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Preeti Vissa

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Advice to the Special Budget Committee: Go After Tax Evaders, Spare Seniors

Posted: 08/12/11 06:15 PM ET

Pursuant to the recent debt ceiling agreement, Congress has begun setting up what's officially called the Joint Special Select Committee on Deficit Reduction. Much of the speculation about what this committee will do has centered on two questions: Will it cut essential programs like Medicare, Medicaid and Social Security? Will it raise taxes on the wealthy?

Two recent reports from my colleagues at The Greenlining Institute give good reasons why the committee should consider a different approach entirely.

The first, "Corporate America Untaxed," documents the vast degree to which major U.S. corporations avoid paying federal income taxes by hiding profits offshore. My colleagues Samuel S. Kang and Tuan Ngo found that 77 of Fortune 100 companies have at least one operation in countries that are designated as tax havens -- places like Bermuda and the Cayman Islands where very little business actually goes on, but corporate taxes are minimal or nonexistent. Today, Americans on average pay over 20 percent of their income in federal taxes, while Exxon pays 14 percent, IBM pays less than four percent, and General Electric and DuPont paid virtually nothing in income tax last year.

How much lost tax revenue are we talking about? Estimates have ranged between $60 billion and $100 billion a year. Cracking down on these offshore tax havens could bring in $1 trillion over the next decade -- two thirds of the savings the committee is charged with finding -- without raising taxes on any individual American and without cutting benefits that the elderly and poor depend on for survival.

Adding insult to injury, many of these companies get huge contracts from the federal government. Our taxes contribute billions of dollars to the income of firms that duck their responsibilities by funneling profits offshore.

All this is made more urgent by the picture painted by another recent Greenlining report, "The Economic Crisis Facing Seniors of Color." While many Americans have found their retirement nest eggs battered by the economic downturn, some groups are in far worse shape than others, to the point of facing genuine crisis. And because standard measures like the federal poverty level don't include factors that disproportionately affect elders, many who are struggling financially never get counted in official poverty statistics.

Using the most accurate data available, an astonishing 91 percent of African American and Latino seniors are financially vulnerable. While data on Asian Americans is more sparse, some Asian ethnic groups have poverty rates three to four times that of whites.

There are lots of reasons for this, including the fact that Latinos, African Americans and Asians are all less likely than whites to be working at a job that offers a retirement plan. They also tended to have more of their wealth tied up in their home as real estate values tanked and millions faced foreclosure.

But the bottom line is that there are millions of Americans at or approaching retirement age who have essentially nothing to fall back on besides Social Security and Medicare. If benefits are cut or eligibility reduced or delayed, the results won't be statistics on a chart. They'll be actual human beings -- elderly, often frail human beings -- sleeping in alleys and eating dog food.

America can do better than this. Before it even thinks about cutting programs that literally keep people alive, the congressional special committee should make sure that the IBMs and General Electrics of the world pay their fair share. And companies that evade taxes shouldn't get one dime of taxpayer-funded contracts.

 

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07:39 PM on 08/15/2011
IBM, GE, DuPont, Exxon etc. are very unlikely to be evading taxes (they are too big to avoid government scrutiny)...but they do have the resources to avoid paying taxes (entirely legally) that they can avoid. In the 16,000 page tax code there are lots of benefits in the form of credits, deductions etc. that companies and individuals can avail themselves of if they choose to spend their time that way. Think of the mortgage deduction that is worth 5x as much on a $1,000,000 house as on a $200,000 house.

Just raising the rates makes pouring resources into the tax department more pressing...something large companies can do much better than small companies. So, by eliminating all the politically motivated deductions, credits etc. and lowering the rate you could both raise revenues and make it much fairer and transparent. It would also save some of the estimated 6 billion hours Americans spend complying with the tax code. Some of this was in Bowles -Simpson which everyone in Washington just ignored.

