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Richard (RJ) Eskow

Richard (RJ) Eskow

Posted: September 3, 2010 01:48 PM

Events of the last week have made the Deficit Commission an embarrassment. Co-Chair Alan Simpson is a one-man disaster movie, compulsively offending one key voting bloc after another. Commission member Paul Ryan faced an angry crowd over his anti-Social Security stance, while another Commissioner locked experienced workers out of a nuclear facility rather than provide retirement benefits.

That's right: He's cutting retirement benefits.

But if the political blowback is obvious, here's what isn't: The Commissioners who are determined to cut your Social Security benefits are going to enjoy their own retirements in comfort. Their own pension plans insulate them from the fears that many other Americans face, and they don't have the professional expertise that would help them understand those concerns. In fact, the Commission's only expert on retirement is Rep. Jan Schakowsky, and she apparently opposes benefit cuts. The rest of the Commission is dominated by people who've expressed their desire to cut Social Security, despite their own secure futures. Millions of working Americans who have contributed to Social Security all their lives will lose out if these Commissioners have their way.

Happy Labor Day.

Normally I consider it off-limits to discuss people's personal finances when discussing their political opinions. But these Commissioners' lack of subject matter expertise, along with their lack of empathy, is important. If you don't know much about the topic and are protected from the problem, what makes you credible? Their pre-established prejudices makes the situation even worse, and their own situations underscore the irony of their self-professed willingness to make "brave choices" - choices whose consequences will mean little or nothing to them.

The Commission's Social Security obsession is odd anyway, since the projected Social Security shortfall comes out to only 0.7% of GDP. Nevertheless, these Commissioners have made their benefit-cutting intentions plain, presumably because they want to offer up America's seniors as a sacrifice to the bond markets. So how will these would-be income-slashers for the elderly make out in their own golden years? They'll be golden.

Consider Commissioner Alice Rivlin. Rivlin co-authored a paper that called for raising the retirement age and other benefit cuts, and recently released a specious paper about "Saving Social Security." As a former HEW Undersecretary, CBO Director, White House Budget Director, and Federal Reserve Vice Chair, she will presumably enjoy a comfortable retirement supported by multiple public pensions. Says Rivlin: ""We can't get out of this problem without doing both spending cuts, especially slowing the growth of entitlement, and tax increases."

Experts on Social Security finance (including the long-time Chief Actuary for the program) flatly disagree with Rivlin, pointing out that an adjustment to the payroll tax cap would unquestionably be enough to get the job done. They have the numbers to prove it. So why does Rivlin, who does not have their expertise in this area, disagree? Go ask Alice.

Co-Chair Erskine Bowles brokered a deal with Newt Gingrich to cut Social Security in the 1990s, when he served as Bill Clinton's Chief of Staff. Before that he headed the Small Business Administration, so his government tenure presumably qualifies him for a Federal pension. If not, don't worry: He receives $425,000 per year in his current job running the public universities of North Carolina, and the people of North Carolina are presumably also funding a pension on his behalf. To his credit, Bowles pledged to donate $125,000 of his salary for need-based student funds - but then, he can afford it. As the son of a US Congressman, Bowles had the education and connections needed to make millions as an investment banker. The added income he earns today as a Board member for General Motors and Morgan Stanley will help, too - and his government experience undoubtedly helped him win those positions, too.

Republican Rep. Paul Ryan, an aggressive advocate of Social Security cuts and privatization, will also enjoy his sunset years in comfort, thanks to a publicly-funded pension from his tenure as a Congressman. (He'll presumably earn even more as a result of his employment as an aide to two United States Senators.) Rep. Jeb Hensaerling has served as both a Representative and as an aide to Sen. Phil Gramm, so he should be safe from financial insecurity in his old age too .

The average annual pension payments for former members of Congress ranged from $41,000 to $55,000 in 2002, considerably more than the average $13,836 that Social Security recipients received in 2009. Yet neither Ryan nor Hensaerling have proposed cutting Congressional retirement benefits - nor should they. Sound pension plans like theirs were once available to most working Americans, and more effort should be made to restore them.

Former SEIU President Andrew Stern, who once might have been counted on to defend Social Security, recently sneered at Commission critics as "assassins of change" while saying that "all entitlements should be on the table." Mr. Stern's annual pension is $152,000 - and he retired at the age of 59, not 70. Nevertheless, Stern now publicly muses about "whether defined benefit pensions can really exist in the long run in a globalized economy."

