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Robert Reich

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The Widening Wealth Divide, and Why We Need a Surtax on the Super Wealthy

Posted: 03/13/2012 10:23 am

Let Santorum and Romney duke it out for who will cut taxes on the wealthy the most and shred the public services everyone else depends on.

The rest of us ought to be having a serious discussion about a wealth tax. Because if you really want to know what's happening to the American economy you need to look at household wealth -- not just incomes.

The Fed just reported that household wealth increased from October through December. That's the first gain in three quarters.

Good news? Take closer look. The entire gain came from increases in stock prices. Those increases in stock values more than made up for continued losses in home values.

But the vast majority of Americans don't have their wealth in the stock market. Over 90 percent of the nation's financial assets -- including stocks and pension-fund holdings -- are owned by the richest 10 percent of Americans. The top 1 percent owns 38 percent.

Most Americans have their wealth in their homes -- whose prices continue to drop. Housing prices are down by a third from their 2006 peak.

So as the value of financial assets held by American households increased by $1.46 trillion in the fourth quarter, the wealthiest 10 percent of Americans became $1.3 trillion richer, and the wealthiest 1 percent became $554.8 billion richer.

But at the same time, as the value of household real estate fell by $367.4 billion in the fourth quarter, homeowners -- mostly middle class -- lost over $141 billion (owners' equity is 38.4 percent of total household real estate).

Presto. America's wealth gap -- already wider than the nation's income gap -- has become even wider. The 400 richest Americans have more wealth than the bottom 150 million Americans put together.

Given this unprecedented concentration of wealth -- and considering what the nation needs to do to rebuild our schools and infrastructure while at the same time saving Medicare and reducing the long-term budget deficit -- shouldn't we be aiming higher than a "Buffet tax" on the incomes of millionaires?

There should also be a surtax on the super rich.

Yale Professor Bruce Ackerman and Anne Alstott have proposed a 2 percent surtax on the wealth of the richest one-half of 1 percent of Americans owning more than $7.2 million of assets. They figure it would generate $70 billion a year, or $750 billion over the decade. That's half the savings Congress's now defunct Super Committee was aiming for.

Instead of standing empty-handed while Santorum and Romney dominate the airwaves with their regressive Social Darwinism, Democrats need to be reminding Americans of what's happening in the real economy -- and what needs to happen.

The wealth gap is widening into a chasm. A surtax on the super rich is fair -- and it's necessary.

Robert Reich is the author of Aftershock: The Next Economy and America's Future, now in bookstores. This post originally appeared at RobertReich.org.

 
 
 

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HUFFPOST SUPER USER
Joe Bowers
12:52 PM on 03/20/2012
If we impose a wealth tax on the super rich, how can we prevent them from simply shifting their funds overseas? Or just moving out of the country?
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BluePhantom2
The Blacksmith & the Artist reflected in their art
03:54 PM on 03/19/2012
Always a good read. Wrong an all points as usual but still well written.
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HUFFPOST SUPER USER
John Shuck
Properly used, profanity is punctuation.
06:22 AM on 03/15/2012
It's been ten years since we have had a graduated tax rate. Flat tax and lower taxes on the wealthy has been a failure. Time to go back to the original concept. It was designed to prevent just such excesses.
07:53 PM on 03/14/2012
The problem is that currently in the USA there are 2 tax system - one tax system for regular working folk who pay 12% federal payroll taxes + 25-35% federal income taxes; and a tax system for the super rich who hide large portions of their income in tax shelters and loopholes - and pay only 15% federal tax on the income they are unable to hide. It is not the top 1% evading taxes - but the top 0.1% or 0.01%
07:51 PM on 03/14/2012
Don't forget that Obama and the Democrats are also bought and paid for by the super rich. They controlled all branches of government for 2 full years but did absolutely nothing for the tax inequality problem. Obama and the Democrats are just talk and no action - the "Buffet Rule" is just campaign talk and gimmicks - The Democrats and Obama do not intend to act seriously on it (no one expects this bill to pass) and the “Buffet Rule” will never be implemented; For Obama and the Democrats this is just politics and they also actually fight on the side of the 0.01% - just talk differently. The only taxes that Obama and the Democrats really want to raise are those on the Upper-Middle class ($200K-$250K and slightly up) - not on the super rich who pay for all their campaigns
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HUFFPOST SUPER USER
Ryan Kenneth Leddy
Facts have a liberal bias.
06:40 PM on 03/14/2012
We don't need a millionaires surtax, what we need is to raise the taxes that we already have in place that they are paying all time lows on. For instance, I would be willing to actually cut the top level income tax rate down to 30%. However, I would also tax capital gains and dividend at the same rate.

