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Rep. Charles Rangel

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Occupy Our Homes

Posted: 12/06/11 03:46 PM ET

Home ownership has been one of the greatest pillars of the American Dream. Every day, people all over America take comfort in knowing that they have a place to call home. For many others however, that piece of security is out of reach. Now, as thousands of Americans take to the streets to protest our country's vast income inequality, the situation is continuing to worsen -- millions of Americans are losing their homes to foreclosure or evictions and face the prospect of homelessness.

At a time when affordable housing is needed more than ever, burdensome requirements are preventing access for people most in need. If we want economic equality, we need to increase the accessibility of affordable housing. That is why I introduced The Public Housing Tenants Respect Act which will repeal the contents of the United States Housing Act of 1937 requiring people living in public housing to perform community service and to complete economic self-sufficiency programs in order to keep their housing.

The requirements stipulated in the United States Housing Act of 1937 are just wrong; no one should be subjected to such burdensome obstacles merely to stay in their homes. The law creates hurdles that make it difficult for many low-income individuals to find work or spend time with their families.

We must reform our antiquated public housing guidelines. A renter making the federal minimum wage already has to work at least 94 hours (before deductions) in order to afford the average monthly national rent, nearly twice what the average wage earner would have to work. Given the many other challenges low income renters face, it is beyond unreasonable to mandate they take even more time they do not have to fulfill requirements which have nothing to do with home ownership, especially when public housing is a proven job creator.

According to the Council of Large Public Housing Authorities, over 31,400 jobs were preserved as a result of investments in public housing authorities as a result of the American Recovery and Reinvestment Act (ARRA) enacted in 2009. In New York City alone, 9,318 people were working as a result of stimulus funding. Our $4 billion investment through ARRA has generated a wealth of opportunity for job seekers and low income renters alike, but by making public housing difficult to obtain we limit its potential.

Today, December 6, 2011, is a national day of action for the Occupy Our Homes movement. This movement is seeking to ensure everyone has a right to decent, affordable housing by standing in solidarity with the Occupy Wall Street movement and with community organizations who help the 99% fight for their homes. I support their efforts because we cannot close the widening gap between the 1% and the 99% when millions of low-income Americans are at risk of losing their homes through eviction or foreclosure.

I have been an advocate for affordable housing for over 40 years. One of my proudest accomplishments was passing the Low Income Housing Tax Credit (LIHTC), the most successful program ever to help make housing accessible. Since its enactment in 1987, the LIHTC has helped pay for 90 percent of the affordable housing built in the U.S. over the last 10 years and provided homes for thousands of New Yorkers. I have personally seen these benefits of public housing in our community, and we should do more to extend its impact.

New York City has historically been a leader in addressing housing issues. In 1937, New York City created the country's first public housing development, this early investment that provided much needed relief for just a few families soon paved the way for the nation to increase its economic activity. Now nearly 5% of all New Yorkers, or 633,177 people, live in public housing. Since those first developments, construction jobs increased, families thrived in their new environments and contributed to the surrounding neighborhood, and local businesses sparked economic progress where slums once reigned.

The 2008 housing crisis led to one of the biggest wealth drains for the middle class in American history. We now have a chance to help those who were hurt the most in the economic collapse. I call upon my Colleagues in Congress to support H.R. 3564 -The Public Housing Tenants Respect Act and ensure that everyone in America will be able to have a place to call home.

 

Follow Rep. Charles Rangel on Twitter: www.twitter.com/cbrangel

 
 
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10:10 PM on 12/11/2011
Owning a home is fine but can be burdensome. Unless you have a large family I don't think it's necessary. The mortgage, property taxes, insurance, utility bills, and house repairs are all costly in addition to daily living expenses. Unless you're wealthy or have children and pets, I don't think it's worth the struggle. Renting makes more sense for some in these times.
10:26 PM on 12/11/2011
Let's not forget the car payments.
03:45 PM on 12/10/2011
Yeah, wouldn't it be nice if we could just decide not to pay for our houses and everything would turn out fine? Oh wait a minute...
jhNY
Mercy.
12:36 PM on 12/07/2011
A flawed vessel may, at least temporarily, before its contents are drained through its myriad fissures, convey something valuable.
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HUFFPOST SUPER USER
bushguy
A plague on both your houses
06:37 AM on 12/07/2011
High comedy. What is wrong with renting?
03:00 AM on 12/07/2011
Charles Rangel is a great spokesman for home "ownership­." His approach is cheat and lie. Remember the vacation home in the Dominican Republic (how's that for invest in the USA?) that he kept renting out and forgot to pay taxes on the income. This despite the fact that he helped write the tax laws that made such rents taxable. Or how about the four rent controlled apartments that he had in New York City, despite the fact that only one is permitted. He even used one of them for an office on which he took tax deductions (he remembered the deductions while he overlooked income) exceeding the amount of the controlled rent. He is an example of the type of integrity and honesty that guides the "Occupy Whatever Strikes Your Fancy" movement. The "Occupy the House on Which You Borrowed and Defaulted" and Mr. Rangel are birds of a feather it is just that Rangel gets a pass because he is a Congress person. Now in the unlikely event that a sleaze like Rangel did want a mortgage, he could probably get a sweetheart deal as good as his fellow Democrats, Senators Dodd and Conrad, received from their protected buddy at Countrywide. Remember when Dodd said that he thought the Chairman of the largest mortgage company in the world probably called every borrower to be sure that they were pleased with the deal. Dodd, of course, was too polite to mention the quid-pro-quo kicker.
12:01 AM on 12/07/2011
" Home ownership has been one of the greatest pillars of the American Dream. Every day, people all over America take comfort in knowing that they have a place to call home."

