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Robert Kuttner

Robert Kuttner

Posted: June 18, 2010 10:14 AM

The Stealth Attack on America's Best-Loved Program

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As Obama's Fiscal Commission prepares for its June 30 hearing, the Roosevelt Institute's New Deal 2.0 blog invited me to participate in its Social Security's Fiscal Fitness series, which examines the soundness of the program, its relationship to the federal deficit, and the vital role it plays in America's economic future.

Washington bipartisan elites have been working to weaken Social Security since the mid-Clinton Administration. Clinton, prodded by his Treasury Secretary Robert Rubin, was on the verge of cutting a deal with Newt Gingrich to partially privatize America's most successful retirement program.

The intermediary was Clinton's White House chief of staff Erskine Bowles. The same Bowles is now the co-chair of Obama's fiscal commission -- which also has designs on Social Security. Corporate Democrats keep turning up, like bad pennies.

As I reported in my 2007 book, The Squandering of America, liberals can thank Monica Lewinsky for saving Social Security from that earlier bipartisan deal. Why? Because when the frisky Clinton was being impeached, and Congressional liberals were holding their noses and reluctantly saving him from ouster, they were in no mood to have him trash Social Security. New details have been reported in the recent book, The Pact, by Steven Gillon, about Clinton's dealings with Gingrich.

But what is it with Democrats like Bowles, Rubin, and Rubin's protégé Peter Orszag, now director of the Office of Management and Budget and another of the deficit hawks who would weaken Social Security in order to cut the deficit? Don't they get that Social Security, along with Medicare, is one of the Democrats' crown jewels? Don't they appreciate that two-thirds of elderly Americans depend on Social Security for at least half their income?

As Nancy Altman pointed out earlier in this series, the argument that Social Security is adding to the federal deficit is a bum rap. Ever since Congress in 1983 acted to anticipate the retirement of the baby boom generation by raising Social Security taxes and pushing back the retirement age from 65 to 67, Social Security has contributed trillions of dollars to a government surplus. The intent was to pre-fund the additional cost of the boomers. George W. Bush pilfered that surplus for his wars and his tax cuts for the rich, but even so, Social Security is still in great shape for at least 30 more years.

Social security taxes wages. Get wage growth back to historic postwar norms, and Social Security is in surplus forever. Restore the traditional fraction of wages that are taxed, so that affluent people do not get a free ride on part of their income, and the proclaimed crisis disappears. There is no need to further cut benefits, or further raise the retirement age, or raise taxes on working Americans. If only Citigroup's balance sheet were as healthy as Social Security's!

So why the continued political threat to America's best loved and most successful government program?

The main reason is that Wall Street looks at all that money and imagines the fees that could be collected if it were diverted to private accounts. It's no wonder that Democrats like Robert Rubin (Goldman Sachs and Citigroup) and Republicans like Peter G. Peterson (Blackstone Group) are the mainstays of the bipartisan crowd proclaiming a crisis of Social Security and promoting a cut in benefits, or privatization -- both of which would produce more reliance on Wall Street products.

These are the guys who brought us the financial collapse, with its devastating effect on pension savings, 401k's, home equity, and other private resources on which retirees depend. Now, with no sense of shame, they are going after the one part of the system that was not undermined by the calamity -- public Social Security.

This is appalling economics, but happily it is dumb politics.

Politicians relying on superficial poll results may think the American people care more about the abstract goal of budget austerity than the very real one of protecting Social Security. They are in for a big surprise.

Remember the voters who, with no appreciation of the contradiction, warned the government not to mess with Medicare? Just wait till the government tries to mess with Social Security.

If the Obama fiscal commission, as reliably reported, comes in with a grand scheme to cut social spending, including Social Security, and raise taxes on working Americans, the commissioners will be rewarded with a resounding Bronx Cheer.

Cross-posted from New Deal 2.0.

 
 
 
 
 
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HUFFPOST SUPER USER
Marshall Lucky
10:17 AM on 06/24/2010
I need to bookmark this article for the next time some con-artist tries telling me that Social Security is "broke".
12:03 PM on 06/21/2010
Obama the warmonger is what's adding to the national debt. Why pour money we don't have that we have borrowed from countries who don't like us into fighting and killing people we don't know on their own land? It is not Social Security, it is those WARS, Stupid! And then there's the HealthCare. We badly need a 2012 Independent who will end the wars and get us out of debt without the extremism that wants to regain the White House.
09:18 PM on 06/20/2010
Pete Peterson is the instigator for the Catfood Commission.

There is a Social Security trust fund that holds more than $2 trillion in government bonds.UNDER THE LAW, these bonds are to be repaid from general revenue, which comes almost entirely from the personal and corporate income tax. In other words, the bonds held by the Social Security trust fund, which are supposed to pay the Social Security benefits of retired workers, are effectively tax obligations for wealthy people like Mr. Peterson. If the bonds held by the Social Security trust fund are never repaid, Mr. Peterson and/or his heirs could save tens of millions of dollars from their future taxes. It shouldn't be surprising he is trying to convince the public that the trust fund doesn't really exist.

