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Richard (RJ) Eskow

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Shipwreck!

Posted: 08/05/11 06:22 PM ET

It's beginning to look like there's an economic shipwreck dead ahead. That plunging stock market is the wealthy passengers, trampling the children as they rush headlong toward the lifeboats. The nation's capital, the bridge of our ship of state, lies abandoned.

The officers have gone to their quarters, the wheel's left unattended, and nobody's trying to turn the ship around. If you're not sounding the alarm, you aren't paying attention. And it looks like a lot of people aren't paying attention.

Rough seas

Sure, this month's jobs report is slightly better than the last couple of months, but that just means the drowning passengers are a couple of inches closer to the surface. That's not much comfort to them, since they're still drowning, but it seems to cheer up the ship's officers. Now that Congress has concluded its debt-ceiling deal they've all gone home.

The president's economic advisor, Austan Goolsbee, is plaintively whispering the words "unemployment insurance" to their receding backs, but it wasn't important enough to be included in the deal. And the "bipartisan" mantra forced Goolsbee to mention two free-trade deals in the same breath. That's like throwing a brick to a drowning sailor, rather than a life preserver.

Of course, the jobs figures would be heartening if they meant that things were moving in the right direction. But there's no reason to believe they are. Real unemployment, as opposed to the official number, is still devastating. Today's improved numbers aren't nearly enough to make up for increases in the work force, much less to make a dent in real unemployment. And the misguided debt deal is about to cost us millions more jobs.

The illusion of good news is actually a problem, since it relieves our leaders of the political pressure that's needed before they stir themselves into anything resembling action.

Scrambling for the lifeboats

The rest of our little ship's in equally lousy shape. We had the worst run of stock prices since the worst of the crisis in 2008. It has looked perilously like a new disaster several times during the course of the week. And we're not in the clear yet. The market rebounded slightly, but it's still way down. The waves are crashing over the stern, and European instability could bring on another crisis at any time.

Investors understand that the debt-ceiling deal makes new spending on jobs and growth more difficult, and yet doesn't do much to stabilize the government's finances, so they're convinced things are going to be grim for the foreseeable future. In fact, it's gotten so ugly that high-dollar corporate investors are hoarding cash rather than investing the money. That's putting a strain on banks, who have to insure their deposits. One bank has already started charging its clients for keeping large amounts of cash in their bank accounts.

What's next -- a 2% surcharge for paying cash rather than using a credit card? (Ssshh. Don't give them any ideas.)

Investors aren't convinced that the government has solved its own deficit problems. And it hasn't. The best way to stabilize the government's finances is by taxing the wealthy at more normal levels, investing in growth, and then addressing spending issues once people are back at work and a) paying taxes and b) not in need of government help.

Down in the fo'c'sle

The real misery isn't in the captain's quarters, of course. It's down in the fo'c'sle, that forward part of the ship where the ordinary sailors live and work. That's also the part of the ship that hits an iceberg first. That's where unemployment is deep and ongoing, where middle class families have lost most of their wealth, and where those in need are about to face devastating cuts.

What can be done? The Federal Reserve could step in right now and make more cash available. It could create a fund to be used for specific types of lending. The Fed did a lot of unconventional things in 2008, after all, including a quick legal maneuver that allowed Goldman Sachs to be treated as a bank. Where there's a political will, there's a way.

So why can't the Fed do some new unconventional things in order to meet its other mandate -- the one that says it needs to keep unemployment low? Or it could act more conventionally, as Dean Baker suggests, by raising inflation and easing some of the crushing debt faced by homeowners. Why doesn't it do any of these things? Because the reverse is also true: Where there's no political way, there's no way. Remember that when the talking heads tell you that Ben Bernanke's hands are tied. It's not true.

Thar she blows!

Jamie Dimon, CEO of JPMorgan Chase, said it more plainly than anyone else. He patronizingly told the country that he explained to his tiny daughter that financial crises are something that happens every five to seven years -- and, he no doubt added, "only to other people.' Their lifeboat is secure and ready. How's yours?

Five-to-seven year cycles are pretty much the norm in under-regulated banking economies like the one Dimon and others are successfully fighting to retain. On our economic ship, most of us are merely ballast. And since the last crisis was three years ago, wwe're likely to be deep in the middle of this ongoing jobs and housing crisis when the next wave hits. And instability around the world is making it seem as if that next crisis could come earlier than expected -- perhaps much earlier.

We should have all hands on deck right now, repairing this economic wreck and fortifying ourselves for the coming threat. But the government has turned the wheel into the storm, gone below decks for a drink, and decided to hope for the best. We're headed into the teeth of a disaster, and the soft murmurs of the political class are nothing more than the sound of the orchestra playing "Nearer My God to Thee."