Unfortunately this is very unlikely to happen.
03:55 PM on 08/15/2011
There is an imperative need for fundamental changes to the entitlement programs. With the baby boomers becoming eligible for Social Security and Medicare, healthcare costs will rise to 19.6% of the economy throughout the course of the next two generations (http://eng.am/q9DY2D). Spending will exceed taxes collected and will cause Social Security to run colossal deficits. The issue stems from the fact that more people are getting paid for longer periods of time while fewer people are paying into the system. In order to prevent these deficits from increasing, the eligibility age for Medicare, Medicaid, and Social Security should all be raised. The programs should be targeted so that only the neediest of Americans are the ones receiving benefits. States should be given block grants for Medicaid so they can then distribute to the neediest of areas. Very importantly, entitlements should be changed into budgeted programs, balanced against other needs.

If entitlements are to be completely untouched the government will be unable to fund non-entitlement programs (http://eng.am/nE0nnN). So what can be done? Spending constraints simply won’t do enough. The reason for this is that almost half of the projected growth of Medicare is due to population growth and aging (http://eng.am/qluJR). Entitlements simply cannot be deemed “off limits.” If that is to be the case then we can say goodbye to all other governmentally funded programs.
nothingchanges
too soon old, too late smart
03:44 PM on 08/15/2011
Based on a relatively long life, I have to say there's little likelihood of this happening.

Government (specifically government employees) goes after the weak, those least likely to be able to defend themselves, because it looks good on your resume if you win most of the time.

If you go after the Big Guys, they have lawyers................ quite possibly better than those that work for the Government, and that's a career path to nowhere.

How bad is it?

http://www.nakedcapitalism.com/2009/08/judge-takes-sec-and-bank-of-america.html

Our government is being told what to do by Big Business, not the other way around.
06:50 PM on 08/14/2011
Nice article but it will never happen unfortunately. The simple fact is seniors don't spend hundreds of billions of dollars lobbying and bribing politicians like wealthy corporations do. Greed is the name of the game in this country. Our lofty goals and ideals have gone by the wayside. Money is the god that elected officials worship and desire. Getting elected is the biggest con job they pull and then it's a free for all. We have all been duped and now they are reaping the rewards. No politician cares about anything but keeping the money coming in to them and getting reelected again and again to rake in millions for themselves.

That is why there should be a 2 term limit for all 3 branches of government in this country just like the president.
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larry putman
pyrgist
02:29 PM on 08/14/2011
Loopholes are not accidental, it is a designed tax reduction for specific entities.
03:10 PM on 08/14/2011
loopholes: aka "social engineering" and political kickbacks...
02:20 PM on 08/14/2011
Go after tax evaders for sure.

Go after seniors as well.

Social spending is 2/3 of a federal budget that needs to borrow 40 percent of it's expenditures. A 3rd grader can look at tht simple equation and come to the conclusion that Medicaid, social and welfare are all unaffordable.

They MUST be cut.

ALL THREE are the means by which people take more than they contribute.

That difference must be made up for by younger workers.

What is given to one man is taken from another.

But the one being robbed (workers) can barely support himself.

Finally, the entire economy runs on capital formation and to enable capital formation to occur, we must resort purchasing power to workers so they can save and then borrow.

Look at how much the average person contributes to Medicaid and social. They take out more than they put in. Ponzi.

ENOUGH!!!
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Bloodhound41
03:13 PM on 08/14/2011
When the politicians gve up their generous healthcare and retirement programs paid for by us. When ALL businesses pay at least 10% taxes on ALL real income. When the wealthy pay taxes proportionate to the percentage of wealth they control. When the politicians stop STEALING the money we paid into our SS and Medicare programs. When these things happen, then I might consider giving up some of the benefits that were promised to me that I've spent the last 50 plus years paying for.
03:25 PM on 08/14/2011
You simply aren't comprehending how deeply in debt we are.

Interest on the national debt is over $400 BILLION per year.