But, this is just one side of Peter Peterson. He was in the news last week for a totally different reason. It turns out, a loophole in the current tax code allows hedge fund and equity fund managers (like Mr. Peterson) to pay taxes on their compensation at a much lower rate than ordinary workers. While middle income workers like school teachers and firefighters typically face a 25 percent income tax rate, Peter Peterson and other fund managers get to pay the much lower 15 percent capital gains tax rate on the tens of millions they earn each year.

http://www.alternet.org/economy/65341/?page=2
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12:28 PM on 06/21/2010
There was an article on HP a littel while ago that discussed this loophole. I do lean a little right of center and consider myself conservative, but the fact that he gets a break on his taxes is utter crap. He invests the money of his clients. In turn they pay a specified amount as a fee, and he pays normal income tax on it. Then he takes a cut of whatever profit he makes in addition to the basic fee. Since the original owner of the assets would have paid 15% taxes on it, he then pays 15% taxes on it, even though it was no his asset.

But you CANNOT get around the fact that he is charging a fee for his services. This is indefensible, and a slap in the face for any American who does pay taxes. It should be taxed as income, not Captial gains. Outrageous.
08:22 PM on 06/20/2010
Since our two unfunded wars and the blatant pillaging of our tax payer dollars by defense contractors in Iraq and Afghanistan are partially responsible for our growing deficit, I wonder how many more years we will be subjected to the waste of lives and money in these wars of choice.

It has been suggested by many that a Senate Committee, similar to the Truman Committee that oversaw military defense contractors during World War 11 should be appointed to investigate the charges of waste, fraud and abuse perpetrated by defense contractors. Millions of dollars in military spending is unaccounted for by the Pentagon, but it appears that this issue has been overlooked and swept under the rug. Are our Senators afraid to confront this situation? Where is the Democratic leadership that is similar to that of Truman and Roosevelt who went after war profiteers?
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12:30 PM on 06/21/2010
You may not like the way the war is being run, but Afgahnistan was not, and is not, a "war of choice". The jury is still out on iraq, if you think you know the whole truth, I don't think you do.
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HUFFPOST SUPER USER
ProfessorDuh
04:20 PM on 06/20/2010
I see the meet-in-secret Budget Deficit Reduction Commission has acquired a nickname. It's "the Catfood Commission."
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HUFFPOST SUPER USER
ProfessorDuh
03:36 PM on 06/20/2010
So, as Dean Baker observed, if the bonds held by the Social Security trust fund are backed up by “the full faith and credit of the U.S. government,” then what is the problem? The trust fund contains bonds that must be repaid just like the bonds held by Citigroup and Goldman Sachs. We never ask where the government will get the money when Goldman Sachs or Citgroup want to cash in their bonds, why on earth would we ask that question when the issue is cashing in the bonds held by Social Security?
02:41 PM on 06/20/2010
Yes the lower classes are their own worst enemies. They have always allowed themselves to be influenced by Right wing ideologues who manage to convince them that those just below them in economic status are lazy, stupid shiftless people who depend on the government for sustenance.
I am interested to see how many of these seniors who are now collecting sizable pensions and social security benefits will react to possible changes in SS benefits.

