The Heather Ellis case that is occurring in Kennett, Missouri started nearly three years ago. Ms. Ellis joined a line at Walmart but was accused of cutting the line. She alleges that she was joining her cousin. You know...we have all done it..."You stay in that line while I stay...

I am great when it comes to numbers. I can break down a financial principle with the best of them and can speak on economic empowerment ALL DAY without taking a break because I love it so much. I know that it is protocol in the blogger world to only...

If I gave you $100,000 today how would you spend it? Before you continue to read, I want you to take a moment and think hard about this question. How would you put that money to work? After you have thought about it, which of the following two scenarios describes...

Of the 2.7 million people who are incarcerated in our prison systems across America, 650,000 will be released this year and 63 percent will return within three years. Recidivism is something that impacts all of us because there is no such thing as a victimless crime. In an effort to...

With an economy that is in a recession that feels like a depression in many cities across the country...the sharks (financial predators) are in the water. Many companies prey off of public fear and ignorance and wanted to provide a "cheat sheet" for all readers to use in case they...

Jobs, jobs, jobs ... while the economy seems to be improving, those who have stumbled into the ranks of the unemployed find little comfort in recent statistics (i.e. a slight stabilization in housing prices, better-than-expected corporate earnings, and over 50% returns in the US stock markets since March 9th lows)....

"We cannot rebuild this economy on the same pile of sand. We must build our house upon a rock."

I received an email with a link to a YouTube.com video that displayed a hearing being held in Detroit, Michigan in front of the City Council. Various people of the community were expressing their concerns over the vast number of strip clubs that exist in the Detroit area. The others,...

An Ode to Greed, Ignorance, and Self Righteousness in America

I woke up early...worried about money.
Too many late bills to pay.
I paid most with my check.
Kept some for myself to celebrate.

I woke up early...worried about money.
They're turning off my lights.
...

In teaching financial literacy to audiences across the country, I often cover the topic of "End of Life Planning." Included in this part of the course I will inform the attendees of the importance of planning ahead in this arena, and not letting someone else make these crucial life decisions...

My grandfather used to tell me a story of a horse being ridden by his master who begins to ride into a dark tunnel when the horse stops and refuses to go into the pitch black tunnel. The master takes out his handkerchief, blindfolds the horse and they ride into...

Somewhere in Detroit, right now, there is a union worker sweating as he helps to produce cars for this country on the assembly line. He thought that his contract with the UAW was set in stone but, unfortunately, to his dismay it was renegotiated and he has just found out...

Dear Mr. Simmons:

My name is Ryan Mack and I have followed your career for most of my life. I have been a long-time admirer of your work, a tremendous fan, and believe that millions are inspired by the paths that you have created in the field...

John McCain has consistently shown that through all of his bluster and hawkish banter, he does not possess the temperament to make the tough decisions that mean the most to this country. Meanwhile, Barack Obama has consistently shown that not only can he be cool and measured in his decision...

6.1% unemployment rates, 604,000 jobs lost since January, record foreclosure rates, near $4.00 per gallon gas prices, stagnate real wages, record prison population rates, and increasing food prices are just a few of the problems that plague American people in today's economy. As we all wait patiently for housing prices...