If you took EVERY PENNY OF PROFIT from EVERY FORTUNE 500 company, it would add up to $400 BILLION!!!! So we could layoff most of our entire country to tax companies at 100% and JUST pay the interest for ONE YEAR!!!!

Secondly, Medicaid and Social Security BOTH cost about $750 - $800 BILLION per year! We are deficit spending (borrowing money we don't have) the same amount - $1.7 TRILLION. We are BORROWING money to pay people unaffordable benefits!!!!

It's over!
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straightuptalker
What ever happened to common sense?
06:03 AM on 08/15/2011
Well stated. The fact is there was more than enough funds to last for current and future retirees from the SS fund, but our government got greedy and dipped their hands into what they considered their own personal treasure chest. That should have been a "no-no" from the get-go.They used it for things never intended which to me is tantamount to "theft". Medicare costs are deducted straight out of SS benefits, so seniors were covered, or so they thought. Now, they want to fiddle and fool around with healthcare and royally stick it to the general public and their very own constituents. This issue should be a top priority for any potential presidential candidate and should be addressed immediately...if not, no vote.
02:12 PM on 08/14/2011
Greetings Preeti and Citizens...

Repeating The Same Old Mantra-Raise Revenue From Those Who Create Tax Paying Jobs Is A Form of Insanity..

Since the turn of the century progressives like yourself thought that the income tax would be a great way to raise revenue from the the so called rich and redistribute it through a government bureaucracy to those in need...I would think someone like yourself would be smarter than that and question more than a century old idea that has not worked to encourage commerce and at the same time ensure everyone pay their share including the almost 50% lower income bracket that is not paying any taxes yet the largest consumers of government social services....Have you ever considered the alternative such as a flat tax or a national consumption tax where everyone pays and there are no tax loop holes.

It is time that you expand your horizons and ignore what they taught you in government schools- You should read Intellectuals and Society by Thomas Sowell and The Fair Tax-by Neal Bortz In Sowell's book you may find how bad ideas are recycled by the intelligentsia yet the consequences for those bad ideas fall upon the disadvantage instead of the people who have promoted them...By the way he backs his arguments with factual evidence instead of verbal virtuosity that iyou are using in your article..

Warm regards,

Michael Winters
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larry putman
pyrgist
02:00 PM on 08/14/2011
The problem is governments costs were 28% of GDP in 1970 and now it is 43% of GDP.
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smurrayesq
My Micro-bio isn't empty, it is secret
12:05 PM on 08/14/2011
Congress should pass a law that any Domestic Relations Office, charged with collecting child support, should notify the federal government when a person is found to have unreported - under the table income. There are hugh numbers of people in this country running businesses on a cash basis, such as landscapers, small contractors. I've seen cases where tax returns show about $20,000.00 in annual income, then when the case goes to support court, they are found to have significantly more income, and their lifestyle is considerably above their income reported for tax purposes. It would be a simple matter of when a finding of fact is issued, determining that there is a certain amount of unreported income, the IRS is notified automatically.
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Dh Barr
Bringing Clues to the Clueless
05:04 PM on 08/14/2011
The #1 reason to have a federal sales tax. It is also a lot cheaper to administer that than hiring an army of IRS agents to try to track down landscapers taking $50 cash to do your lawn.
11:36 AM on 08/14/2011
1) No corporation pays taxes - they are simply part of the selling price of their goods/services and are in reality paid by the end-user (purchaser) of those goods/service.

2) The higher the tax rate, the greater the proclivity to shelter income. Why isn't the US positioning itself to be the world's tax haven?

3) Based on the above, the US should abolish the corporate income tax

4) Why should citizens find themselves dependant on the state for their livelihood, rather than the fruit of their own efforts?

Stated another way, what is the morality of purposely engendering dependance of a large part of the population on the benevolence (or not) of the state? Why should the people be told they have a right to a certain lifestyle in retirement, whether earned or not? Given this right, who is responsible for paying for it, and why?
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larry putman
pyrgist
02:03 PM on 08/14/2011
Stop it, please stop it. We are not suppose to make sense. Americans have been dumbed down and believe tax rates determine Americas' success.
02:09 PM on 08/14/2011
Why do workers spend a lifetime paying SS taxes?
That money is taken out of every paycheck until they retire.

