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Richard Zombeck
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Having worked in restaurants, tech support, and as a reporter, Zombeck has developed and cultivated a cynical view when it comes to human nature and behavior.

He is currently a spokesperson for USResidential, a company dedicated to foreclosure defense and helping homeowners.

That same cynicism and frustration led to the creation of the www.shitheadery.com website (pronounced shi-they-duh-ree) as a platform for contributing writers to expose sophistry, intellectual dishonesty, entitlement, and bad behavior in politics, society, business, and the media.

Later, after being subjected to abuses by banks and mortgage related issues and hearing from other homeowners www.shamethebanks.org was founded. A website for homeowners and other bank victims to tell their own story in their own words. In 2011, in an effort to organize the best and brightest in the fight against illegal foreclosure www.HomePreservationNetwork.com was founded as a means to provide stuggling homeowners with answers and solutions.

Zombeck continues to advocate for consumers and homeowners.
More on www.zombeck.com

Blog Entries by Richard Zombeck

WSJ: Attorney General Martha Coakley to Blame for Foreclosure Backlog

9 Comments | Posted January 4, 2012 | 12:44:10 (EST)

The Wall Street Journal lashed out at Massachusetts Attorney General Martha Coakley on Wednesday in their editorial section for her suit against the big banks and their foreclosure practices.

The piece was ripe with misinformation and the usual sucking up we've come to expect from...

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Eastern Bank Reponds to Customer Complaint by Complaining about Customer and Why We Need Occupy Wall Street

18 Comments | Posted October 3, 2011 | 17:50:25 (EST)

By now almost everyone has heard about Bank of America's new five dollar charge for using a debit card. It should come as no surprise that the banks would spin it as the fault of the Durbin rule that regulates excessive charges, but make no mistake those charges...

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John O'Brien MA Registry of Deeds: AG Tom Miller Should Step Down

Posted August 24, 2011 | 21:55:14 (EST)

John O'Brien, Registry of Deeds for Southern Essex County in Massachusetts is asking that Tom Miller, Iowa Attorney General, step down. Miller is the lead AG in the controversial settlement with the big banks on mortgage servicing fraud.

In his most recent obscene act Miller kicked Attorney General...

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Mass AG Martha Coakley will not Join in Giving MERS and Banks a Deal

Posted July 28, 2011 | 16:00:35 (EST)

There are some rumblings that the Department of Justice is putting the pressure on state attorneys general to sign onto the controversial $20 billion mortgage settlement deal this week that could release banks from legal claims in state investigations and law suits.

Monday, Massachusetts Attorney General Martha...

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Money Held Hostage by Eastern Bank of Massachusetts

Posted July 21, 2011 | 13:03:59 (EST)

We live under the unfortunate false assumption that the money we make and put in the bank is ours. That we can access it at any time and that we have a right to it. After all this is America. Once upon a time, in America, the money you put...

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Mass Register John O'Brien's Presentation Draws Crowd of Recorders in Atlantic City

Posted July 5, 2011 | 18:06:56 (EST)

Registers, registrars and recorders from across the country gathered in Atlantic City on Tuesday for the Annual Conference of The International Association of Clerks, Recorders, Election Officials and Treasurers (IACREOT).

Several of those attending made the trip specifically to see Massachusetts Register John O'Brien's presentation on his findings of massive...

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MASS Registry of Deeds: A Household Name in Foreclosure Households

Posted June 13, 2011 | 11:42:28 (EST)

With the exception of Elizabeth Warren, there are very few heroes fighting for the little guy when it comes to consumer rights and mortgage malpractice. Tom Miller, the Iowa Attorney General, had a brief moment of righteous advocacy until he received $261,445 in campaign contributions from out-of-state law firms...

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Massachusetts Courts to Banks on Foreclosures: The Law Matters

Posted January 10, 2011 | 09:34:44 (EST)

On Friday the Massachusetts Supreme Judicial Court upheld a controversial decision by Land Court Judge Keith C. Long, who ruled in the case of two Springfield, MA homeowners that the foreclosures were invalid because the mortgages were not officially recorded as being owned by the foreclosing banks, US Bancorp and...

