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Robert Lenzner

Robert Lenzner

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Intensive Care Required For US Economy

Posted: 06/ 6/11 08:49 AM ET

This is serious; what cures are there for pathetically small job creation and the suffocating weakness in real home prices? Dr. Bernanke has no magic potions. Congress and the White House are bewildered. The big Wall Street houses are just plain wrong on their prognostications. The risk trade in equities and many commodities are under selling pressure. There's not much help coming from rest of the world, where Japan is crippled, China in the midst of a directed slowing, Europe in a debt crisis.

The lousy job figures have cleaned the clocks of the equity market and been a boon to the bond market, driving rates down below 3% on the 10 year note and driving up bond prices. Last week's auctions of the 2 year, 5 year and 7 year treasuries were oversubscribed. In this lousy economic climate we might not even need Chinese buying of governments.

Here's a dispiriting rule of thumb to consider. Self-reinforcing trends are fine when the economic cycle is in the up phase; but they are disastrous when the downturn starts gaining momentum. Plug that notion into your portfolio strategy. The economic cycle looks to have peaked, and recovery looks to be slowing down.

Housing prices have fallen over 30% and are supposed to rebound in a recovery. But, instead they have continued to lose another 7.1% in value during the past 2 years of a stock market climb of 80%. And there are estimates of many millions more homes where the mortgages are larger than the homes are worth. Home prices might take years to truly bottom out and come back.

"The abysmal jobs report in the U.S. crowns a two-week period of shockingly weak data for virtually every sector of the economy" writes Sherry Cooper in The Bottom Line: U.S. Pothole -- from the Bank of Montreal. "Housing and jobs are crucial to a sustainable rebound in confidence and growth. And both are contingent upon confidence in the longer-term outlook."

As austerity is the mood of the federal government, it is doubtful another massive stimulus program is coming. Perhaps the scariest notion is that QE2 didn't work and the recognition that monetary policy cannot control the progress of economic recovery as well as it was hoped. This upsetting point is the focus of Robert Smith, CEO of Smith Capital's credit note this week. Smith is the astute analyst of the current patch to predict that inflation was not in the offing- and predict that interest rates were headed lower -- not higher. Give Smith credit for understanding that the Fed has no oversight of the shadow banking system -- which is now twice the size of commercial banking.

What's happening here is a liquidity trap -- where there is ample money, but its not going into job creation, home building or consumer spending. It's time to raise some cash.

 

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HUFFPOST SUPER USER
weekendpartier
I need some money!
09:44 AM on 06/08/2011
You all need to listen to Fareed Zakaria on the Daily Show: http://www.thedailyshow.com/full-episodes/tue-june-7-2011-fareed-zakaria
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HUFFPOST SUPER USER
Robert Cantor
I am a human being descended from an exclusive gro
01:32 PM on 06/07/2011
The same people have run the economy for a generation or more
and they were and are wrong.
So, let's stop listening to them.
Progressives were right, Obama should have let the Bush tax cuts expire. That would have gone a long way to fixing the deficit issue and freed up the Govt move on to jobs.
Obama's economic advisors were wrong, they need to go and never be heard from again.
01:00 PM on 06/07/2011
The government needs to give every legal citizen $1,000,000. Cheaper than another bailout. Then stand back and watch consumer spending take off.
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HUFFPOST SUPER USER
montestruc
War is the health of the state--Randolph Bourne
11:34 AM on 06/07/2011
Housing prices should not rebound when they were in fact the source of the bubble. Housing prices are still too high. If you want employment to pick up, you should be fixing things so employers can make money by hiring people. If their is absolutly no incentive for an employer to hire, he will not.

We have clogged up employing people with way too much red tape and paperwork, if you want employment up, attack that.
12:26 PM on 06/07/2011
The job market is not "clogged up" because of red tape and paperwork. The job market is down because of demand.

However, I agree that employment will pick up when we focus on fixing things that there is a need need for ie. infrastructure, alternative energy, innovative education, national modern transportation (high speed trains). That's millions of jobs that can't be outsourced.
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HUFFPOST SUPER USER
weekendpartier
I need some money!
10:31 AM on 06/08/2011
You are wrong! Jobs will not pick up for 3 to 5 years! This is not a cyclical problem - this is a structural problem: for 30 years jobs have been going over-seas. Study demographics and economics - you can a lot of starter info on Wikipedia.

Jobs are down because demand is down? What does that mean? Jobs are down because there are none. No new jobs are being created in the US. Listen to Fareed Zakaria on http://www.thedailyshow.com/full-episodes/tue-june-7-2011-fareed-zakaria

You list infrastructure (construction), energy, innovative education (whatever that is), high speed rail (expensive to implement) - those jobs, especially any construction related jobs, can use cheap manual labor that already exists here thanks to NAFTA.