This was sold to ordinary American workers as money for their retirement.
Retirement money they earned by working hard all their lives.

Or did somebody LIE big time?

Just getting the unwashed masses to pay more in taxes and SS wasn't meant to be paid out past a certain time?
Was it a ponzi scheme that now the politicians and rich have tired of having around?

---------------------------------

BTW....ANYBODY can get sick, have an accident, lose his (her) job, or get old.

According to Ayn Rand laissez faire capitalists....that is just too bad.
Suck air.

And you wonder why there is increasing social and political unrest world wide.

In many countries, the rich are scared to leave their heavily guarded gated communities unless they have armed bodyguards. (Check out some Latin American countries.)

If you are so anxious to let people starve....you better be ready to live with the consequences....to you and America.
03:08 PM on 08/14/2011
Yes - we have been lied to, starting with FDR. They new it was an unsustainable Ponzi scheme when they started SS, but they also knew they'd be dead and buried before it fell apart.

If workers received benefits commensurate with what they'd paid in taxes, SS would be fully funded (except for the fact that since LBJ opened the "lockbox" all those SS taxes collected have been dumped into the general fund & been spent. That's how Clinton claimed a "surplus" - he got to count SS tax receipts).

The ave Medicare recipient will receive 2-3 times in benefits what they pay in taxes - who gets to make up the difference?
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nofriendofrepublicans
Mother friendly.
07:41 AM on 08/14/2011
They won't go after their corporate pay masters.
07:10 AM on 08/14/2011
This sound so nice. Obama is going to spend 1.65 trillion this year of money we do not have. Your idea get 1 trillion over ten years. This does not even cover 1 year of Obama spending. I am retired and want to see my son and grandsons have a chance also. It is time to stop the money for nothing programs as well. Welfare get more money then I do, they get refund checks. A lot of the unemployed do not want work as it would cost more for fuel and daycare then the difference in money. How much money is wasted on waste and fraud in the government. Tough choices have to be made and everyone has to be part of the solution.
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nofriendofrepublicans
Mother friendly.
07:42 AM on 08/14/2011
I guess you forgot about the 7 trillion dollar debt Georgie boy ran up.
11:41 AM on 08/14/2011
Making numbers up as you go?

How does Bush's profligate spending justify BHO/Pelosi/Reid's levels of debt generation?
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larry putman
pyrgist
02:04 PM on 08/14/2011
Yeah, it was 4.
02:13 PM on 08/14/2011
Don't worry about it.

SS is cutting COLA's (cost of living adjustments)....by the time your son and grandsons retire, they WILL be more on their own.

You will be so proud.

BTW....Bush II spent like a drunken sailor, cut tax rates while going to war soon after, and had a huge housing bubble on his watch.

It is not like Obama did all this mess by himself.
Bush and Congress have dirty hands and then some.
Actually, this goes back at least 30 years through several presidents and congresses.
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wmnorton
Moderate where moderate used to be
03:29 AM on 08/14/2011
This will never be enacted because the biggest tax cheats are the millionaires/billionaires, even though they get lots of loopholes. And those are the people that are represented by both parties in congress. That is why the Republicans cut spending on IRS enforcement. If you can put the investigation off for seven years, you get to keep what you cheated the government out of.
11:45 AM on 08/14/2011
Then you must be supportive of flattening the marginal tax rate to 25% and ending all post- AGI deductions and tax credits (all of schedule A deductions, education, child, daycare, alternative energy credits, etc).