Then, we need to raise the estate tax. First $2 million is exempt, everything after taxed at 50%. Increase Social Security Payroll Tax Cap to $200,000.

Also, we need to to limit the deductions given for charity and state and local deductions.

Of course, it's not just millionaires who need their taxes raised. Once unemployment drops below 5% we need to raise the payroll tax back to original levels, then tack on an additional 1 to 1.5%.

Then, we without question need to eliminate all tax breaks and subsidy payments to big oil and impose a financial crisis responsibility fee on those which were responsible for the recession.
05:44 PM on 03/14/2012
They say if you're a hammer every problem looks like a nail. If you're a central planner every problem looks like insufficient taxes.
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HUFFPOST SUPER USER
James Aaron Busald
Republicans: Site Sources or get out of the way.
05:26 PM on 03/14/2012
Bob, I couldn't agree with you more.
I do think the wealth tax should be temporary, only until there is some equalization in wealth. But then there should, must, be some control over the acquisition of wealth into the hands of the few. Wage controls for all pay scale tiers. For example teachers and professors should be compensated much better and administrators should get significantly less compensation. Wage earners (producers) need to be better compensated for their production; administrators, managers and Capitalist must be controlled in their self compensation.
America is not on board with this kind of thinking: This would require some kind of organization of the lower tiers of wealth/income; unions are not looked at very favorably in this country right now. It may even be true that the miracle of the great American middle class was brought to us by the union movement in the early twentieth century. Even so the great American middle class is currently antagonistic towards unions. And with good reason; unions are, have been and will most likely continue to be corrupt. Even at this time of all times unions are not looked on favorably; what other means of organization or representation is there available to us.
We live in the real world and this is the real world we exist in. I don't see a way forward. Even the poorest of the poor are opposed to the economic interest of the poor. What is there to do?
03:05 PM on 03/14/2012
Envy: One of the seven deadly sins.

Thou shalt not covet thy neighbor's wife.
Thou shalt not covet thy neighbor's goods
HUFFPOST SUPER USER
Zebnick69
02:02 PM on 03/14/2012
Geez, I thought the end of the Clinton administration would be the end of us having to listen to this carnival fre@k show m!d_get. Who cares if Bill Gates' share values in MicroSoft make him worth $40 billion or $50 billion? We should all get jealous because we're 10 more billion dollars behind Gates today than we were last year? If we took 90% of his earnings and 90% of the earnings of all of the other super wealthy we'd STILL be in the stew. Why? Because our government takes HOWEVER MUCH they can in taxes and proceeds to spend $1.2 trillion more, EVERY YEAR NOW.
01:05 PM on 03/14/2012
The only purpose I can see in a surtax on the very wealthy is punishment for their success. What a wonderfully Marxist idea, but you can bet the the elitists will have already hidden their money. Also, taking it from the super rich is just a first step to show their phony "social justice", next comes all manner of taxes and "reforms" on everyone so as to gain control over your very living conditions. Everything that is happening is being controlled by puppet masters to collapse this great country. You definitely won't know what you've lost until there is no hope of getting it back. It's called freedom.
HUFFPOST SUPER USER
suefloyd2002
we are family
01:05 PM on 03/14/2012
It simply makes no sense for the rich to get richer and the poor to get poorer and expect this country to prosper. The poore the middle class gets on its slide to totla poverty, the less opportunity it has to acquire education and training to maintain quality of goods and services, labor and intellectual and creative products and innovation. As we as a people and country watch these assets that a healthy economy and population can contribute fade away and vanish, the rich will begin to understand how they have destroyed themselves as they become fewer and less able to sustain themselves since their existence is sustained by goods and services from a disappearing middle class -
11:48 AM on 03/14/2012
Will we take some of that 2% tax and spend it on more wars? How about paying for Luis Guitierez
trip to NC to support an Illegal who is being deported for breaking our immigration laws.I'm sure the Gov. will find good use for it.
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Craig2
Living in the great State of Jefferson
11:15 AM on 03/14/2012
Good morning, The other day when Mitt Romney stumbled through talking about a trip he made to China for the 2008 Olympics. How impressed he was with the building and bright shiny lights. That's was a snap-shot of what he wants for American Labor.
11:13 AM on 03/14/2012
An how does raising taxes help to raise wages? The policies driving down wages (H-1b work visas, liberal immigration, illegal labor, and free trade with slave labor communist China) are ALL supported by Democrats!

Just look at H-1b work visas. Why is it the government's job to import cheap foreign labor into the US?!