Really? Can you show me your outrage when the liberal members of the Supreme Court passed the Eminent Domain law?
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shawshank
The unseen ones prop up the visible world...
01:16 PM on 12/07/2011
There's nothing wrong with Eminent Domain, as long as the property owners are well compensated both for their property and the inconvenience. So long as the reasoning behind the use of Eminent Domain is not profit driven for some corporation. Still, you can't deny its need when public infrastructures like highways are to be constructed.
08:19 AM on 12/08/2011
Roy is referring to the New London, Ct, case in which homeowners were froced to sell their property to the City of New London who in turn sold the property to a well connected developer, the argument that was bought by the liberal members of the US Supreme Court was that the luxury condos and trendy businessses of the new development would create more tax revenue and thereby enhance the "public good" So much for the liberal members watching out for the little guy. Thanks to Ginsberg and company your property can now be seized in order to build shopping malls.
03:18 AM on 12/09/2011
" “There's nothing wrong with Eminent Domain, as long as the property owners are well compensate­d." Yeah, your a real genius. "nothing wrong?" What if they don't want to sell? What if they want their business or home? Why should a developer be able to buy my home that I don't want to sell, so he could build a condo? Because the city makes more tax money? That means more to you? What is wrong with you? This is America Pal. No one should lose their home unless it affects a vast portion of the population. Not a developer that wants to make money.
11:43 PM on 12/06/2011
We don't want economic equality. The U.S. is about equality under the law, not equal handouts for all.
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shawshank
The unseen ones prop up the visible world...
01:17 PM on 12/07/2011
Equality under law will ensure that laws that favor the select few aren't enacted.
11:40 PM on 12/06/2011
Who needs home ownership when you have three illegal rent stabilized apartments in NYC?
10:59 PM on 12/06/2011
Have you paid all your back taxes, Charlie?
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Dennis C Latham
don't correct me with deceptions and lies - TRUTH
10:01 PM on 12/06/2011
Personally ? My ""greatest pillars of the American Dream"" is the RIGHT to LOVE GOD, HIS COMMANDMENTS, and LAWS - LOVE MY NEIGHBOURS and even LOVE my enemies.

I'm satisfied with JESUS - I don't need a house to make my dream come true.
Besides - just like we pay the police to abuse us - we also pay the government to abuse us.
I LOVE THEM TOO.
11:43 PM on 12/06/2011
You realize, of course, that you are quite completely insane.
09:54 PM on 12/06/2011
People will remenber that the OWS got the ball rolling out here... some of you that told us to take a bath and get a job...will find yourselves on the wrong side of the issue. I'm glad to see more people are stepping forward it was a long time coming.The OWC movement will go down in history as the people who dared to say no..no manner what. This movement will re shape this country...give it back to the people and take it away from banks and big business. The media will have a short sentence, because you to have been playing on the wrong side..calling people out for a lack of message how do you like the message now...and leadership we rock.
09:36 PM on 12/06/2011
We are going through a goverment caused housing crisis, and lo and behold, we have a politician like Rangel saying that we need even MORE government involvement ( and taxpayer dollars and guarantees). Also, Charley says that now "there are public housing developments where slums once reigned". In my city, they are one and the same, Charley. Charley, please go join Barney Frank and Chris Dodd in retirement. Go ahead, it'll be OK,...it's taxpayer funded.
10:22 PM on 12/06/2011
Think About It (via 'ACCOUNTING'), Did HON. Rangel

SAVE or Not SAVE? The-People Money's by Going That Route (Strategy)? Yes?, No?

Hope This Gets Posted!
09:29 PM on 12/06/2011
" Given the many other challenges low income renters face"

...including Charlie Rangel illegally renting apartments intended for low income families.
09:14 PM on 12/06/2011
Thomas Sowell, "Housing Boom and Bust":

"In other words, those who can afford mansions can buy mansions and those who can afford bungalows can buy bungalows. Those who cannot afford to buy any house can rent a house or rent an apartment, and those who cannot yet afford even that can double up with relatives or roommates, or can rent a room. Many people have done some or all of these things at one period of their lives or another.

But that is not what is meant by those who set up a political goal of "affordable housing." The political meaning of affordable housing is that individuals choose their housing and government somehow makes it financially possible for them to have it."

Look to Europe to see where we are headed. Or California. Read "Atlas Shrugged" and change a few of the minor details and there we are heading... Ayn Rand wasn't a prophet, she just understood human nature and was honest about where it leads in an irrational society.
11:46 PM on 12/06/2011
Atlas Shrugged long ago in California.
12:31 AM on 12/07/2011
Yep...