As the tax code becomes ever more punitive and onerous, the likelihood of using tax shelters and cheating increases.
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larry putman
pyrgist
02:17 PM on 08/14/2011
What? The IRS has tripled in size in the last few years. And loopholes are not accidental, they are designed.
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wmnorton
Moderate where moderate used to be
11:25 PM on 08/14/2011
Please provide a source for the tripling in size for the IRS, The info I found shows a growth of about 2% per year. I agree no accidental loopholes all planned by the lobbist.
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Margaret Rhode
04:57 PM on 08/13/2011
This a good idea, but will the committee have the nerve to do it? I wonder how many members of congress are beholden to corporations, just as they are to other wealthy donors. Who were those donors that paid $35k per plate to listen to Obama?

I would also like to see the committee suggest that Iraq and Afghanistan pay us for use of our military. If their governments insist we stay until their forces are trained, then charge them! And I mean in the billions!
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killarneytim
Just common sense;not L or R
05:55 PM on 08/13/2011
Good idea but hard to get them to pay us if they have no money, especially Afghanistan. But Iraq has oil and it was supposed to pay for the war but we haven't seen a drop.
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clearasmud
De Tocqueville and Marx were both right
08:23 PM on 08/13/2011
Afghanistan has no money. There entire tax base is $23 billion. Afghanistan cannot, and will no,t be able to pay the vast army and police we are training. Afghanistan will never be able to afford their own army, police, infrastructure, etc. As soon as we quit paying for it, Afghanistan returns to the 3rd century AD, under the Taliban.
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larry putman
pyrgist
02:25 PM on 08/14/2011
I agree, Afghanistan is a tribal third world country.
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mannapat
Truthiness shines a light.
03:48 PM on 08/13/2011
I think the entitlement savings and the tax revenues should be equal, and a lot of that can be fixed by doing the same thing: Stop fraud and waste. There's no reason why we can't control for these things, but if something is done about the cheating going on in just about everything, it still won't do any good if no one is ever prosecuted and incarcerated. Buying your way out of trouble has got to stop. Our Justice dept. is a joke. People who are in prison for using drugs are not the ones who should be there. Legalize and tax drugs. No more drug testing to cut off benefits. Treat addicts, instead. Let's do the right thing for once.

No government contracts to companies who off-shore. No more waivers of the Buy American Act, including those waivers for Nafta, Gatt, and any and all current and future Shaftas.
Medicare: Negotiate for drugs. Single payer for all WHO WANT IT.
Social Security: 2% payroll tax up to $20,000, and increase to 7% gradually up to infinity.
Pentagon: Buy American, and cut the budget by 10% total across the board.
Reduce corporate taxes by 5%, but stop all corporate welfare subsidies. No loopholes.
Reinstate a transaction tax on all stock transactions.
Tax capital gains and dividends beyond $20,000 at 20%.
Single page, simple tax forms.

Sit back and notice that the crooks will scream loudly, but everybody else will be happier and secure.
07:43 PM on 08/13/2011
If you put a tax on stock transactions you will kill the little guys who buy stocks through Scott Trade and places like that.
I said this earlier that there should no capital gains tax or at the most 5%. Why should the government profit on a chance I take when I chance my money. They dont cover any losses so why profit from my gains. Remeber folks the Government makes no money. I understand the need for taxes but to tax everything is wrong.

And all of you who scream tax the rich more is not going to work. The rich will hide more money, the revenue will go down and they will continue to move stuff overseas.
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sjcarl
12:17 AM on 08/14/2011
Sorry, but the government, through your fellow taxpayers, does cover part of your losses. Why should money not earned through labor be taxed at a more favorable rate than money earned through labor? Or money earned on the meager savings accounts of the little guy? Hiding money in undeclared overseas accounts and not reporting the earnings on those accounts is tax fraud.
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wmnorton
Moderate where moderate used to be
09:52 AM on 08/14/2011
Capital gains should be indexed (adjusted for inflation based on how long you have held the asset) then taxed as ordinary income.
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larry putman
pyrgist
02:27 PM on 08/14/2011
Congress outsourced passports to Thailand to save money. lol And refueling jets to Europe. lmao