In the area where I live, many retired seniors benefited from the loan (not bailout) that was given to the auto companies. What I really find appalling is these same individuals who would have lost their pensions and top-of-the line health care, had it not been for government assistance, are now marching to the drum of the tea party crowd. I hear them screaming about taxes, and government involvement in their lives. What will they do when the "Grand Ole Party" demolishes social security? Maybe they won't be able to frequent the casinos and put hundred dollar bills in the slot machines any longer.
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HUFFPOST SUPER USER
ProfessorDuh
03:52 PM on 06/20/2010
Yes, I do love it when old right-wingers, busy collecting every damn dime of their taxpayer-paid Medicare and Social Security, start twitching and moaning about “socialism.” These venerable sponges seem to be suffering from the delusion that they’re Daniel Boone.
08:53 PM on 06/20/2010
To be fair (What a novel idea on Huffington Post) , you can't really NOT collect Social Security checks because you are forced to pay in.
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HUFFPOST SUPER USER
wonmean
University of Michigan Class of 2010
02:14 PM on 06/20/2010
Corporates, why don't you just kill us all and get it over with?
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HUFFPOST SUPER USER
ProfessorDuh
04:09 PM on 06/20/2010
No fun in that. They prefer to bleed us dry with excruciating slowness.
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HUFFPOST SUPER USER
Kevin Atlanta
Active Citizen 54
02:11 PM on 06/20/2010
This Republican Cults of Jesus Inc Meme of "Entitlements" and any of the Blue Dog Democrats choir too that think they will do anything but improve and increase the Social Security program are soon to discover the reality of Unemployment. $2.3 Trillion is what I and my peers paid into the "Trust Fund" and this .01% expense compared to the Corporate Fascists obscene military expendature is promised to and will be delivered to the Untied States Citizens who've paid a lifetime into this fund that now exists as only IOUs.
This is a non-negotiable item from the standpoint of the US Citizens.
12:51 PM on 06/20/2010
The America's greatness is being dismantled slowly one president at the time ever since Reagan
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HUFFPOST SUPER USER
den1953
The National Inquire of Politics the GOP!
12:45 PM on 06/20/2010
With any elimination of the Social Security program that would open up the casinos on Wall Street like no other time in history, i can only imagine the money that would be funneled to the Republican party should they bring Social Security down!
12:45 PM on 06/20/2010
It is now convincing that there is a systematic plan to bring American middle class, values, wealth to its knees so that the people live like in the third world while the dictators and corporations live oppressing the people. I don't know why the American people are not seeing this and do something about this, peace protest, demand the firing of certain key officials that are leading to the crumbling of the American people.
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ProfessorDuh
03:41 PM on 06/20/2010
That's been clear for some time, I'm afraid, and both parties are implicated in the scheme. The Republicans supposedly think "tax cuts" will rebuild a world economy wrecked by their deregulated fraud. How laughable. We've had a decade of nothing but tax cuts, and THIS is where we are.
What the Republicans really mean, of course, is that they would prefer to do nothing but protect the rich as millions of Americans lose their jobs, their health care, the roofs over their heads, even the food on their plates. 
None of them will say it, but that's what they mean.
The destruction of the American middle class isn't a problem for the Republicans. It's a plus.
08:29 AM on 06/21/2010
Sorry, the state of the economy is not the result of tax cuts. You may not like tax cuts but the cause of the economy being in the tank is the so called housing bubble, more specifically the mass amount of defaulted home loans. Get ready to duck because the default commercial mortgages are on their way. Take a look around at the empty commercial / retail property. Myself, I always like paying less in taxes. I like to keep my money. I shop a lot online to avoid tax and I live 15 minutes from Kentucky and shop there to pay lower taxes. I guess I just like to use my money on other things ?
11:37 AM on 06/20/2010
Social Security can be "made whole" again IF all income is taxed the same as far is the social security portion is concerned. ALL money collected "in the name of social security" is used ONLY for social security payments and administration of that activity and not for the "general budget". Other sources of Taxation should be used for all other programs. Social Security is not in trouble, it is the weasels trying to get at that pile of money, THAT IS THE PROBLEM. Schemers will always try to steal from the "cookie jar" , we have to slam that lid down tight on whomever is caught. This "slap on the wrist" type of punishment is not working, we need SERIOUS punishment given to all concerned. Possibly the death sentence, THAT WILL GET THEIR ATTENTION.
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HUFFPOST SUPER USER
Samalabear
10:06 AM on 06/21/2010
Definitely time end those papers from every Administration that says "IOU" to Social Security.
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HUFFPOST SUPER USER
wethepeople3884
in Order to form a more perfect union ...
10:16 AM on 06/20/2010
Obama will literally destroy his chances of winning a second term if he ever even dreams of cutting social security significantly - even republicans would have a political nightmare on their hands and they have voters who actually support such an idea. Obama has NONE - not a single democrat voter would likely ever want obama to sign a bill cutting social security benefits and if he touts this as some bipartisan breakthrough, I think i will vomit.

The only bipartisan breakthrough we need from obama, is the breakthrough that obama finally has when he realizes there is no way for him to broker a deal in good faith with republicans. And no matter how much obama concedes to them, he will not get a single nod back from them and will lose a pretty large chunk of his own voters in the process.

We all know your not a progressive barack, frankly, you seem pretty much a centrist across the board at any other time in history but you won't even be a democrat if you try to get a bill with large social security cuts passed - even the mainstream democrats would rather leave office than sign a political suicide pact.
05:15 PM on 06/20/2010
Get a barf bag ready. And stock up on torches and pitchforks.
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HUFFPOST SUPER USER
wethepeople3884
in Order to form a more perfect union ...
08:14 PM on 06/20/2010
You think this is going to happen? I dont - bush couldnt even get his own party to go along with privatized medicare. You think democratic voters are going to just let obama cut social security at some point? I dont see it happening - wrong political party, wrong time to do it, wrong reasoning behind it and obama does not have that kind of political capital to waste on something like this - never going to happen.
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HUFFPOST SUPER USER
wethepeople3884
in Order to form a more perfect union ...
10:07 AM on 06/20/2010
Rubin was nothing short of catastrophic in his time in the clinton administration - most republicans are better secretaries of treasury than rubins and summers because they are usually more to the left than rubins and summer - those two make paulson look like a progressive.