 

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It's beginning to look like there's an economic shipwreck dead ahead. That plunging stock market is the wealthy passengers, trampling the children as they rush headlong toward the lifeboats. The nat...
It's beginning to look like there's an economic shipwreck dead ahead. That plunging stock market is the wealthy passengers, trampling the children as they rush headlong toward the lifeboats. The nat...
 
 
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10:31 PM on 08/07/2011
Jobs? No politician is interested in jobs for Americans. Obama just signed a deal to let in Mexican trucking throwing Americans out of work. Dems and the GOP elite support amnesty for illegals - at the cost of least 11 millions Americans jobs. Dems and GOP support Free Trade deals which are just another name for American job killers.
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dadw5boys
Disabled Vietnam Vet
10:33 AM on 08/07/2011
All that Transparency ? But no one looks at the Info on these web sites.
Try sreaching USAID at usaspening.gov and see the Trillions of BORROWED MONEY committed to helping poor in other countries while we kick grandma into the streets !

www.usaspending.gov
www.recovery.gov
www.data.gov
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Chris1962
NYC
01:26 AM on 08/07/2011
I guess that's just what happens when you hire a community organizer to do a CEO's job.
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cheryl tobin
Alpha Dog with my pack!
09:54 AM on 08/07/2011
and then hand him an economy in total collapse and a Congress which is totally unwilling to do anything about jobs.
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Chris1962
NYC
12:26 PM on 08/07/2011
You can thank Clinton's economic team for the collapse: http://www.pbs.org/wgbh/pages/frontline/warning/view/?utm_campaign=viewpage&utm_medium=grid&utm_source=grid

And, if memory serves, Obama came into office with large majorities in both the House and Senate. So cook up some other excuse for this utterly failed president.
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dadw5boys
Disabled Vietnam Vet
10:18 AM on 08/07/2011
No actually this comes from electing a Bankrupt wannabe Texas Oil Man whose Daddy had to make him a success with a Offshore Oil Drilling Contract from Omman he was able to sell and become wealthy.

In the 4 days before the U.S. went into run Sadam out of Kuwait a lot happened. G.W. Bush's company was in the Houston Bankruptcy Court but suddenly an Offshore Oil Drilling Contract appeared in G.W. Bush hands from Omman ! Wow never bid on a Contract that was NEVER offered Publicly for bid but WON the bid !

But now we know Bush never won in 2004 with the votes from Ohio sent to Tennessee and flipped for Bush to win. Roger Stones actions leading a Group of men to break in the doors of the Dade County Election Recount Office that stopped the Re-count letting the Supreme Court decide the Election shows a TAKE OVER OF AMERICA from the Military Industrial Complex .
Who can break into an Election Office and NO COPS come ? Fla State Troopers disappeared 30 Min before Roger Stone and the men showed up and NO COPS answered the 911 call !
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JBS
Part time misanthrope & full time curmudgeon
02:49 PM on 08/07/2011
Do you realize that had the Bush administration merely continued the fiscal policies enacted during the latter half of Clinton's second term the National Debt would have been completely paid off by the time whoever won the 2008 election took office?
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Torus34
A poor old country mouse.
04:24 PM on 08/06/2011
One of the problems in the parlance of 'recession' is that the definition was formulated by theoretical economists for their own calculatory* convenience. There is no human component.

If we wish to think of a recession in a sociological as opposed to an economic framework, a recession begins when jobs become harder to find. It ends when it returns to the point where it began in terms of job availability.

We've grown used to accepting the economic view as the 'correct' one without bothering to consider others. Congress, meanwhile, views just about everything in terms of 'reelect-ability'.

The following graph is instructive. For those who wish to look at it closely, a comparison of the period of the last four recessions should prove instructive. Consider, if you will, the one which will follow our present one.