This is why a famous economist said, roughly, Americans had better get used to austerity because it's going to be around for a while.
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HUFFPOST SUPER USER
Robert Cantor
I am a human being descended from an exclusive gro
01:33 PM on 06/07/2011
no
11:23 AM on 06/07/2011
Both parties 'club members' have consistently and methodically pushed our economy into the 'black hole' we find ourselves in. After decades of the same ole' tax and spend...tax and spend...and spend some more...here we are...in economic Paradise. The 'results' speak volumes.
We need less narcissistic bs and more integrity and character.
We need Herman Cain and the FairTax.
The 'club members' and their groupies/appologist rail at such a solution. It must be really good.
11:09 AM on 06/07/2011
The current American economic situation is unsustainable- alot of people know this- the other shoe will drop. We are on borrowed time. The push for new energy and technological advances is all well and good, but we are forfeiting our independence in the process. We need to create our own goods, but there are forces that want the world to be "one inter-dependant entity". We are shipping in our food from other countries when we have some of the most fruitful land in the world. This keeps the shipping and trucking industries alive and creates a lot of pollution. We live on credit- - this runs out (currently happening) so the creditors will look for new countries to ply their trade ( the new free middle east maybe and of course China) Our infrastructure is a mess, we are in 2 wars that need to end- but where will these soldiers find work? We are giving subsidies to the most profitable industries in the world. Tax cuts for businesses that don't do business here. Our government has ceased to work for us-it is working to bring us down- more people on food stamps- fewer workers rights- . The education system is a train wreck because many American families are train wrecks. As a teacher and Mom I have much experience in this area. If a family has solid employment- job security and health care, children thrive at school. This is so basic-Happy home life=successful student
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HUFFPOST SUPER USER
gerald4
licensed mechanical and electrical engineer
10:09 AM on 06/07/2011
Outsourcing of jobs to labor supplied by foreign companies is apparently the easiest way for any company to increase its profit (or reduce its losses), become price competitive, or maybe just only stay in business and out of bankruptsy court.

Without extremely high (several hundred percent) USA import tariffs, businesses (and US workers) must compete with international foreign workers at very low foreign wage scales and very low foreign environmental manufacturing process costs.

INSTEAD OF JUST HANDING OUT US GOVERNMENT BORROWED CASH TO THE UNEMPLOYED, maybe the US government would/should/could build manufacturing plants to make various consumer products, in sequence, one product at a time, i.e. refrigerators, washing machines, clothing, TV's, electronics, tires, auto parts, hand tools, power tools, machine tools, appliances, and etc., and impose import taxes to make those imported products as expensive as products made by US workers.

How about also passing laws to prohibit the import of services (the same as exporting the jobs) such as accounting, telemarketing, customer assistance service, computer aided drafting, engineering, legal research, etc. that are now easily provided by workers overseas through the internet at a small fraction of the costs paid to US citizens to perform those services.

Maybe most all of the consumer goods that we import could eventually be made in the USA. The US government could impose higher and higher import taxes that are high enough so that these US made products are always less expensive to the consumer than the same imported product.
This user has chosen to opt out of the Badges program
08:06 AM on 06/08/2011
Right on with a work program investing in infrastructure, education, etc. so the private sector (the bulk of the economy) can flourish later down the road.

As far as Made in America, we need to demand it as consumers.
01:38 PM on 06/18/2011
"we need to demand it as consumers".
Amen to that.
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castlerider
"A man's home is his castle"
09:55 AM on 06/07/2011
Too big to fail banks should have failed and started over under the government's watchful eyes instead of our society and all it's built on having to take the brunt of the damage, and now it has to start over. It's excruciating to watch and live thorugh.

Because of the unpopular stance of government in our country, no politicians were brave enough to promote what should have been done. Big thanks to Reagan and what he did to denounce our government in every aspect so he could help his wealthy friends take over all our inner workings. Seems so ironic, almost like ... Karma.
This user has chosen to opt out of the Badges program
08:07 AM on 06/08/2011
The most worrying thing about the bailouts was not the bailouts, it was the lack of change in the structure of the financial system so that firms that actually produce something can get credit.
HUFFPOST SUPER USER
rtx47
09:45 AM on 06/07/2011
Many corporations have a needed product or service to sell.

SERVICE SECTOR (Accountants, Lawyers, Educators, Healthcare, casualty/ property/ product liability Insurance, Wall Street, Banking, Unions (worker and professional), etc) merely redistribute wealth, feed-off in the process and add costs. These groups can justify themselves if they improve efficiency; making the entire socio-economic system more productive.