Judd Gregg, who wants to raise the retirement age to 70, will receive a Federal pension for his Senate position. Gregg, like Alan Simpson, is the son of a Governor (self-made men, you might say), which means that public pensions also ensured that neither of them had to worry about supporting their aged parents. Tom Coburn, another would-be Social Security cutter, will receive a Congressional and Senatorial pension too.

David Cote, the CEO of Honeywell, provides some "private enterprise" perspective to the Commission's work. But Cote's wealth comes in part from Honeywell's government contracts, which exceed $4 billion annually. What's more, Cote's "free enterprise" ethic didn't stop him from making sure that Honeywell grabbed a few million in stimulus money from the taxpayers, too. A few billion from the Pentagon here, a few million more from Uncle Sam there - that'll plump up the nest egg a little for Mr. Cote's sunset years.

Cote made the headlines this week when Honeywell locked out the union workers at a nuclear power plant over a labor dispute - even though the workers agreed to stay on the job to protect public safety. Instead, Cote hired replacements and put them through a pared-down training process. The image of Homer Simpson comes to mind, pushing the wrong buttons and spilling beer on the reactor console - which would presumably make Cote Mr. Burns.

But it's no joking matter. Apparently there's real danger, which is why the Nuclear Regulatory Commission reportedly stepped in to block Honeywell from distilling uranium with its crew of replacement workers And what are the union and Honeywell arguing about? Honeywell's raising health care costs - and eliminating retiree pension plans for new workers.

That's right. A member of the Commission that's pretending to judge our retirement security with impartiality would rather have hastily-trained amateurs handle nuclear materials than bargain openly with his workers - about their retirement. D'oh!

As for Simpson (Alan, not Bart), to say that he suffers from "political Tourette's syndrome" would be a disservice to Tourette's sufferers. Most of them don't really say socially objectionable things, and those who do (it's called "coprolalia") don't mean what they say. But Simpson does. By attacking senior citizens as "greedy geezers," then offending women with his "milk cow with 100 million tits" comment, and now offending veterans' groups, Simpson has now hit the voting bloc trifecta.

And Cote's outraged labor, a fourth group. But the problem isn't Simpson anymore, or Cote for that matter. It's the Commission itself. The coprolalic curmudgeon Simpson has done a service to the nation. He's drawn attention to the Commission, and to the anti-Social Security biases held by so many of its members - all of whom will retire in comfort, thanks to those whose benefits they would cut. It's the comfortable afflicting the afflicted.

If these Deficit Commission members want their recommendations to have any credibility, they should pledge to live on the same Social Security benefits that they would impose for other Americans. Better yet, they should dedicate themselves to helping provide every American with the kind of retirement security they enjoy. That was part of the social contract this nation embraced during its years of greatest economic growth, the fulfillment of a promise that a lifetime of work should never end with years of deprivation. They should be working to restore that contract, not erode it even further.

One thing is clear: This Commission has no business making recommendations about Social Security.

(Sign a petition asking Congress and the President to protect Social Security from the Deficit Commission. Roger Hickey has more here.)

Additional links:

* Sam Seder and I discussed Social Security this week while co-hosting The Young Turks.

* For further reference on the Commission's members and their biases, see Firedoglake and Talking Points Memo.

* House Democrats are vowing to protect Social Security from any cuts. The polls show why that's a very wise idea.

_______________________________________________________________

Richard (RJ) Eskow, a consultant and writer (and former insurance/finance executive), is a Senior Fellow with the Campaign for America's Future. This post was produced as part of the Strengthen Social Security campaign. Richard also blogs at A Night Light.

He can be reached at "rjeskow@ourfuture.org."

Website: Eskow and Associates

 

Follow Richard (RJ) Eskow on Twitter: www.twitter.com/rjeskow

 
 
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HUFFPOST SUPER USER
Jeff Mellott
04:45 PM on 09/05/2010
I once saw a news segment on Congressional Pensions (60 Minutes or something similar). The segment exposed the outrageousness of the system. Only ONE member of congress was willing to defend the system: Alan Simpson. He went on about how he could have made so much money as a lawyer in Wyoming, but gave it up to serve the people. I was really shocked to hear him take the position he has against the little folk.
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HUFFPOST SUPER USER
Lisa Shields
Poet & Advocate For Special Needs Children
10:50 PM on 09/04/2010
You noticed that?
I noted a similar irony when healthcare was discussed in my state. The Seniors, who already HAD it considered it socialism...to extend the same coverage to their children, or grandkids.

