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Robert Creamer

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Talk About Chutzpa - Wall Street Lecturing America on "Fiscal Responsibility"?

Posted: 08/08/11 01:55 PM ET

Standard and Poor's downgrading of the US treasury bills -- and its sanctimonious lecture about its "concerns" that the U.S. won't get its fiscal house in order -- are like a reckless, drag-racing teenager teaching a safe driving class.

Wall Street in general -- and Standard and Poor's in particular -- have done more to contribute to America's budget deficit than anyone else in America.

This is the same firm that maintained their AAA rating of the mortgage-backed securities that were being used to gamble on Wall Street right up until the time that Lehman Brothers collapsed and set off the global market meltdown.

Their reckless disregard for any modicum of due diligence in determining the soundness of the financial instruments traded by Wall Street allowed the speculative bubble that caused the Great Recession to grow and ultimately explode. The US Gross Domestic Product has yet to recover to pre-meltdown levels. That is the single greatest contributor to the all of the increases in the budget deficit that have happened since.

And of course it is directly responsible for the jobs deficit that is the real underlying disease afflicting the American economy -- directly costing eight million Americans their jobs.

But that's not all. The big Wall Street banks lobbied for years to deregulate their operations. That lack of oversight -- including lax regulations of rating agencies like Standard and Poor's -- led directly to the meltdown. And, of course, the big Wall Street banks did everything that they could to stop the Wall Street Reform bill that passed last year. They continue to work hard to undermine the regulations intended to implement it.

And when it comes time to pay their fair share to reduce the deficit, Wall Street has done everything it can to lower tax rates on the rich to the lowest levels since before the Great Depression. Let's remember that the people with the highest incomes in America -- hedge fund managers -- pay a lower tax rate than their secretaries do -- just 15%.

All the while as they pontificate about the need to get America's fiscal house in order, they twist arms to make sure that people like hedge fund manager John Paulson -- who made $5 billion in income last year (that's $2.4 million an hour) -- don't have to pay higher taxes. Paulson had more income last year than the Gross Domestic Product of five nations.

Just a little over ten years ago, America had budget surpluses into the foreseeable future. That was largely because President Clinton and the Democrats voted in 1993 to modestly increase taxes on wealthy Americans. Wall Street worked hard to roll back those modest tax increases on the rich by passing the Bush tax cuts ten years later. Those Bush tax cuts, together with two unpaid-for wars and an unpaid-for Republican Medicare pharmaceutical bill -- tipped the Federal budget into huge deficits.

Of course their recklessness continues. The financial analysis that Standard and Poor's used to argue for its downgrade of U.S. debt had a two trillion dollar mathematical error that was caught by the Treasury Department. That's the kind of error that would get an "F" in elementary school.

The very idea that Wall Street -- and Standard and Poor's -- would have the chutzpa to lecture the rest of America about fiscal responsibility should infuriate each and every American.

Robert Creamer is a long-time political organizer and strategist, and author of the book: Stand Up Straight: How Progressives Can Win, available on Amazon.com. He is a partner in the firm Democracy Partners. Follow him on Twitter @rbcreamer.

 
 
 

Follow Robert Creamer on Twitter: www.twitter.com/rbcreamer

 
 
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07:36 AM on 08/16/2011
Yes Mr. Creamer, I agree with you, "The very idea that Wall Street -- and Standard and Poor's -- would have the chutzpa to lecture the rest of America about fiscal responsibility should infuriate each and every American."

Wall Street, including the Corporate Lawyers, Lobbyists & Legislators along with various other cheerleader types have, indeed, overstepped the boundaries of accepted behavior with no shame. This is the definition of Chutzpah.

Although I think the time may be ripe to coin a new word for this type of behavior? Perhaps combining Chutzpah with Hypocrisy?

Chutzpahcrisy.

& the foxes continue to guard the henhouse while the chickens peck each other to death.

What? Me angry?
03:52 PM on 08/09/2011
The downgrade strikes me as yet another way to drown government in a bathtub. Higher debt servicing costs reduce the money available for other services.
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Geekboy
The GOTP does not compute!
03:32 PM on 08/09/2011
On this issue, I'm trying to concentrate on the message, and ignore the obnoxious nature of the messenger. Though S&P should have no credibility in discussing fiscal responsibility, their criticism of the US financial and political situation makes a lot of sense!
Clearly, the budget can't be balanced if one extremist faction takes their pledge to Grover Norquist more seriously than their pledge to serve this nation. As all people that work for a living know, when you're having budget problems you have to spend less, make more or both. The GOTP remains committed to protecting the richest at the expense of everybody else.
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HUFFPOST SUPER USER
DisgustedbyHypocrisy
Dislikes hypocrites-not afraid to speak my mind
02:33 PM on 08/09/2011
It does infuriate me. The hypocrisy of Wall Street is mind-boggling!

"Let's remember that the people with the highest incomes in America -- hedge fund managers -- pay a lower tax rate than their secretaries do -- just 15%. "

Why isn't a progressive group spending money on ads that run on every channel all day long that states the above quote.

