job creation as their accomplishment. We should be cutting back on our defense spending, bring our troops home from the middle east, bring the tax rates up to when Clinton was President (and the economy was in excellent shape), and penalize instead of rewarding corporations who send their jobs overseas (make it MORE expensive for them).
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Ed Baker
All Hail Big Mother
06:30 PM on 04/19/2012
Why does the economy have to be good all the time? What's wrong with taking a pause to refresh or taking the blows of some horrible decisions. The alternative is simply to borrow from the future and impose our idiocy on future generations.

We should suffer from our own policy decisions. It will help us make better decisions in the future.
01:52 AM on 04/20/2012
"Why does the economy have to be good all the time?"

very well said. It is impossible to have the same growth rates every year. Nothing wrong with taking a break and maybe make some adjustments to the system.

IMO the bottom line here is to have a clear strategy, not only for a short period but for the long haul. And this should not depend on which political party is at the helm.

It has to be a broad consensus within the whole electorate where you want to go in the future. Like when you can agree that education and a solid manufacturing base is vital, it doesn't matter who is in charge.
08:26 PM on 04/20/2012
Meanwhile, horrible punishments must be inflicted on those who happen to be frozen out during the "pause to refresh" period and many must be ruined permanently. "We should suffer". Run on that in a campaign.
12:38 PM on 04/19/2012
"the fundamental differences that distinguished the fiscal soundness of individual member states, giving less-disciplined governments access to too much credit."

and

"the obvious solution: a real central bank that can print euros by issuing bonds backed by all members."

Devaluing the debt so that they can have more of it.

It is certainly less painful to enable folks to borrow more so they don't have to actually put their house in order, but somehow when you look at the economies of Europe, listening to the Germans seems to make sense than having them take advice from folks in the US which has its own issues.
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Ed Baker
All Hail Big Mother
06:31 PM on 04/19/2012
Or punish prudent savers where ever they might be in the Euro zone for the idiocy of the imprudent spenders.
08:28 PM on 04/20/2012
No, it's to prevent the feeding frenzy situations that emerge when there's a panic and people start to doubt that debts can be repaid, then they push the interest rates through the roof that guarantees that the debts can't be paid. With a lender of last resort, the central bank sets the interest rates, bondholders are guaranteed that they're going to be paid, so there's no feeding frenzy, no escalating interest rates that are extremely expensive and shall I say profligate, combined with the use of such a feeding frenzy to force contractionary economic policies on the country in question that in turn makes it even less possible for it to pay debts.
02:32 PM on 04/21/2012
When people realize that the central bank intends to devalue the currency, they will demand higher interest rates to compensate for the fact that they will be paid back in currency with less value.
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Richard Bartholomew
My micro-bio isn't empty.
10:31 AM on 04/19/2012
'If the members of the eurozone could simply agree to arm their impotent central bank with the authority to sell bonds backed by the full faith and credit of member countries, the crisis would ease. ...'

... only to re-emerge a few years or decades later more virulent than ever. No one ever cured a rotten tooth with Novocain®. However if you use up all the anesthetic in an ultimately futile effort to fight the symptoms, you won't have any left when it finally comes time to pull the tooth.

The Germans are doing exactly the right thing. They didn't get to where they are now by tolerating laziness, corruption, or procrastination. The only sustainable cure is to cauterize it out with austerity.
12:23 PM on 04/19/2012
My, my. Apparently nothing in the article got through to you. Austerity simply contracts the economy further, sending it into an economic death spiral. You're stuck on the same moralistic, Calvinist mindset that's exacerbating Europe's problems instead of dealing with them sensibly.
09:01 PM on 04/19/2012
Germany's deficit soared when they absorbed East Germany in 1990. What did they do? They implemented austerity, reduced the deficit, and implemented structural reforms that stood in the way of economic growth in the east. Yes, for a time it was painful. But then the economy took off. It has nothing to do with morals or Calvinism, just common sense. It makes no sense to the US because we believe in Keynesianism which preaches stimulus and printing money. But that is a failed economic theory. We have no credibility giving the Euro zone any advice.
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Ed Baker
All Hail Big Mother
06:32 PM on 04/19/2012
They should kick the Greeks out of the Euro - the conned their way in with fake accounting. Then they continued to spend and pretend they had an economy they didn't have.