Current Service Sector is a hurdle and economic drag with high cost and grinding inefficiencies; which drive-away manufacturing (creators of new and added-on wealth).

NAFTA, WTO etc are tools to make this option easier. Trade is a gun going-off. NAFTA, etc. are merely triggers for the gun loaded with economic inefficiencies.

Current Choice: Do more of the same (system with high costs, huge trade imbalance, massive inefficiencies) or make our system more efficient.

Its for US (govt, private enterprise, and us-all) to bring down cost of Service Sector for economy to again become a lean-mean-competitive machine. No question we need "More Bang for the Buck'.

US Manufacturing elected to off-shore instead of fight the drags in the system. Above groups added their costs (at every corner) both for employer and for employee. All passed these costs along. Govt, ultimate consumer paid these increased costs directly and indirectly. With federal debt, costs were / are passed to grandchildren and yet-to-be-born Americans.

Those who continue to merely extract money from society (for their perceived worthy goals) are "killing the goose that lays the golden egg."
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HUFFPOST SUPER USER
den1953
The best politicians are for free!
09:03 AM on 06/07/2011
So how the mention of to big to fail might have been a better solution for it to fail and start over, it is like treading water how long can this country maintain it and at what price?
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Si1ver1ock
So long, and thanks for all the fish...
08:24 AM on 06/07/2011
"It's time to raise some cash."

What this author is saying is the market is about to "decline". As more people come to the same conclusion, it will "decline" faster.
08:19 AM on 06/07/2011
Just found out that Texas has grown more jobs than any other states. It is clear that there is a regulatory chill; tax reform chill and Obama Care chill inhibiting businesses from growing here in the US. There is plenty of money in the system. But people need to know that tort reform and no state tax exist there. Only 2% of litigation costs are borne in Texas.

The Bernank is leaving the cost of money cheap for anyone that wants to take advantage and some businesses clearly are. However, jobs are a longer term commitment. In that case it is the Administration that has hamstrung the Fed.

No business needs to build a factory here if they do not want to. Today even those that are like Boeing in South Carolina are being sued by federal agencies.
Interest rates are low, money is cheap. Unemployment rates are going up. There is no more clear case that Obama policies are the issue with Job Creation.
Democrat in the South
Empathy, the most important word
08:49 AM on 06/07/2011
Bullpucky!!! Same old same old!
08:23 AM on 06/08/2011
Yes and with Obama we have Carter like Stagflation. Unless there are jobs you cannot deny that Obama way does not work.
HUFFPOST SUPER USER
lizcalifornia
08:56 AM on 06/07/2011
The texas boom is also helped by natural gas which is wreaking environmental havoc all over the country, but at least it's creating jobs. Oklahoma is doing even better I've heard, for the same reasons. The two main tools government has to help the economy are fiscal and monetary policy. Monetary policy tools have been exhausted. The only thing that remains is fiscal policy. Republicans want to increase the deficit with tax cuts, but this is proven not to create jobs. They think they can offset the hole created by tax cuts with spending cuts, but this will just put more people out of work, meaning fewer customers for business, which won't hire and invest as a result.

When the private sector can't get itself out of a liquidity trap, and it obviously can't right now, only government can save us.

Unfortunately, the purse strings are controlled by the House. And they don't seem to care about average Americans.
08:17 AM on 06/08/2011
I am not sure about that. Obama has no answers that work.
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HUFFPOST SUPER USER
BeamMeUpScottie
None of the Above should be on every US ballot.
07:57 AM on 06/07/2011
Intensive Care Required For US Economy.

Took you 3 years to figure that out Robert?.

What do you think $700 million TARP,,,$125 million bank injection,,trillion dollar stimulus was?,,,outpatient convalescence?.
HUFFPOST SUPER USER
bradkevans
07:53 AM on 06/07/2011
What about Dick "Deficits Don't Matter" Cheney? How quickly they change their tune.
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HUFFPOST SUPER USER
Nosybear
Liar, damned liar and statistician
01:50 PM on 06/07/2011
Typical Republican thinking: MY deficit doesn't matter. MY spending is justified. MY district deserves the pork.... Problem is we have too many "MY" thinkers sub-optimizing decision making at large.
HUFFPOST SUPER USER
bradkevans
07:52 AM on 06/07/2011
First you have to convince the american public that the repubs are purposely cratering the ecomomy for political gain. Those that proport to be trying to save us from the deficit are infact the architects of the self same deficit. How quickly we forget, the repub's #1 cheerleader, the bush years and veep Dick "deficits don't matter" Cheney. C'mon sheeples wake it up...