http://cr4re.com/charts/charts.html

* neologism.
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SamEllison
I feel so clean!
08:10 PM on 08/06/2011
No, we lived through a Great Depression.
We know what to do and the baggers are
ignoring the past.
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dadw5boys
Disabled Vietnam Vet
10:40 AM on 08/07/2011
build some bat houses -- they are a great source of fertlizer if your forced to grow your on food.
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Hiphopcrates
Kicking the money lenders out of the Temple
12:09 PM on 08/06/2011
Dive, dive, dive. Come Monday, it will be too late to sell!
We are all soggy toast.
03:37 PM on 08/06/2011
It was almost as if a plaintive plea went from the wealthy to S&P: "Hold off... hold off till our own have had a chance to bail."
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MikeDu
Both salubrious and lugubrious concurrently.
10:29 AM on 08/06/2011
I read somewhere that to make up for what's been lost the economy has to add on the order of 300,000 a month for the next five years. What confounds me is the conservatives who believe the economy should be entirely left up to the whims of the marketplace aren't pounding the tables and yelling at corporate CEOs to do something. They can't have it both ways, promote laissez-faire and then condemn government inaction.
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Jody Dobis
10:20 AM on 08/06/2011
A lot has been written as to the so-called trickle down philosophy of economics. What hasn't been talked about is what I would term the trickle up philosophy of job destruction through automation. Don't get me wrong, I am not advocating that we go back to the pre PC error or have nation wide bonfires of computer hardware or technology books in the middle of the town square. On the other hand, we do need to recognize the impact that technology has on human employment in both positive and negative terms. Technology that is used to improve productivity rates normally effect those at the bottom rung of skills and education first. But it doesn't stop there. It continues to trickle up to the professional class of engineers, lawyers, etc. As a result of being either naive or hopeful, many thought that it would be contained at the lower rung and not effect the professional class. We all now know that idea to be false. What no one has addressed or prefer not to address is the future view of what employment might look like as technology continues to advance into the upper rungs of the employed. When you combine the advancement of workers in China and India along with the implementation of productivity technology in US business, we have a daunting challenge in front of us that no one is talking about. For every action there is a reaction. It applies to more than just the local weather.
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Robert SF
04:16 PM on 08/06/2011
Yes, you're quite right. If you haven't, read Martin Ford's "The Lights in the Tunnel." It's available as a free pdf on the web.
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Jody Dobis
07:58 PM on 08/06/2011
Robert ... Thank's for passing on the book title. I just downloaded it and look forward to it's content. Thank's again.
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SteveM39
No more Regressive Taxes!
06:25 PM on 08/06/2011
The developments in education and the investments in people assets have not kept pace with those in technology. Without a balance between technology and the people who can use technology, we have a problem in our economy.

The vast potential of technological miracles are waiting for people with the skills and training to find them. But instead of investing in people, we are cutting them off from opportunities to grow and learn and prosper.

I have a masters degree from a top school. I am the son of a machinist. I was able to pay my way through school by working and with some help from family and loans. But that was a university strongly supported by taxes. My children can not afford to attend college and I can not afford to help them. There is no use in taking on the massive debt of education when there is no job market available to get them experience in a real field.

My taxes have gone to cruise missiles instead of my children. And America is the real loser in that deal.
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Jody Dobis
08:12 PM on 08/06/2011
Steve ... I applaud you for your efforts in obtaining a master's. Having spent 30+ years in the construction cost control field, I went back for a masters for the purpose of changing my career path to college teaching. Now that I have obtained the degree, I cannot honestly pursue my goal if the students that I would be teaching have far fewer opportunities than what the universities and colleges have advertised. In my opinion, the institutions, such as education, government, business, etc, that we all trusted at some level to be honest with us have failed and we are now seeing the results of that failure. As to your children's future education goals, I do hope they have the same opportunity some day as you and I had.
09:48 AM on 08/06/2011
People that have been unemployed for longer than a year or more are losing hope and when the richest corporations in America announces they are going to put many more people out of work shortly and with a very conservative president who thinks jobs killing free trade deals or patent reform will create jobs and cutting social security and medicare is a good idea we are going nowhere fast.
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Jody Dobis
09:37 AM on 08/06/2011
Our unemployment rate was secondary to all other economic measurements until the DOW lost 500+ points this week. All of a sudden, unemployment hit the front burner along with the debt crisis legislature as two problems that need to be resolved pronto. Has our leadership in government, business and education been in a deep sleep since late 2008? Prior to the dramatic drop in the DOW, everyone seemed to be OK with both the unemployment rate and the single minded solution that debt reduction is the one and only solution to growth. While their has been a push over the years for more emphasis in the education of the math and sciences, I would put the study of economics before both. Love it or hate it, capitalism is what allows us to live and may even allow us to better our lot in life. How can a nation of illiterate capitalists, that's all of us, influence our business and government leadership if we don't understand that concentrating on debt reduction as the sole solution will only lead us to more despair. Computers are powerful as a result of their multi-tasking capability. If we are no longer able to create and implement solutions that are multidimensional. expect more of the same results as we saw this week.
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kamact
Market Observer
09:28 AM on 08/06/2011
They have also thrown over board those near or in retirement,...
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jjsardo
Proud liberal in a red state.
08:00 AM on 08/06/2011
A lot of the “kids†have already been thrown overboard. The lifeline has been cut and the ship has sailed beyond the horizon. For them it's too late.
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RunningBecky
Runner, nurse, chess player
12:30 AM on 08/06/2011
Outside of raise taxes on the very rich and create more jobs, I cannot see a lot of practical suggestions in the article. But boy, it was poetic metaphor heaven!
huggs Becky
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dadw5boys
Disabled Vietnam Vet
10:25 AM on 08/07/2011
you can look at all the spending the Federal Government has at www.usaspending.gov

try this and type in USAID and search. Then scroll down the page and look at the $75 TRILLION DOLLARS committed to Forgien Aid.