It must be nice to pay only 15% in taxes and I would suspect that is inaccurate considering those same folks are probably finding every loophole and tax haven possible to pay even less tax.
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cassie reinara
12:00 PM on 08/09/2011
We need to remind all these corporations and especially Wall Street that they would not exist today and be as profitable if not for the extreme generosity of the American taxpayer! Main Street also would have probably recovered if money were put into jobs programs instead of bailouts of failed institutions and more tax cuts for the already highly profitable corporations! Priorities are so screwed in DC that their isn't a war or another tax cut they can't refuse, but god forbid we finance a program to help rebuild America's aging and crumbling infrastructure, create renewable and more sustainable sources of energy, improve education and keep granny healthy.
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Gestas
Mountain Man
11:52 AM on 08/09/2011
Half of Wall Street should be in jail right now....
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BillKen
10:51 AM on 08/09/2011
Wall street and the mindset that goes with uncontrolled Greed are what put the screws to the world.
We needs controls to keep these people from conducting business as usual, a big thumb on their heads might help.
Semper Fi
09:31 AM on 08/09/2011
We MUST demand criminal prosecution for Wall Street banksters and our government that turned the other way while all this fraud was going on and then bailed them out with OUR MONEY so now they can settle their crimes! WHAT ABOUT US, WHAT ABOUT PEOPLE???? Are we going to get our houses for free now? Are we going to be reimbursed for pain and sufferings caused by those greedy demons???
The results of Wall Street’s fraud are numerous FRAUDclosuers, topped with the ignorance that works well for those who committed the biggest financial crime in the history of the world. Nothing will change until the responsible for this scam are prosecuted! We must do that, we should not rest until the truth is out and all those responsible are prosecuted.
Is your Attorney General on the list? If not, why don’t you write to them? Who is saying NO to “too big to fail” and who is fighting for WE, THE PEOPLE - http://tinyurl.com/3h5kfy9
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MaryMay
May your tears come from laughing
08:44 AM on 08/09/2011
I just have to wonder at the financial acumen of those who actually crunch the numbers for S&P and Moody's.

If they're so sharp, why aren't they knocking down the big bucks working for Wall Street?

Our collective fate is in the hands of "C" students.
08:08 AM on 08/09/2011
"This is the same firm that maintained their AAA rating of the mortgage-backed securities that were being used to gamble on Wall Street right up until the time that Lehman Brothers collapsed and set off the global market meltdown."

"Their reckless disregard for any modicum of due diligence in determining the soundness of the financial instruments traded by Wall Street allowed the speculative bubble that caused the Great Recession to grow and ultimately explode."


It was not reckless disregard by S&P or Moodys. Each saw its profits go from $60 million per year to $260 million. It was fraud pure and simple and there was nothing reckless about it. It was willful with full forethought and knowledge. And they got to keep the extra hundreds of millions in profit that they made on this fraud.

It was criminal and the failure by government to hold them responsible is criminal.
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lapdogs
Avid News Reader
08:44 AM on 08/09/2011
Amazing, isn't it KF2? You hit the nail right through the 2x4 with one swing regarding S&P's hypocrisy.

F&F.
09:02 AM on 08/09/2011
well the only defense they have for the financial instruments is that Freddie and Fanny were behind so much of it and they (stupidly) assumed banks were regulated and could not and would not make loans to people with no credit. It was F&F that invented the MBS btw
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Todd Abrams
08:00 AM on 08/09/2011
Sounds like I do after recieving a bill I forgot about. Maybe S&P will start a training class on how to be greedy to change the climate here in america. This country is getting ridiculus. I believe the problem is wallstreet, because it is for the rich.
08:45 AM on 08/09/2011
and did "wall street" make the Congress do all that stupid spending? Did wall street steal the SS Trust Fund? Did wall street tell banks to not look at buyers credit history in making loans?

Of course not - that was the congress. That was Freddie and Fannie fueled by 2 Trillion $ from the Congress and stupid slobs like Barney Frank and C. Dodd..

But i do agree that S&P are idiots - notice that the other 2 agencies did not downgrade us - and that our interest rate on Bonds did not go up.....
ALABAMALEFTIST
What is to be done?
07:02 AM on 08/09/2011
Capitalism is at the center of this belief system. The ultimate expression of that system is the manager who can sit at a desk with a computer and a telephone and spin incredible wealth out of the manipulation of other people's money without producing anything at all. They exist and prosper completely on the honest labor of others and then tell the rest of us that they do not have enough of what we create. Madness.
08:46 AM on 08/09/2011
You need a good economics course if you believe that nonsense
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minerva117
The dog ate my micro bio.
10:47 AM on 08/09/2011
Do tell........please school us and display your dazzling economic acumen. I, for one, want to know why the Wall Street hedge fund manager who sits at a desk and talks on the phone is more valuable than , say a coal miner who is risking his/her life doing hard work to produce the fuel that runs our antiquated electric grid.
04:34 AM on 08/09/2011
"The US Gross Domestic Product has yet to recover to pre-meltdown levels. That is the single greatest contributor to the all of the increases in the budget deficit that have happened since."

Those 'pre-meltdown levels' would actually be the 'peak of the bubble just before it burst levels'. Those would be levels that reflected unsound, unstable and irrational economic activity - building houses for which there was to real market and extracting and spending imaginary equity from their bloated fantasy values.
04:16 AM on 08/09/2011
It is the quality of the advice not the quality of those giving the advice that is relevant. Your fat, boozing, chain smoking doctor can tell you that you should lose weight, stop smoking and quit drinking; yet still be providing an accurate and useful diagnosis regardless of his own shortcomings.
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AnotherTry
Tell me again why we can't be equal?
05:14 AM on 08/09/2011
Why would anyone concerned about their health go to a doctor like that?
10:57 AM on 08/09/2011
For the same reason that runners have coaches who cannot run nearly as fast as the runners themselves - their coaches have a better insight into what needs to be done than the runners.
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AnotherTry
Tell me again why we can't be equal?
12:47 PM on 08/09/2011
Would you take medical advice from a doctor that moonlighted as a mortician?
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12:34 AM on 08/09/2011
it only makes sense.... President Obama tells them they are the evil ones while holding fundraisers with them.

the President tells them how to run a business when he has never run a business, take financial risk when he has never taken a financial risk with a company...........however, still ask for campaign money.