Roberto G. Quercia
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Roberto G. Quercia directs the Center for Community Capital and is a professor of City and Regional Planning, Adjunct Professor of Public Policy, and a Faculty Fellow at the Center for Urban and Regional Studies at the University of North Carolina at Chapel Hill. He has published numerous articles, primarily on the topics of low-income homeownership, affordable lending and the assessment of lending risks, and homeownership education and counseling. Currently, Quercia leads major research projects in the areas of foreclosure prevention and mitigation, subprime and predatory lending, and financial services issues. He is also the principal researcher on an evaluation of a secondary mortgage market initiative for community reinvestment loans funded by The Ford Foundation. He has held appointments at the University of Texas (Arlington), the University of California at Berkeley, the Wharton Real Estate Center (University of Pennsylvania), and the Urban Institute in Washington, D.C. Dr. Quercia currently serves on the Editorial Boards of the journals Housing Studies and Housing Policy Debate, the Board of Directors of Affordable Rentals, Inc., and the Research Advisory Committee of the Center for Responsible Lending.

Blog Entries by Roberto G. Quercia

For Whom the Bell Tolls: Making the Best Choice for Borrowers in a Bad Situation

Posted August 27, 2010 | 16:49:40 (EST)

This week, the housing news has been dismal: record low sales, talk of a double dip in values, and growing foreclosures. Meanwhile, the help that many homeowners hoped would come from government programs has not materialized. Instead, ever changing and complicated programs without teeth seem designed to prop up the...

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Exposing the Myth of Irrational Exuberance

Posted September 8, 2009 | 16:30:35 (EST)

Much has been written about the causes of the foreclosure crisis. Blame has been placed on everyone from irresponsible homeowners to greedy real estate agents, appraisers, and lenders, to sloppy investors, to apathetic government regulators. Others have blamed a "boom psychology", contending that market participants got carried away by a...

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