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County Register of Deeds Picks Fight with MERS

Posted November 29, 2010 | 13:31:37 (EST)

About a week ago, John O'Brien, Register of Deeds in Essex County Massachusetts, sent a letter to Massachusetts Attorney General Martha Coakley asking that she look into whether MERS (Mortgage Electronic Registration Systems, Inc.) failed to pay legally required recording fees in Massachusetts when a MERS-mortgage is assigned to another...

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Foreclosure Hearings Show Homeowners Who in Washington Cares

Posted November 23, 2010 | 11:14:10 (EST)

I know that even as I write this, no amount of proof or testimony from experts will stop seemingly sanctimonious, self-righteous ignoramuses from making comments about deadbeat homeowners who caused the entire economic meltdown because they simply didn't want to pay their bills.

I recently wrote a piece calling attention...

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Homeowner Activists: We Told You So

Posted November 16, 2010 | 23:00:37 (EST)

Over the past few weeks many of us with skin in the game have watched as the media finally started covering the foreclosure fiasco. Some homeowner activists saw it as the beginning of a long string of investigative reporting. The rest of us knew that it was only a matter...

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Bankers New Tactic: Blame the Victim

Posted October 18, 2010 | 14:30:55 (EST)

Once again, as another harebrained scheme unravels, the swinging dicks of Wall Street manage to appear impervious to reality and completely immune to the truth.

Nearly every Attorney General in the country is now investigating what was not just simply serial fraud but a no-holds-barred crime spree affecting millions of mortgages...

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Homeowner Activists and Attorneys Vindicated After Years of Being Ignored

Posted October 4, 2010 | 14:35:22 (EST)

There's a huge buzz out there among homeowner activists who are feeling vindicated for the hard work they've done over the past couple of years and in many cases even longer. The recent news inundating the headlines of blatant fraud on the part of lenders and servicers has offered proof...

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Government Tactic: Help Banks by Lying to Homeowners

Posted August 25, 2010 | 14:58:43 (EST)

Last April, when I visited the Treasury, I told the Deputy Director of the National Economic Council, Diana Farrell, that the reports treasury was putting up on their web site touting the success of HAMP were crap. I said that in front of thirty people in a Treasury briefing...

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Massachusetts Passes Cornerstone Homeowner and Tenant Protection Bill

Posted August 12, 2010 | 14:43:35 (EST)

Massachusetts is once again leading the pack in protecting consumers by passing legislation to protect families from getting thrown out of their homes. "An Act to Stabilize Neighborhoods" has been two years in the making and was sponsored by Senator Susan C. Tucker, an Andover, MA Democrat. She filed...

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Serving Your Country? Bank of America Wants Your House...At Any Cost.

Posted August 5, 2010 | 12:33:24 (EST)

The more stories we get from homeowners at shamethebanks.org and the more people I talk to about how they're losing their homes, the more I start to believe that banks and servicers are spending more time figuring out how to take homes than they are on how to save...

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Treasury Used Bogus Info in Report to Homeowners

Posted July 30, 2010 | 14:34:29 (EST)

According to a recent article in HuffPo by Shahien Nasiripour, "Treasury claims that Fannie Mae, which administers its Home Affordable Modification Program, screwed up. As a consequence, the public can no longer tell whether homeowners with HAMP modifications ... are being placed in sustainable mortgages."

According to the...

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When Facts Aren't on Your Side, Lie Like Banks Do

Posted July 16, 2010 | 15:36:28 (EST)

When you're a bank and the facts aren't on your side, it's apparently perfectly acceptable to just lie.

No side-stepping, no spin, no double talk. Just flat out lie as if no one will ever check your facts or assume that by the time they do it'll all have...

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Scott Brown Has Put the People's Seat Up For Sale

Posted June 30, 2010 | 14:40:51 (EST)

Now that Scott Brown has managed to score the same backroom deals he opposed during his campaign run for Senator of Massachusetts he's threatening to vote against the financial reform bill he's said he was for. Sound confusing? It really isn't when you consider Brown is among the top...

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Finally Some Hope of HAMP Oversight

Posted June 16, 2010 | 23:13:08 (EST)

Last month I wrote a piece on ShametheBanks and in HuffPost about an amendment sponsored by Sens. Al Franken (D-Minn.), Olympia J. Snowe (R-Maine), and Patty Murray (D-Wash.) The amendment to the Financial Reform Bill would create an Office of Homeowner Advocate to assist homeowners who have been...

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