One night, when I was about 13-years-old, my dad caught me doing unspeakable things to myself and said, "You know, if you keep that up you're going to go blind." And I said, "Dad, I'm over here."

I've been telling that joke since I was 19-years-old, working in a bar,...

Apparently the GOP and the gun nuts funding them have decided that not being the party of stupid, as Louisiana Governor Bobby Jindal suggested, is not for them. It's not even on the horizon. In fact, they've served up a whole new flavor of lunacy these days. The Boston Marathon...

Five years after the near complete financial meltdown of the economy in this country, resulting in millions of people losing their homes, nothing has really changed. Despite the billions of dollars in settlement fees the banks have shelled out, bad press, and loss of trust, it's pretty much business as...

Land records across the country have been polluted, diluted, laundered and rendered useless by MERS (the Mortgage Electronic Registration System), and Landtegrity.com has posted a petition demanding answers from the White House. The site is here and the petition can be found here.

One of the paragraphs from...

Last month I wrote a piece about SB-94 in California and how the State Bar out there is running a bit fast loose with its interpretation of how it applies to attorneys.

In fact, what I wrote was:

In an unprecedented move that can only be described as stunning...

In an unprecedented move that can only be described as stunning ignorance, the California State Bar recently released a legal opinion that will effectively deny legal representation to millions of homeowners faced with foreclosure. The controversy is around SB 94, a law put into effect in 2009 that was meant...

Update (7:51am EST 11/02/2012):

Wells Fargo and Carrington Mortgage Holdings, LLC, the servicer for Niko Black's home, contacted Huffington Post editors about this blog post on Thursday, November 1, 2012 claiming that the facts were wrong. "Both of the key premises of this article are factually incorrect," they wrote.

Wells...

The first debate between Scott Brown and Elizabeth Warren was riddled with racial undertones and cheap shots from Brown on Warren's heritage among other things. The following week, a video of Brown's staffers was released showing them making tomahawk gestures and yelping like Injuns from an old episode...

Scott Brown is running against Elizabeth Warren here in Massachusetts. They both agreed early on that the race would be about issues. That's a promise that Warren has kept, but that Brown seems to have forgotten as soon as he uncrossed his fingers behind his back.

Warren continues to talk...

A wrap-up of stories and posts you might have missed or overlooked -- the ones below the fold.

You may remember some hubbub back in February about some talks involving a $26 billion settlement that was supposed to provide relief to nearly two million American homeowners. Many homeowner activists,...

A wrap-up of stories and posts you might have missed or overlooked -- the ones below the fold.

Let's say I loaned you $500. It's a friendly loan, so we agree to some terms and you start sending me a check every month. I'm a little fickle however, so I...

A wrap-up of stories and posts you might have missed or overlooked -- the ones below the fold.

Acting Federal Housing Finance Agency (FHFA) Director Ed DeMarco has not been shy about letting underwater homeowners sink. This week, he made it painfully clear that despite the Administration calling for principal...

A wrap-up of stories and posts you might have missed or overlooked -- the ones below the fold.

We're screwed. That's as good a place to start this post as any. Congress and the Administration have been co-opted -- bought and paid for. Financial regulation is a joke and fraud...

A wrap-up of stories and posts you might have missed or overlooked -- the ones below the fold.

Update: The Way in which the LIBOR benchmarks are calculated was simplified in this post, as pointed out by "BritishBankers" in the comments.

As stated on the BBA website:

A wrap-up of stories and posts you might have missed or overlooked -- the ones below the fold.

For quite some time Wells Fargo managed to stay below the media's radar and let the other guys like Bank of America and JPMorgan Chase, for example, bear the brunt of consumer...

*The original title of this post stated that Wells Fargo closed the ML-Implode.com bank account "in retaliation." As this is not factually established, the phrase has been removed in the updated title.

A wrap-up of stories and posts you might have missed or overlooked -- the ones below the fold.

A wrap-up of stories and posts you might have missed or overlooked -- the ones below the fold.

Much of the conversation around the activist, OWS, foreclosure defense community invariably gets to, "How do they sleep at night?" I'm pretty sure they sleep very well. Why wouldn't they?

The vast...

A wrap-up of stories and posts you might have missed or overlooked -- the ones below the fold.

Never mind that JPMorgan lost, by some estimates, $30 billion dollars due to bad bets or that the Facebook IPO cost investors millions, "when internal analysts learned that Facebook's numbers...

A wrap-up of stories and posts you might have missed or overlooked -- the ones below the fold.

There's been more than the usual static from the Federal Reserve Banks this month. Late last week, James Bullard, President of the St. Louis Federal Reserve called for splitting up the...

A wrap-up of stories and posts you might have missed or overlooked -- the ones below the fold.

Highway fatality rubberneckers and enthusiasts were treated to a wide spattering of blog posts and articles last week, rehashing a story about a man who committed suicide after months of being...