That generation is prone to insist that they "never took a dime" from the government. If you consider how many took advantage of the low cost GI loans for homes, or used the GI bill benefits for college. that isn't quite accurate. The loans may have been repaid...no argument. But the housing boom of the 50's was in fact, fueled by Government money. Most people of my parent's generation recouped their ENTIRE contribution to Social Security, within two years of collecting. During the Reagan years, quite a few retired at 62. I will be lucky if I ever retire...much less see a dime of SSI.

They don't call it entitlement...but suggest that they cut the COLA, and watch the feathers fly. Simply put, we are a society...co-dependent on each other. I find the real "entitlement" generation to be over 62.They really resent ANYONE else, assuming others are getting "something for nothing", Sad.
10:16 PM on 09/04/2010
How about the a-hole Senator or Congressman ( dang it all, the name escapes me- please help me here someone!) who wants to cut Veteran's Benefits?
These Veterans sacrifice life and limb for our freedom and we've got some government welfare king who sucks at the teat of the taxpayer trying to cut their benefits!
Makes me want to scream!
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11:25 PM on 09/04/2010
Former senator alan simpson?
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HUFFPOST SUPER USER
mitsie
09:58 PM on 09/04/2010
I am disgusted as well as, scared about any cuts to our Social Security. Right now S.S. has a surplus until 2030 ( I think) and these politicans better leave us alone. My husband and I are retired and have to live on Social Security and my small retirement from the Fed. Govt. We earn less then $30,000. However our rents in our area are around $1000 per month plus utilities, then we have our copays for medical care, our car payment, our insurance payments, including life, prescription, car, etc etc. We live month to month, and sometimes we have to really be careful when we run out one week before the end of the month. This is not how I planned to retire after an auto accident took my career away from the Dept of Veterans Affairs. It was almost a year before my Federal Disability and Social Security disability started. We had to use my retirement savings to live on until this started.

This year we got NO COLA ( cost of living adjustment) increase, even though our rent, insurances, etc went up. We are so scared about what these people will do, and it is not fair to do it on people who are already on these programs. What do they want us to do, be homeless and stop getting medical care. Perhaps that Rep. Grayson was right, perhaps they want us to just die, even though we paid into SS for years.
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HUFFPOST SUPER USER
Tim303
09:29 PM on 09/04/2010
I still don't get it. In what sense AT ALL does cutting social security make sense? It wouod be a DISASTER for the economy.
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HUFFPOST SUPER USER
mitsie
10:03 PM on 09/04/2010
Exactly, people who live on SS, go out and shop the day that it comes in. That's the first, second, third and fourth Wed. of the month. Our money goes for food, MD bills, rent, car, etc. With all the people in this system, that does help the economy. Right now there is a surplus in SS, and my husband and I paid into SS for 80 years between the two of us.

We didn't get a COLA raise this year, because we were told there was not enough inflation. Of course everyone we have to deal with have all raised their rates.

Seniors can be the largest voters in off year elections. They need to be told of the politicans who are proposing cuts to social security. If you want to see a group of pi##ed off people, just tell them that.
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Skunkman
old & decrepit
09:29 PM on 09/04/2010
Conservatives hate Social Security, because it works well, is extremely efficient, and benefits common people. That really gums up the "government is the problem" message that they've paid millions to promote. Have a great Labor Day weekend HP Posters.

Cheers
Mike
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HUFFPOST SUPER USER
PTAOfficerforObama
It's arithmetic, stupid
08:13 PM on 09/04/2010
Before we cut Social Security that we have all paid into (myself since I was 14), I think we need to cut the TAXPAYER funded pensions for members of Congress.
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HUFFPOST SUPER USER
JohnInDallas
John R. Selig - Writer, Photographer & Podcaster
07:21 PM on 09/04/2010
Another example of the "It's All About Me Club!" cut my taxes and cut all social programs to do so. "Feed the Greed ... Vote Republican!"
07:06 PM on 09/04/2010
Mr Eskow, how about doing a piece on how many jobs are being created by American business
investment in China. I keep hearing about all high unemployment in America and the booming
Chinese work force. I want to hear the numbers of overseas jobs that American business creates
not just China. These guys took the jobs out of America. I'd like to see some kind of tax penalty
against these American business owners. I mean, they are building up Communist China while
tearing down democratic America. Isn't that called aiding and abetting the enemy. China is going to roll right over us in the years to come thanks to these darling American business investors.
06:16 PM on 09/04/2010
Anybody know what social security pays people? Meager does not describe the payments. This is the favorite desperate liberal demaocrat talking point especially now facing a beat back in November. Social security was never meant to be a retirement program. At its beginning, only certain people qualified, like widows. Its no out of control and marked "account overdrawn" How about a new idea like getting government out of our way, let people make money and save it if they want.
06:43 PM on 09/04/2010
You know what no social security pays people? Nothing. This is your parents, grandparents, aunts and uncles, and someday--you. Do you really want to be more of a burden on your children? Making social security go away does not mean making old people and widows and orphans go away.

