Tens of thousands of American families may remember Christmas of 2009 as the last time they'll spend a holiday in a home they own. Millions of properties have gone into foreclosure since the economic crisis began, and 2010 might not look much prettier.

Congress and the media have paid a...

Nearly 28 million Americans live without a bank account. As a kid, I used to think people without bank accounts were like Scrooge McDuck from Duck Tales, who literally would go swimming in his money bin. But this is far from the truth.

Almost all of the unbanked will...

The poor and indebted have it tough. They may have the right to buy a gun, but they can't get much else. They can't afford down payments, so they're not able to buy homes anymore. And since they can't afford to live in a good neighborhood, their kids aren't allowed...