Why punish prudent savers by debasing the currency?
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spinotter11
Spinning through life and trying to understand it.
10:19 AM on 04/19/2012
Austerity and beyond is the only way that the human race has a chance of surviving.
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blndgenie
As a matter of fact, I DID build that..
08:53 AM on 04/19/2012
bonds 'back with the full faith and credit of EU countries'? Oh, so they can bankrupt the responsible ones like Germany and bail out the profligate, irresponsible countries? Countries like Spain, Portugal and Italy have no credit and certainly no 'faith' that they can get their houses in order. Not to mention the US, and the first downgrade as a result of failure to reign in excessive growth in spending and debt. Second Obama downgrade is on its way........and we'll be Greece in 2-3 years. No doubt liberals will say, like Italy, 'we were unprepared!'. Pity the herd does not understand what is inevitable.....
08:31 PM on 04/20/2012
No, it's to prevent a meltdown when there's a fear of a non-payment causing escalating interest rates which in turn confirms these fears. It's like what happened to those people with adjustable rate mortgages, they were doing fine until all of a sudden they found their interest rate shoot up and their payments with it, to the point where payment became impossible. A lender of last resort prevents this sort of situatiom, it permits the central bank to set the interest rates without any such melt down situation.
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ManwithaParachute
Not Seeking Your Approval
08:51 AM on 04/19/2012
The goal is to usher in the corporate governance of the world's people. Do you really think all these so-called smart successful people are unable to see what is unfolding on both macro and micro levels?

Europe is and has been always a stone throws from a complete oligarchical shift to the right. All the monarchies, all the Roman Catholic infrastructure, all the immigrants,..... There internal spirit is different than ours and easily turned. While they have had a more liberal society in general it has been directed at their individual societies and under a "union" financially with no unifying culture the various peoples lesser selves is taking precedence and the sentiment of "Why should I pay for THEM," is coming to the fore.
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spinotter11
Spinning through life and trying to understand it.
10:20 AM on 04/19/2012
The US is the champion of right-wing, uncaring societies. Deny it if you have to, but it is the truth.
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ManwithaParachute
Not Seeking Your Approval
11:00 AM on 04/19/2012
Who says i deny that?
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Richard Bartholomew
My micro-bio isn't empty.
10:33 AM on 04/19/2012
"Why should I pay for THEM,"

It's about time. Perhaps you'd like to explain why I should pay for them.
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lulubelle1956
08:41 AM on 04/19/2012
all economoes can do well with some debt, just like individuals can do well holding a mrtgage. indeed, corporations issue bonds as does the usa. the issue is one of degree.
12:41 PM on 04/19/2012
Absolutely, debt for a productive or long term asset is often prudent. Taking on student debt to advance ones career can be a very good move. Taking on debt for current consumption or for four fun filled years of college carousing is likely to end badly. As Greece has found out.
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lulubelle1956
06:46 PM on 04/20/2012
This country is nothing like Greece, and four years at college or obtaining specialized training is a minimum now for our youth if they are going to be able to survive and have a future.
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Ed Baker
All Hail Big Mother
06:33 PM on 04/19/2012
Yes, and when you borrow so much that you can't even service your debt, that's called idiocy.

The US is facing a similar crisis in 2017 if we don't reorganize our debt, and stop spending or start paying more in taxes.
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lulubelle1956
06:45 PM on 04/20/2012
We will be reorganizing our debt and paying more in taxes if people don't sleep through the national, local and state elections as they did in 2010 during midterms. And I have no doubt they will be wide awake and lining up in droves at the polls, and will all get to vote notwithstanding the GOP/TP voter suppression attempts, and the country will be blue again.
08:33 PM on 04/20/2012
The US cannot face this as it controls its own currency and has a lender of last resort. The US sets the interest rate, it's never at the mercy of the bond market unlike the EU countries and why? The Germans won't let the ECB become a lender of last resort. So there can be a feeding frenzy like there was on Greece, a frenzy that makes it impossible for Greece to pay. Then they need bailout money in return for policies to reduce the size of their economy, making payment even more impossible whilst impoverishing huge sections of the population. Brilliant. Just brilliant.
08:00 AM on 04/19/2012
The real problem is that we act like we're capitalist but we're not...we privitize profits and socialize losses...we should just let things happen...GM and every other company should have been FORCED to go into bankruptcy...it would have been a lot less painless than what we;re doing now. All would have restuctured ort failed and some other company would have taken it's place.

Yes, we need to live within our means and we need to let failures fail.
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gerald4
licensed mechanical and electrical engineer
10:35 AM on 04/19/2012
If President Obama had let GM go bankrupt, then the UAW workers would have lost their retirement pay, and then they would not vote for Obama in 2012!

President Obama is not dumb.
11:49 AM on 04/19/2012
how about the 3,000,000 unemployed that would have occurred if GM went bust?
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soundog
I might disagree with what you say, but will defen
04:15 PM on 04/19/2012
How would you feel as a worker being in that situation?
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Richard Bartholomew
My micro-bio isn't empty.
10:35 AM on 04/19/2012
'... GM and every other company should have been FORCED to go into bankruptcy..'

There was no need to force GM into bankruptcy court: the company's executives and union management were taking it there very nicely all on their own. It was our dear elected representatives who extorted money from us to prevent that from happening.
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Ed Baker
All Hail Big Mother
06:36 PM on 04/19/2012
Yup, we should have let nature take its course.