Live in the real world. It hurts, but if you show some compassion and a thought past the end of your own nose, you might find someone else might care about you, too.
08:21 PM on 09/04/2010
I never said do away with social security. It needs to be repaired. I don't want to be a burden on my children. I want them to live in a country where they can be successful and take care of me when I'm old, like so many other families have done in the past. I want them to inherit whatever legacy i may give them as a reward.
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HUFFPOST SUPER USER
mitsie
10:12 PM on 09/04/2010
I disagree with you. It is a retirement program. My husband and I paid into that system for over 80 years between us. In 1998 I had a major auto accident, a head on crash, and I suffered a head injury. I had to retire my job as a RN CRA, because I couldn't work. I had to withdraw my retirement savings with the govt. so we could pay rent, car payments etc, for nine months until the federal disability and social security disability kicked in. Just what do you want to do about an adult who had the same problem as me, or a person in their twenties who have a head injury and can't work. They also can collect social security disability. Even disabled children are eligable, and I would almost bet Palin has applied for this for her baby.

So before you start making your negative statements, and think about the consequences. Even if the politicans come up with a plan, say to have all the babies born tomorrow, not being eligable for social security, what happens to the disabled baby, who the parents don't have insurance. the baby w ill work and pay into social security, if that child were to invest the money in Wall Street, that could be lost, if they put it in the savings, there's a very good chance some will have the same misfortune as I did. Are you implying I should have saved more?
08:49 PM on 09/05/2010
God protect you maam. I hope u didn't think i wanted social security to be eliminiated!!! I just want it to be fixed!!!!
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06:13 PM on 09/04/2010
President Obama doesn't care about you. President Obama regards you as a actual tool and not a human being. You count (profits) as much as you further American dumb-a$$ empire.

Richard (RJ) Eskow.
September 3, 2010 01:48 PM
Labor Day Irony: The People Who Want to Cut Social Security All Have Great Retirement Plans

The Commissioners who are determined to cut your Social Security benefits are going to enjoy their own retirements in comfort. Their own pension plans insulate them from the fears that many other Americans face, and they don't have the professional expertise that would help them understand those concerns. In fact, the Commission's only expert on retirement is Rep. Jan Schakowsky, and she apparently opposes benefit cuts. The rest of the Commission is dominated by people who've expressed their desire to cut Social Security, despite their own secure futures. Millions of working Americans who have contributed to Social Security all their lives will lose out if these Commissioners have their way.
05:57 PM on 09/04/2010
I became interested in South Africa’s recent history as a result of the World Cup.
I just finished reading R.W. Johnson’s “South Africa’s Brave New World” covering the period from the end of apartheid (1994) up to the present. The similarities with our situation here are illuminating – and unnerving.
You’d have to read the book to get the full picture.
Briefly, it is a story of a self-appointed elitist group struggling to block the benefits of a liberal constitution and well-structured “presidential” democratic system – which was their ticket to power - from benefiting the vast majority of the people.
In the process they overspent on arms and the military, neglected health, education and infrastructure, subverted the media, justice system and courts, tolerated rampant corruption within the political and economic spheres, shed skilled manufacturing activity and, in effect, reintroduced apartheid with the roles of the races reversed.
The main “drivers” were an overreaching president, centralization of powers in that office, deeply deceptive manipulation of the ruling party’s political base and feelings of both entitlement to privilege and distain for the less well off amongst the elite.
The members of our Deficit Commission could slot seamlessly into this culture.
05:47 PM on 09/04/2010
Maybe the reason the commission consists of unqualified members is so the obviously ridiculous opinions and ideas can be ruled out first. We can only hope.
HUFFPOST SUPER USER
sugarfree
superuser
05:41 PM on 09/04/2010
That would be the Republican's Party and Koch Foundation that funding them.
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Skunkman
old & decrepit
05:31 PM on 09/04/2010
Boehner is due to present the Republican agenda for the economy in just a couple a weeks.

I think he will be hard pressed to top the budget without numbers he presented or the blank pieces of paper he was waving around as “health care reform. Anyway HP posters Have a great Labor Day:

Mike
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06:18 PM on 09/04/2010
It will continue to be sometime soon "...to present the Republican agenda for the economy in just a couple a weeks."

"A sucker is born every minute." PT Barnum