what if the USA stopped all Forgien Aid for a few years ?
We borrow money to feed people in Forgien Countries so that Country can support Corrupt Governments Officals ?? Nah let's not !
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RunningBecky
Runner, nurse, chess player
11:49 AM on 08/07/2011
Very interesting. I went to the website and saw that 75 trillion dollar number. I am just not certain what that represents but I can promise you we do NOT give out 75 trillion a year (or even in many years) in foreign aid. So I think were reading it wrong. The US gives out around 20 million a year only. That is a drop in the budget bucket. Actually the Republicans are trying to cut that down too but it really is not significant.
Israel gets the most, around 3.2 million dollars. Eqypt the second most.
Huggs Becky
PS Before posting I went and found this country-by-country breakdown on foreing aid. BTW: If they gave anything like ONE trillion dolars in foregin aid we should be on the streets rioting! http://www.vaughns-1-pagers.com/politics/us-foreign-aid.htm
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Snarky McSnarkster
Opposed to hypocritical Christians
09:17 PM on 08/05/2011
"That plunging stock market is the wealthy passengers, trampling the children as they rush headlong toward the lifeboats. "

Great line, R.J.
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Jody Dobis
08:19 PM on 08/06/2011
Hear, hear Snarky. I'm glad you re-stated the line in the article. If the Titanic was written to reflect the business and financial leaders of today, they would be overtaking the life boats and throwing the women and children into the ocean.
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CMontalvo
stranger in a strange land
08:27 PM on 08/05/2011
Lessee, you wanna put Americans to work so you pay them even longer to stay out of work??? Sorry, but this idea of extending unemployment benefits in response to stubbornly high unemployment numbers is lost on me...and lost on countless studies that show that prolonging unemployment benefits prolongs unemployment.

And having government pay for it through either raising UI premiums or raising taxes or adding to the deficit ought really help the jobs market...NOT!

The public demanded, and our spineless politicians supplied, a fruitless effort to alleviate the pain of our profligate private spending spree by implementing a public spending spree. And it's only made things worse.

No good deed goes unpunished...
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SocratesFan
Elitist who loves books and learning
02:43 AM on 08/06/2011
Then CITE those "countless studies."

You are talking in vague weasel words to make your argument sound more authoritative. That is unsound reasoning you provide no actual evidence or backup.
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kamachanda
Mr. President, Tear this Wall Street down!
07:09 AM on 08/06/2011
The number is somewhat less than one....
http://0.tqn.com/d/politicalhumor/1/0/Q/B/4/Ransomblican-Party.jpg
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mrclark
I search for the America I believed in as a boy.
09:48 AM on 08/06/2011
We need to invest in real infrastructure spending and new age solar panels, etc... It is interesting that people like yourself who claim to be a capitalist have not looked towards China for they are doing that exact thing because they understand money moving creates a multiplying effect. The problem today in America is to much money is setting on the sidelines as the wealthy do not need to use it like the average American person does to survive.
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CMontalvo
stranger in a strange land
01:46 PM on 08/06/2011
Uh, what about the morality of saying, "Hey, you're not using all that wealth. How 'bout giving it to the rest of us since we didn't save as much as you, work as hard as you, sacrifice as much as you, defer gratification as much as you, sacrifice as much as you, etc.?

And as to investment in real infrastructure, wasn't that the stated intent of the stimulus bill? Yes, I know if went instead to pork barrel projects but c'mon!

As far a solar panels, sorry, but they're simply NOT cost effective at the current cost of fossil fuels. Unless/until the government wants to start taxing fossil fuels, thereby raising the cost of energy for everyone (especially hurting po' folk) and slowing our economic growth, solar is not a sensible investment or greedy capitalists would be doing it.
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usna73
We are all in this together
07:58 PM on 08/05/2011
It is the government that is keeping home prices unaffordable for many by bailing out the big banks. The market is screaming for cheaper priced housing so more disposable income can go to more productive sectors. Yet banks refuse to let this taxpayer bailed out cash cow go. Yet this is no capitalism folks. This is banking welfare and the fact that the market has tanked even after a debt ceiling hike only means people are starting to understand what we have here. The game is rigged but this does not mean home prices will go up. It only means the connected will find a way to land a golden parachute and jump off into another asset to game and siphon off more easy money from the economy. If that sector implodes as well, then it will be taxpayer bailouts again (that is until the public wakes up).